Community Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Community Bank System
CBU Stock  USD 57.12  0.11  0.19%   
Community Bank financial statements provide useful quarterly and yearly information to potential Community Bank System investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Community Bank financial statements helps investors assess Community Bank's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Community Bank's valuation are summarized below:
Gross Profit
723.5 M
Profit Margin
0.2522
Market Capitalization
3 B
Enterprise Value Revenue
5.0302
Revenue
723.5 M
There are currently one hundred twenty fundamental signals for Community Bank System that can be evaluated and compared over time across rivals. All traders should validate Community Bank's prevailing fundamentals against the performance from 2010 to 2025 and make sure the trends continue to evolve in the right direction. Market Cap is likely to gain to about 2.5 B in 2025. Enterprise Value is likely to gain to about 2.7 B in 2025

Community Bank Total Revenue

675.7 Million

Check Community Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Community Bank's main balance sheet or income statement drivers, such as Interest Expense of 204.1 M, Other Operating Expenses of 363.7 M or Operating Income of 312 M, as well as many indicators such as Price To Sales Ratio of 2.74, Dividend Yield of 0.0384 or PTB Ratio of 1.17. Community financial statements analysis is a perfect complement when working with Community Bank Valuation or Volatility modules.
  
Check out the analysis of Community Bank Correlation against competitors.

Community Bank Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding31.7 M52.9 M44.1 M
Slightly volatile
Total Assets17.2 B16.4 B10.9 B
Slightly volatile
Short and Long Term Debt Total506.9 M737.3 M535.3 M
Pretty Stable
Total Current Liabilities112.1 M118 M862.9 M
Very volatile
Total Stockholder Equity1.9 B1.8 B1.4 B
Slightly volatile
Property Plant And Equipment Net192.9 M183.8 M128 M
Slightly volatile
Retained Earnings1.3 B1.3 B776.9 M
Slightly volatile
Cash252.8 M191.9 M388.4 M
Pretty Stable
Non Current Assets Total1 B1.1 B4 B
Slightly volatile
Cash And Short Term Investments3.1 B3 B2.9 B
Slightly volatile
Net Receivables57.1 M54.3 M35.3 M
Slightly volatile
Liabilities And Stockholders Equity17.2 B16.4 B10.9 B
Slightly volatile
Non Current Liabilities Total962.5 M619.3 M1.1 B
Pretty Stable
Other Current Assets269.5 M283.7 M1.1 B
Slightly volatile
Other Stockholder Equity1 B980.9 M708 M
Slightly volatile
Total Liabilities15.4 B14.6 B9.5 B
Slightly volatile
Property Plant And Equipment Gross345.8 M329.3 M172.7 M
Slightly volatile
Total Current Assets1.9 B3 B2.9 B
Slightly volatile
Short Term Debt219.3 M118 M265.8 M
Pretty Stable
Accounts Payable146.2 M153.9 M436.6 M
Slightly volatile
Common Stock Total Equity39.2 M62.3 M45.7 M
Slightly volatile
Common Stock40.8 M54.7 M45.3 M
Slightly volatile
Other Liabilities17.1 M18 M70.1 M
Slightly volatile
Long Term Debt373.5 M619.3 M255.4 M
Slightly volatile
Intangible Assets65 M48.2 M66.6 M
Pretty Stable
Property Plant Equipment104.3 M184.9 M122.6 M
Slightly volatile
Good Will494.7 M853.2 M580.2 M
Slightly volatile
Short Term Investments2.7 B2.8 B2.8 B
Slightly volatile
Net Tangible Assets863.5 M760.3 M758.2 M
Slightly volatile
Retained Earnings Total Equity788.1 M1.3 B767.2 M
Slightly volatile
Long Term Debt Total2.8 M2.9 M70.4 M
Slightly volatile
Capital Surpluse772.1 M1.2 B735.4 M
Slightly volatile
Long Term Investments5.1 B4.1 B4.4 B
Slightly volatile
Non Current Liabilities Other1.5 B1.4 B543.1 M
Slightly volatile
Earning Assets3.7 B5.7 B3.6 B
Slightly volatile
Net Invested Capital1.9 B2.5 B1.8 B
Very volatile
Capital Stock58.9 M54.7 M52.9 M
Slightly volatile

