Ameriserv Financial Stock Today

ASRV Stock  USD 2.87  0.01  0.35%   

Performance

4 of 100

 
Weak
 
Strong
Insignificant

Odds Of Distress

Over 56

 
High
 
Low
Above Average
AmeriServ Financial is selling for under 2.87 as of the 3rd of December 2024; that is 0.35 percent increase since the beginning of the trading day. The stock's lowest day price was 2.79. AmeriServ Financial has over 56 % chance of experiencing financial distress in the next 2 years of operation and did not have a very good performance during the last 90 trading days. Equity ratings for AmeriServ Financial are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 14th of December 2022 and ending today, the 3rd of December 2024. Click here to learn more.
Business Domain
Banks
IPO Date
27th of March 1990
Category
Financial Services
Classification
Financials
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. AmeriServ Financial, Inc. is headquartered in Johnstown, Pennsylvania. Ameriserv Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 16.52 M outstanding shares of which 12.54 K shares are presently shorted by private and institutional investors with about 1.19 trading days to cover. More on AmeriServ Financial

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AmeriServ Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentJeffrey CPA
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.04570.0377
Fairly Up
Slightly volatile
Total Current Liabilities1.1 BB
Sufficiently Up
Slightly volatile
Non Current Liabilities Total850.5 M1.2 B
Way Down
Pretty Stable
Total AssetsB1.4 B
Way Down
Slightly volatile
Total Current Assets18.6 M19.6 M
Notably Down
Slightly volatile
Debt Levels
AmeriServ Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand AmeriServ Financial's financial leverage. It provides some insight into what part of AmeriServ Financial's total assets is financed by creditors.
Liquidity
AmeriServ Financial currently holds 115.56 M in liabilities with Debt to Equity (D/E) ratio of 8.65, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about AmeriServ Financial's use of debt, we should always consider it together with its cash and equity.

Total Cash From Operating Activities

8.26 Million
AmeriServ Financial (ASRV) is traded on NASDAQ Exchange in USA. It is located in Main & Franklin Street, Johnstown, PA, United States, 15907-0430 and employs 302 people. AmeriServ Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 49.06 M. AmeriServ Financial conducts business under Banks sector and is part of Financials industry. The entity has 16.52 M outstanding shares of which 12.54 K shares are presently shorted by private and institutional investors with about 1.19 trading days to cover. AmeriServ Financial currently holds about 34.67 M in cash with 6.29 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.03.
Check AmeriServ Financial Probability Of Bankruptcy
Ownership Allocation
AmeriServ Financial holds a total of 16.52 Million outstanding shares. AmeriServ Financial retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check AmeriServ Ownership Details

AmeriServ Stock Institutional Holders

InstituionRecorded OnShares
Empowered Funds, Llc2024-09-30
95 K
Minerva Advisors Llc2024-09-30
58.2 K
Dryden Capital, Llc2024-06-30
43.4 K
Abacus Planning Group Inc2024-09-30
42.5 K
Pnc Financial Services Group Inc2024-09-30
38.5 K
Northern Trust Corp2024-09-30
30.7 K
Jpmorgan Chase & Co2024-09-30
25 K
State Street Corp2024-09-30
19.5 K
Captrust Financial Advisors2024-06-30
13.5 K
Gendell Jeffrey L2024-09-30
1.6 M
Dimensional Fund Advisors, Inc.2024-09-30
1.2 M
View AmeriServ Financial Diagnostics

AmeriServ Financial Historical Income Statement

At this time, AmeriServ Financial's Depreciation And Amortization is fairly stable compared to the past year. Other Operating Expenses is likely to climb to about 55 M in 2024, whereas EBIT is likely to drop 0.00 in 2024. View More Fundamentals

AmeriServ Stock Against Markets

AmeriServ Financial Corporate Management

Bettina FochlerSenior OfficerProfile
Laura FioreSenior AuditorProfile
Gary McKeownExecutive BankProfile
Charlene TessariSenior ApplicationsProfile
Kathleen WallaceSenior ManagerProfile
Michele ScanlanSenior OfficerProfile
Catherine TorokSenior OfficerProfile

Already Invested in AmeriServ Financial?

The danger of trading AmeriServ Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of AmeriServ Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than AmeriServ Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile AmeriServ Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.

Additional Tools for AmeriServ Stock Analysis

When running AmeriServ Financial's price analysis, check to measure AmeriServ Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy AmeriServ Financial is operating at the current time. Most of AmeriServ Financial's value examination focuses on studying past and present price action to predict the probability of AmeriServ Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move AmeriServ Financial's price. Additionally, you may evaluate how the addition of AmeriServ Financial to your portfolios can decrease your overall portfolio volatility.