Community Bank Stock Options

CBU Stock  USD 57.59  0.43  0.75%   
Community Bank's latest option contracts expiring on May 16th 2025 are carrying combined implied volatility of 0.79 with a put-to-call open interest ratio of 3.14 over 20 outstanding agreements suggesting investors are buying way more puts than calls on contracts expiring on May 16th 2025.

Open Interest Against May 16th 2025 Option Contracts

Community Bank option prices can potentially be used to forecast stock returns because most option chains provide information not only about the current prices but also about the future conditions in Community Bank's lending market. For example, when Community Bank's puts are not actively trading or completely missing in the marketplace, investors can use it to internalize expected shorting costs. So if an investor is writing a put option on Community Bank, he or she must hedge the risk by shorting Community Bank stock over its option's life.
The chart above shows Community Bank's distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Community Bank's open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Community Bank's option, there is no secondary market available for investors to trade.

Community Bank Maximum Pain Price Across 2025-05-16 Option Contracts

Max pain occurs when Community Bank's market makers reach a net positive position across all Community Bank's options at a strike price where option holders stand to lose the most money. By contrast, Community Bank's option sellers may reap the most after selling more options than buying, causing them to expire worthless.

In The Money vs. Out of Money Option Contracts on Community Bank

Analyzing Community Bank's in-the-money options over time can help investors to take a profitable long position in Community Bank regardless of its overall volatility. This is especially true when Community Bank's options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money Community Bank's options could be used as guardians of the underlying stock as they move almost dollar for dollar with Community Bank's stock while costing only a fraction of its price.

Community Bank System In The Money Call Balance

When Community Bank's strike price is surpassing the current stock price, the option contract against Community Bank System stock is said to be in the money. When it comes to buying Community Bank's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Community Bank System are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.

Community Current Options Market Mood

Community Bank's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Community Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.

Put-to-Call Open Interest

Put-to-Call Volume

Unfortunately, most Community Bank's options investors are not very successful. Community Bank's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.

Rule 16 of the current Community contract

Base on the Rule 16, the options market is currently suggesting that Community Bank System will have an average daily up or down price movement of about 0.0494% per day over the life of the 2025-05-16 option contract. With Community Bank trading at USD 57.59, that is roughly USD 0.0284. If you think that the market is fully incorporating Community Bank's daily price movement you should consider buying Community Bank System options at the current volatility level of 0.79%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
  
Purchasing Community Bank options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" Community calls. Remember, the seller must deliver Community Bank System stock to the call owner when a call is exercised.

Community Bank Option Chain

When Community Bank's strike price is surpassing the current stock price, the option contract against Community Bank System stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Community Bank's option chain is a display of a range of information that helps investors for ways to trade options on Community. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Community. It also shows strike prices and maturity days for a Community Bank against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone.
Open IntStrike PriceCurrent SpreadLast Price
Call
CBU250516C001000000100.00.0 - 4.84.8Out
Call
CBU250516C00095000095.00.0 - 4.84.8Out
Call
CBU250516C00090000090.00.0 - 4.84.8Out
Call
CBU250516C00085000085.00.0 - 4.84.8Out
Call
CBU250516C00080000580.00.0 - 4.82.1Out
Call
CBU250516C00075000575.00.0 - 4.83.9Out
Call
CBU250516C00070000170.00.0 - 4.81.45Out
Call
CBU250516C00065000065.00.0 - 1.151.15Out
Call
CBU250516C00060000360.00.05 - 5.06.92Out
Call
CBU250516C00055000055.03.0 - 7.13.0In
 Put
CBU250516P001000000100.039.5 - 44.539.5In
 Put
CBU250516P00095000095.034.5 - 39.534.5In
 Put
CBU250516P00090000090.029.5 - 34.529.5In
 Put
CBU250516P00085000085.024.5 - 29.524.5In
 Put
CBU250516P00080000080.019.5 - 24.519.5In
 Put
CBU250516P00075000075.014.5 - 19.514.5In
 Put
CBU250516P00070000070.09.5 - 14.59.5In
 Put
CBU250516P000650002965.06.8 - 7.92.95In
 Put
CBU250516P00060000060.01.5 - 6.41.5In
 Put
CBU250516P000550001555.01.0 - 1.852.0Out

Community Bank Selling And Marketing Expenses Over Time

   Selling And Marketing Expenses   
       Timeline  

Community Bank Market Cap Over Time

   Market Cap   
       Timeline  

Community Total Stockholder Equity

Total Stockholder Equity

1.85 Billion

At this time, Community Bank's Total Stockholder Equity is comparatively stable compared to the past year.

Community Bank Corporate Directors

Eric StickelsIndependent DirectorProfile
John WhippleLead Independent DirectorProfile
Brian AceIndependent DirectorProfile
Raymond PecorIndependent DirectorProfile

Additional Tools for Community Stock Analysis

When running Community Bank's price analysis, check to measure Community Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Bank is operating at the current time. Most of Community Bank's value examination focuses on studying past and present price action to predict the probability of Community Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Bank's price. Additionally, you may evaluate how the addition of Community Bank to your portfolios can decrease your overall portfolio volatility.