Community Bank Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense204.1 M194.4 M49.6 M
Slightly volatile
Other Operating Expenses363.7 M346.4 M213.9 M
Slightly volatile
Operating Income312 M297.1 M193.2 M
Slightly volatile
EBIT128 M192.5 M172.7 M
Slightly volatile
EBITDA312 M297.1 M206.8 M
Slightly volatile
Income Before Tax248.5 M236.7 M166.7 M
Slightly volatile
Net Income191.6 M182.5 M128.5 M
Slightly volatile
Depreciation And Amortization34.2 M32.6 M20.4 M
Slightly volatile
Selling General Administrative14.6 M15.3 M158.4 M
Slightly volatile
Total Revenue675.7 M643.5 M486.6 M
Slightly volatile
Gross Profit223.1 M328.5 M341.5 M
Slightly volatile
Net Income Applicable To Common Shares227.1 M216.3 M137.4 M
Slightly volatile
Selling And Marketing Expenses9.3 M16.1 M9.3 M
Slightly volatile
Net Income From Continuing Ops147.7 M182.5 M131.3 M
Slightly volatile
Non Recurring45.4 M43.2 M23.7 M
Slightly volatile
Tax Provision46.9 M54.2 M42.4 M
Slightly volatile
Net Interest Income395.5 M449.1 M327 M
Slightly volatile
Interest Income440.6 M643.5 M359 M
Slightly volatile
Reconciled Depreciation21.7 M28.7 M29.6 M
Slightly volatile

