AmeriServ Financial Company Insiders

ASRV Stock  USD 2.40  0.05  2.04%   
AmeriServ Financial's insiders are aggressively buying. The analysis of insiders' sentiment of trading AmeriServ Financial stock suggests that vertually all insiders are extremely bullish at this time. AmeriServ Financial employs about 302 people. The company is managed by 22 executives with a total tenure of roughly 29 years, averaging almost 1.0 years of service per executive, having 13.73 employees per reported executive.
James Huerth  CEO
Interim CEO of Ameriserv Financial Bank, Interim President of Ameriserv Financial Bank, CEO of Ameriserv Bank and President of Ameriserv Bank
Michael Baylor  President
Regional President of Ameriserv Financial Bank and Sr. VP of Ameriserv Financial Bank

Insider Sentiment 100

 Aggressively Buying

 
Selling
 
Buying

Latest Trades

2025-03-13Jeffrey A StopkoAcquired 3000 @ 2.42View
2024-11-07Jeffrey A StopkoAcquired 3000 @ 2.85View
2024-08-13Jeffrey A StopkoAcquired 2000 @ 2.29View
2024-08-01Jeffrey A StopkoAcquired 47 @ 2.5View
2024-04-30Jeffrey A StopkoAcquired 3000 @ 2.4View
Monitoring AmeriServ Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in AmeriServ Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more information on how to buy AmeriServ Stock please use our How to Invest in AmeriServ Financial guide.

AmeriServ Financial's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with AmeriServ Financial's future performance. Based on our forecasts, it is anticipated that AmeriServ will maintain a workforce of slightly above 770 employees by April 2025.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

AmeriServ Financial Management Team Effectiveness

Return On Tangible Assets is likely to climb to 0 in 2025. Return On Capital Employed is likely to climb to 0.02 in 2025. At this time, AmeriServ Financial's Non Currrent Assets Other are fairly stable compared to the past year. Other Assets is likely to climb to about 1.4 B in 2025, whereas Non Current Assets Total are likely to drop slightly above 31.5 M in 2025. AmeriServ Financial's management efficiency ratios could be used to measure how well AmeriServ Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Common Stock Shares Outstanding is likely to climb to about 17.3 M in 2025, whereas Net Income Applicable To Common Shares is likely to drop slightly above 4.4 M in 2025.

AmeriServ Financial Workforce Comparison

AmeriServ Financial is rated third in number of employees category among its peers. The total workforce of Financials industry is presently estimated at about 15,912. AmeriServ Financial claims roughly 302 in number of employees contributing just under 2% to equities under Financials industry.

AmeriServ Financial Profit Margins

The company has Profit Margin (PM) of (0.06) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of 0.13 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.13.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.941.05
Moderately Down
Slightly volatile
Operating Profit Margin2.041.94
Sufficiently Up
Slightly volatile

