Ameriserv Financial Stock Performance
| ASRV Stock | USD 2.49 0.03 1.22% |
The firm shows a Beta (market volatility) of 0.59, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, AmeriServ Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding AmeriServ Financial is expected to be smaller as well. At this point, AmeriServ Financial has a negative expected return of -0.0944%. Please make sure to confirm AmeriServ Financial's treynor ratio, as well as the relationship between the accumulation distribution and period momentum indicator , to decide if AmeriServ Financial performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days AmeriServ Financial has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of fairly stable basic indicators, AmeriServ Financial is not utilizing all of its potentials. The latest stock price fuss, may contribute to near-short-term losses for the sophisticated investors. ...more
Actual Historical Performance (%)
One Day Return 1.22 | Five Day Return 3.75 | Year To Date Return (6.39) | Ten Year Return (15.88) |
Forward Dividend Yield 0.0418 | Payout Ratio | Last Split Factor 3:1 | Forward Dividend Rate 0.12 | Dividend Date 2024-11-18 |
1 | Driver Management Company Sends Letter to the Chairman of AmeriServ Financial - Marketscreener.com | 12/19/2024 |
2 | Acquisition by Bloomingdale Richard W. of 958 shares of AmeriServ Financial at 2.5553 subject to Rule 16b-3 | 12/20/2024 |
3 | Acquisition by O Malley Margaret A of 460 shares of AmeriServ Financial at 2.9866 subject to Rule 16b-3 | 12/27/2024 |
4 | Insider Trading | 12/31/2024 |
5 | AMERISERV FINANCIAL REPORTS EARNINGS FOR THE FULL YEAR OF 2024 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND - PR Newswire | 01/21/2025 |
6 | Acquisition by Stopko Jeffrey A of 3000 shares of AmeriServ Financial at 2.62 subject to Rule 16b-3 | 02/03/2025 |
7 | Ameriserv financial CEO Jeffrey Stopko buys 7,860 in stock - Investing.com | 02/04/2025 |
8 | Acquisition by O Malley Margaret A of 421 shares of AmeriServ Financial at 3.0973 subject to Rule 16b-3 | 02/14/2025 |
| AmeriServ Financial dividend paid on 18th of February 2025 | 02/18/2025 |
10 | Acquisition by O Malley Margaret A of 219 shares of AmeriServ Financial at 2.8483 subject to Rule 16b-3 | 02/27/2025 |
11 | Acquisition by Onorato Daniel A. of 332 shares of AmeriServ Financial at 2.9308 subject to Rule 16b-3 | 02/28/2025 |
12 | Acquisition by Bloomingdale Richard W. of 206 shares of AmeriServ Financial at 2.6509 subject to Rule 16b-3 | 03/06/2025 |
13 | Acquisition by Stopko Jeffrey A of 3000 shares of AmeriServ Financial at 2.42 subject to Rule 16b-3 | 03/13/2025 |
14 | Ameriserv financial CEO Jeffrey Stopko buys 7,260 in stock By Investing.com - Investing.com Australia | 03/14/2025 |
| Begin Period Cash Flow | 23 M |
AmeriServ |
AmeriServ Financial Relative Risk vs. Return Landscape
If you would invest 267.00 in AmeriServ Financial on December 19, 2024 and sell it today you would lose (18.00) from holding AmeriServ Financial or give up 6.74% of portfolio value over 90 days. AmeriServ Financial is currently does not generate positive expected returns and assumes 2.0964% risk (volatility on return distribution) over the 90 days horizon. In different words, 18% of stocks are less volatile than AmeriServ, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
AmeriServ Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for AmeriServ Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as AmeriServ Financial, and traders can use it to determine the average amount a AmeriServ Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.045
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| Negative Returns | ASRV |
Estimated Market Risk
| 2.1 actual daily | 18 82% of assets are more volatile |
Expected Return
| -0.09 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.04 actual daily | 0 Most of other assets perform better |
Based on monthly moving average AmeriServ Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of AmeriServ Financial by adding AmeriServ Financial to a well-diversified portfolio.
AmeriServ Financial Fundamentals Growth
AmeriServ Stock prices reflect investors' perceptions of the future prospects and financial health of AmeriServ Financial, and AmeriServ Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on AmeriServ Stock performance.
| Return On Equity | -0.0249 | ||||
| Return On Asset | -0.0019 | ||||
| Profit Margin | (0.06) % | ||||
| Operating Margin | 0.13 % | ||||
| Current Valuation | 152.32 M | ||||
| Shares Outstanding | 16.52 M | ||||
| Price To Earning | 12.98 X | ||||
| Price To Book | 0.14 X | ||||
| Price To Sales | 0.77 X | ||||
| Revenue | 44.98 M | ||||
| Gross Profit | 57.2 M | ||||
| EBITDA | 2.07 M | ||||
| Net Income | (3.35 M) | ||||
| Cash And Equivalents | 34.67 M | ||||
| Cash Per Share | 2.03 X | ||||
| Total Debt | 115.56 M | ||||
| Debt To Equity | 8.65 % | ||||
| Book Value Per Share | 6.55 X | ||||
| Cash Flow From Operations | 6.29 M | ||||
| Earnings Per Share | (0.17) X | ||||
| Market Capitalization | 49.06 M | ||||
| Total Asset | 1.39 B | ||||
| Retained Earnings | 58.9 M | ||||
About AmeriServ Financial Performance
Evaluating AmeriServ Financial's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if AmeriServ Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if AmeriServ Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Equity | (0.04) | (0.04) |
Things to note about AmeriServ Financial performance evaluation
Checking the ongoing alerts about AmeriServ Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for AmeriServ Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| AmeriServ Financial generated a negative expected return over the last 90 days | |
| AmeriServ Financial has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 44.98 M. Net Loss for the year was (3.35 M) with profit before overhead, payroll, taxes, and interest of 57.2 M. | |
| About 21.0% of the company shares are held by company insiders | |
| On 18th of February 2025 AmeriServ Financial paid $ 0.03 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Ameriserv financial CEO Jeffrey Stopko buys 7,260 in stock By Investing.com - Investing.com Australia |
- Analyzing AmeriServ Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether AmeriServ Financial's stock is overvalued or undervalued compared to its peers.
- Examining AmeriServ Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating AmeriServ Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of AmeriServ Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of AmeriServ Financial's stock. These opinions can provide insight into AmeriServ Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for AmeriServ Stock Analysis
When running AmeriServ Financial's price analysis, check to measure AmeriServ Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy AmeriServ Financial is operating at the current time. Most of AmeriServ Financial's value examination focuses on studying past and present price action to predict the probability of AmeriServ Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move AmeriServ Financial's price. Additionally, you may evaluate how the addition of AmeriServ Financial to your portfolios can decrease your overall portfolio volatility.