Community Bank Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow254.4 M242.3 M153.8 M
Slightly volatile
Begin Period Cash Flow248.7 M191 M389.5 M
Slightly volatile
Depreciation17.2 M27.9 M23.2 M
Slightly volatile
Dividends Paid100.6 M95.8 M65.5 M
Slightly volatile
Capital Expenditures21.7 M20.7 M12.9 M
Slightly volatile
Total Cash From Operating Activities254.4 M242.3 M164 M
Slightly volatile
Net Income191.6 M182.5 M128.5 M
Slightly volatile
End Period Cash Flow252.9 M197 M388.7 M
Slightly volatile
Stock Based Compensation8.8 M8.4 M5.5 M
Slightly volatile
Issuance Of Capital Stock7.7 M7.1 M14.2 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.745.05644.5324
Slightly volatile
Dividend Yield0.03840.02940.0299
Slightly volatile
PTB Ratio1.171.84581.6355
Slightly volatile
Days Sales Outstanding47.8135.4429.8375
Pretty Stable
Book Value Per Share35.0933.415528.7196
Slightly volatile
Free Cash Flow Yield0.110.07450.0716
Pretty Stable
Operating Cash Flow Per Share4.824.59253.4063
Slightly volatile
Stock Based Compensation To Revenue0.00770.0130.0103
Slightly volatile
Capex To Depreciation0.870.750.6417
Slightly volatile
PB Ratio1.171.84581.6355
Slightly volatile
EV To Sales3.625.90394.8661
Slightly volatile
Free Cash Flow Per Share4.824.59253.1704
Slightly volatile
ROIC0.07660.05560.0285
Pretty Stable
Net Income Per Share3.633.4592.6564
Slightly volatile
Payables Turnover1.122.121.0192
Slightly volatile
Sales General And Administrative To Revenue0.02260.02380.3344
Slightly volatile
Capex To Revenue0.05120.03340.0334
Slightly volatile
Cash Per Share28.3456.442263.323
Slightly volatile
POCF Ratio8.5413.430713.871
Slightly volatile
Interest Coverage1.451.52828.184
Very volatile
Payout Ratio0.380.52490.5023
Very volatile
Capex To Operating Cash Flow0.180.09360.1083
Slightly volatile
PFCF Ratio10.4813.430715.2653
Pretty Stable
Days Payables Outstanding16917860.6 K
Slightly volatile
Income Quality1.691.32771.3534
Pretty Stable
ROE0.110.10350.093
Slightly volatile
EV To Operating Cash Flow11.1515.681914.79
Pretty Stable
PE Ratio11.417.831617.7638
Slightly volatile
Return On Tangible Assets0.00880.01180.0122
Very volatile
EV To Free Cash Flow13.3215.681916.1252
Pretty Stable
Earnings Yield0.08660.05610.0606
Slightly volatile
Intangibles To Total Assets0.03460.0550.0546
Pretty Stable
Current Ratio39.525.737830.6344
Slightly volatile
Tangible Book Value Per Share17.1416.327615.5356
Slightly volatile
Receivables Turnover7.8610.6613.376
Very volatile
Graham Number53.5550.996741.3303
Slightly volatile
Shareholders Equity Per Share35.0933.415528.7196
Slightly volatile
Debt To Equity0.40.41830.4214
Pretty Stable
Capex Per Share0.230.310.2697
Pretty Stable
Revenue Per Share12.8112.198410.1915
Slightly volatile
Interest Debt Per Share13.0517.661312.5342
Pretty Stable
Debt To Assets0.04270.0450.0509
Pretty Stable
Enterprise Value Over EBITDA15.6912.787813.9472
Very volatile
Short Term Coverage Ratios1.412.05321.8177
Very volatile
Price Earnings Ratio11.417.831617.7638
Slightly volatile
Price Book Value Ratio1.171.84581.6355
Slightly volatile
Days Of Payables Outstanding16917860.6 K
Slightly volatile
Dividend Payout Ratio0.380.52490.5023
Very volatile
Price To Operating Cash Flows Ratio8.5413.430713.871
Slightly volatile
Price To Free Cash Flows Ratio10.4813.430715.2653
Pretty Stable
Pretax Profit Margin0.250.36780.3253
Pretty Stable
Ebt Per Ebit0.40.79670.7673
Pretty Stable
Operating Profit Margin0.770.46170.4719
Pretty Stable
Effective Tax Rate0.30.22910.2418
Pretty Stable
Company Equity Multiplier11.219.29538.2832
Very volatile
Long Term Debt To Capitalization0.320.260.1808
Slightly volatile
Total Debt To Capitalization0.440.29490.2752
Very volatile
Return On Capital Employed0.01740.01830.022
Slightly volatile
Debt Equity Ratio0.40.41830.4214
Pretty Stable
Ebit Per Revenue0.770.46170.4719
Pretty Stable
Quick Ratio40.2425.737832.0299
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.442.52962.1181
Slightly volatile
Net Income Per E B T0.580.77090.7507
Very volatile
Cash Ratio1.541.62622.7956
Pretty Stable
Operating Cash Flow Sales Ratio0.260.37650.323
Pretty Stable
Days Of Sales Outstanding47.8135.4429.8375
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.670.830.8775
Very volatile
Cash Flow Coverage Ratios0.310.32860.4781
Slightly volatile
Price To Book Ratio1.171.84581.6355
Slightly volatile
Fixed Asset Turnover2.743.5023.704
Very volatile
Capital Expenditure Coverage Ratio7.5411.0612.8338
Slightly volatile
Price Cash Flow Ratio8.5413.430713.871
Slightly volatile
Enterprise Value Multiple15.6912.787813.9472
Very volatile
Debt Ratio0.04270.0450.0509
Pretty Stable
Cash Flow To Debt Ratio0.310.32860.4781
Slightly volatile
Price Sales Ratio2.745.05644.5324
Slightly volatile
Return On Assets0.00840.01110.0115
Very volatile
Asset Turnover0.05190.03930.0472
Slightly volatile
Net Profit Margin0.180.28360.2469
Slightly volatile
Gross Profit Margin0.480.51050.742
Slightly volatile
Price Fair Value1.171.84581.6355
Slightly volatile
Return On Equity0.110.10350.093
Slightly volatile

Community Bank Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.5 B2.4 B2.1 B
Slightly volatile
Enterprise Value2.7 B2.6 B2.3 B
Slightly volatile

Community Fundamental Market Drivers

Forward Price Earnings15.7729
Cash And Short Term Investments3 B

Community Upcoming Events

23rd of April 2024
Upcoming Quarterly Report
View
29th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
28th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Community Bank Financial Statements

Community Bank shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Community Bank investors may analyze each financial statement separately, they are all interrelated. The changes in Community Bank's assets and liabilities, for example, are also reflected in the revenues and expenses on on Community Bank's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-141 M-148.1 M
Total Revenue643.5 M675.7 M
Cost Of Revenue315 M330.8 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.02  0.02 
Capex To Revenue 0.03  0.05 
Revenue Per Share 12.20  12.81 
Ebit Per Revenue 0.46  0.77 

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