AmeriServ Financial Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific AmeriServ Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on AmeriServ Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, AmeriServ Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-06-01
17.0
17
1
 90,351 
 0.00 
2023-09-01
10.0
10
1
 18,075 
 0.00 
2023-03-01
4.25
17
4
 22,005 
 13,960 
2022-12-01
2.25
9
4
 7,243 
 7,202 
2022-06-01
4.4
22
5
 62,334 
 6,493 
2022-03-01
2.0
10
5
 18,285 
 28,910 
2021-12-01
45.0
45
1
 47,105 
 6,500 
2021-09-01
4.0
8
2
 27,457 
 20,020 
2021-03-01
1.5
6
4
 5,324 
 7,620 
2020-12-01
6.0
6
1
 2,701 
 1,500 
2020-06-01
7.5
15
2
 77,005 
 7,500 
2020-03-01
12.0
12
1
 6,936 
 508.00 
2019-12-01
3.0
9
3
 4,181 
 20,000 
2019-06-01
19.0
19
1
 53,502 
 2,000 
2018-09-01
11.0
11
1
 5,418 
 800.00 
2018-06-01
24.0
24
1
 68,642 
 2,000 
2017-12-01
10.0
10
1
 1,767 
 1,400 
2017-09-01
2.4
12
5
 51,449 
 92,500 
2017-06-01
21.0
21
1
 51,549 
 225.00 
2017-03-01
8.0
8
1
 1,413 
 4,400 
2016-03-01
5.0
15
3
 14,641 
 13,750 
2015-03-01
11.0
22
2
 118,539 
 20,000 
2014-03-01
5.0
10
2
 11,791 
 1,061 
2013-09-01
7.0
7
1
 1,127 
 311.83 
2013-03-01
13.0
13
1
 18,425 
 2,058 
2012-09-01
9.0
9
1
 1,442 
 40,000 
2011-06-01
7.0
21
3
 36,971 
 7,633 
2011-03-01
8.5
17
2
 24,785 
 3,297 
2010-12-01
15.0
30
2
 10,228 
 37,968 
2009-09-01
6.5
13
2
 16,834 
 0.00 
2009-06-01
2.9167
35
12
 81,442 
 70,000 
2009-03-01
32.0
32
1
 31,933 
 43.00 
2007-12-01
27.0
27
1
 63,312 
 7,967 
2007-03-01
19.0
19
1
 4,818 
 10,000 
2005-12-01
7.0
28
4
 54,954 
 3,836 
2004-12-01
3.75
15
4
 4,785 
 7,666 
2004-06-01
20.5
41
2
 33,233 
 1,000.00 

AmeriServ Financial Notable Stakeholders

An AmeriServ Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as AmeriServ Financial often face trade-offs trying to please all of them. AmeriServ Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting AmeriServ Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Jeffrey CPACEO PresidentProfile
James HuerthInterim CEO of Ameriserv Financial Bank, Interim President of Ameriserv Financial Bank, CEO of Ameriserv Bank and President of Ameriserv BankProfile
Michael BaylorRegional President of Ameriserv Financial Bank and Sr. VP of Ameriserv Financial BankProfile
Wendy GressickChief PresidentProfile
David FinuiPresident CompanyProfile
Daniel HummelRetail EVPProfile
Michael LynchChief Financial and Investment Officer and Sr. VPProfile
William LaytonVP AccountingProfile
Bettina FochlerSenior OfficerProfile
Laura FioreSenior AuditorProfile
Gary McKeownExecutive BankProfile
Charlene TessariSenior ApplicationsProfile
Kathleen WallaceSenior ManagerProfile
Michele ScanlanSenior OfficerProfile
Catherine TorokSenior OfficerProfile
Kathleen CPASenior ManagerProfile
Matthew RigoSenior TwpProfile
Mrs CallihanCorporate SecretaryProfile
Sharon CallihanCorporate SecretaryProfile
Kerri MuellerSenior BankProfile
Robert IIIVP OfficerProfile
Susan AngelettiSenior SystemsProfile

About AmeriServ Financial Management Performance

The success or failure of an entity such as AmeriServ Financial often depends on how effective the management is. AmeriServ Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of AmeriServ management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the AmeriServ management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Capital Employed 0.02  0.02 
Return On Equity 0.03  0.05 
Please note, the imprecision that can be found in AmeriServ Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of AmeriServ Financial. Check AmeriServ Financial's Beneish M Score to see the likelihood of AmeriServ Financial's management manipulating its earnings.

AmeriServ Financial Workforce Analysis

Traditionally, organizations such as AmeriServ Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare AmeriServ Financial within its industry.

AmeriServ Financial Manpower Efficiency

Return on AmeriServ Financial Manpower

Revenue Per Employee220.2K
Revenue Per Executive3M
Net Income Per Employee11.9K
Net Income Per Executive163.7K

Additional Tools for AmeriServ Stock Analysis

When running AmeriServ Financial's price analysis, check to measure AmeriServ Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy AmeriServ Financial is operating at the current time. Most of AmeriServ Financial's value examination focuses on studying past and present price action to predict the probability of AmeriServ Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move AmeriServ Financial's price. Additionally, you may evaluate how the addition of AmeriServ Financial to your portfolios can decrease your overall portfolio volatility.