Pioneer Bancorp Stock Analysis

PBFS Stock  USD 11.68  0.19  1.60%   
Pioneer Bancorp is fairly valued with Real Value of 11.6 and Hype Value of 11.88. The main objective of Pioneer Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what Pioneer Bancorp is worth, separate from its market price. There are two main types of Pioneer Bancorp's stock analysis: fundamental analysis and technical analysis.
The Pioneer Bancorp stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Pioneer Bancorp is usually not traded on Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day. Pioneer Stock trading window is adjusted to America/New York timezone.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pioneer Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more information on how to buy Pioneer Stock please use our How to Invest in Pioneer Bancorp guide.

Pioneer Stock Analysis Notes

About 57.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.01. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Pioneer Bancorp has Price/Earnings (P/E) ratio of 380.0. The entity had not issued any dividends in recent years. Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank that provides various banking products and services in New York. Pioneer Bancorp, Inc. is a subsidiary of Pioneer Bancorp, MHC. Pioneer Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 244 people. To find out more about Pioneer Bancorp contact Thomas Amell at 518 730 3025 or learn more at https://www.pioneerny.com.

Pioneer Bancorp Quarterly Total Revenue

22.02 Million

Pioneer Bancorp Investment Alerts

About 57.0% of the company outstanding shares are owned by corporate insiders
Latest headline from news.google.com: Waste-to-Value Pioneer Nexus W2V Secures 140MM Investment Announces Construction of Flagship RNG Facility in Indiana - Quantisnow

Pioneer Bancorp Upcoming and Recent Events

29th of January 2024
Upcoming Quarterly Report
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31st of December 2023
Next Fiscal Quarter End
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Pioneer Bancorp Environmental, Social, and Governance (ESG) Scores

Pioneer Bancorp's ESG score is a quantitative measure that evaluates Pioneer Bancorp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Pioneer Bancorp's operations that may have significant financial implications and affect Pioneer Bancorp's stock price as well as guide investors towards more socially responsible investments.

Pioneer Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Brandywine Global Investment Mgmt Llc2024-09-30
71.5 K
Empowered Funds, Llc2024-09-30
57.4 K
Renaissance Technologies Corp2024-09-30
50.9 K
Morgan Stanley - Brokerage Accounts2024-09-30
49.4 K
Gator Capital Management, Llc2024-09-30
38.1 K
Charles Schwab Investment Management Inc2024-09-30
32.1 K
Citadel Advisors Llc2024-09-30
28.6 K
Goldman Sachs Group Inc2024-09-30
26 K
Millennium Management Llc2024-09-30
24.7 K
M3f, Inc.2024-09-30
2.3 M
Fj Capital Management Llc2024-09-30
803.5 K
Note, although Pioneer Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Pioneer Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 308.31 M.

Pioneer Profitablity

The company has Profit Margin (PM) of 0.23 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.37 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.37.
Last ReportedProjected for Next Year
Return On Capital Employed 0.01  0.01 
Return On Equity 0.05  0.06 

Management Efficiency

Return On Equity is likely to gain to 0.06 in 2024, whereas Return On Tangible Assets are likely to drop 0 in 2024. At this time, Pioneer Bancorp's Other Current Assets are comparatively stable compared to the past year. Intangibles To Total Assets is likely to gain to 0.01 in 2024, whereas Net Tangible Assets are likely to drop slightly above 198.3 M in 2024. Pioneer Bancorp's management efficiency ratios could be used to measure how well Pioneer Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 11.77  12.01 
Tangible Book Value Per Share 11.22  11.64 
Enterprise Value Over EBITDA 3.11  5.45 
Price Book Value Ratio 0.88  1.75 
Enterprise Value Multiple 3.11  5.45 
Price Fair Value 0.88  1.75 
Enterprise Value225.6 M127.7 M
The strategic decisions made by Pioneer Bancorp management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Operating Margin
0.3696
Profit Margin
0.2316
Beta
0.494
Return On Assets
0.0091
Return On Equity
0.0631

Technical Drivers

As of the 16th of December 2024, Pioneer Bancorp holds the Coefficient Of Variation of 888.59, semi deviation of 0.7192, and Risk Adjusted Performance of 0.0842. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Pioneer Bancorp, as well as the relationship between them. Please check Pioneer Bancorp variance, value at risk, as well as the relationship between the Value At Risk and skewness to decide if Pioneer Bancorp is priced some-what accurately, providing market reflects its current price of 11.68 per share. Given that Pioneer Bancorp has jensen alpha of 0.089, we recommend you to check out Pioneer Bancorp's recent market performance to make sure the company can sustain itself at a future point.

Pioneer Bancorp Price Movement Analysis

Execute Study
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Pioneer Bancorp middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Pioneer Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Pioneer Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Pioneer Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Pioneer Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Pioneer Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Pioneer Bancorp Outstanding Bonds

Pioneer Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Pioneer Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Pioneer bonds can be classified according to their maturity, which is the date when Pioneer Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Pioneer Bancorp Predictive Daily Indicators

Pioneer Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Pioneer Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Pioneer Bancorp Corporate Filings

8K
19th of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
13th of November 2024
Other Reports
ViewVerify
10Q
12th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
30th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
21st of October 2024
Other Reports
ViewVerify
8K
18th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
10K
25th of September 2024
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
8K
31st of July 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

Pioneer Bancorp Forecast Models

Pioneer Bancorp's time-series forecasting models are one of many Pioneer Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Pioneer Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Pioneer Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Pioneer Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Pioneer shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Pioneer Bancorp. By using and applying Pioneer Stock analysis, traders can create a robust methodology for identifying Pioneer entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.26  0.16 
Operating Profit Margin 0.18  0.23 
Net Profit Margin 0.21  0.12 
Gross Profit Margin 0.80  0.71 

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Pioneer Bancorp to your portfolios without increasing risk or reducing expected return.

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Additional Tools for Pioneer Stock Analysis

When running Pioneer Bancorp's price analysis, check to measure Pioneer Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pioneer Bancorp is operating at the current time. Most of Pioneer Bancorp's value examination focuses on studying past and present price action to predict the probability of Pioneer Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pioneer Bancorp's price. Additionally, you may evaluate how the addition of Pioneer Bancorp to your portfolios can decrease your overall portfolio volatility.