Pioneer Bancorp Stock Fundamentals
| PBFS Stock | USD 11.68 0.19 1.60% |
Pioneer Bancorp fundamentals help investors to digest information that contributes to Pioneer Bancorp's financial success or failures. It also enables traders to predict the movement of Pioneer Stock. The fundamental analysis module provides a way to measure Pioneer Bancorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Pioneer Bancorp stock.
At this time, Pioneer Bancorp's Depreciation And Amortization is comparatively stable compared to the past year. Interest Expense is likely to gain to about 22.9 M in 2024, whereas Net Interest Income is likely to drop slightly above 54.1 M in 2024. Pioneer | Select Account or Indicator |
Pioneer Bancorp Company Return On Equity Analysis
Pioneer Bancorp's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Pioneer Bancorp Return On Equity | 0.0631 |
Most of Pioneer Bancorp's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Pioneer Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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Pioneer Total Stockholder Equity
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Based on the latest financial disclosure, Pioneer Bancorp has a Return On Equity of 0.0631. This is 95.65% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 120.35% lower than that of the firm.
Pioneer Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Pioneer Bancorp's current stock value. Our valuation model uses many indicators to compare Pioneer Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Pioneer Bancorp competition to find correlations between indicators driving Pioneer Bancorp's intrinsic value. More Info.Pioneer Bancorp is regarded fourth in return on equity category among its peers. It is regarded second in return on asset category among its peers reporting about 0.14 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Pioneer Bancorp is roughly 6.93 . At this time, Pioneer Bancorp's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Pioneer Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Pioneer Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Pioneer Bancorp's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Pioneer Bancorp could also be used in its relative valuation, which is a method of valuing Pioneer Bancorp by comparing valuation metrics of similar companies.Pioneer Bancorp is currently under evaluation in return on equity category among its peers.
Pioneer Bancorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of Pioneer Bancorp from analyzing Pioneer Bancorp's financial statements. These drivers represent accounts that assess Pioneer Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Pioneer Bancorp's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Enterprise Value | 155.1M | 73.4M | (126.3M) | 82.7M | 225.6M | 127.7M |
Pioneer Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Pioneer Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Pioneer Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Pioneer Fundamentals
| Return On Equity | 0.0631 | ||||
| Return On Asset | 0.0091 | ||||
| Profit Margin | 0.23 % | ||||
| Operating Margin | 0.37 % | ||||
| Current Valuation | 84.08 M | ||||
| Shares Outstanding | 25.97 M | ||||
| Shares Owned By Insiders | 56.74 % | ||||
| Shares Owned By Institutions | 24.78 % | ||||
| Number Of Shares Shorted | 26.95 K | ||||
| Price To Earning | 380.00 X | ||||
| Price To Book | 1.01 X | ||||
| Price To Sales | 3.93 X | ||||
| Revenue | 74.19 M | ||||
| Gross Profit | 79.69 M | ||||
| EBITDA | 22 M | ||||
| Net Income | 15.26 M | ||||
| Cash And Equivalents | 376.28 M | ||||
| Cash Per Share | 14.96 X | ||||
| Total Debt | 756 K | ||||
| Debt To Equity | 11.77 % | ||||
| Book Value Per Share | 11.95 X | ||||
| Cash Flow From Operations | 23.85 M | ||||
| Short Ratio | 0.75 X | ||||
| Earnings Per Share | 0.72 X | ||||
| Number Of Employees | 275 | ||||
| Beta | 0.49 | ||||
| Market Capitalization | 308.31 M | ||||
| Total Asset | 1.9 B | ||||
| Retained Earnings | 187.73 M | ||||
| Net Asset | 1.9 B |
About Pioneer Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Pioneer Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Pioneer Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Pioneer Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 74.2 M | 69 M | |
| Cost Of Revenue | 7.8 M | 6.9 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.42 | 0.45 | |
| Capex To Revenue | 0.01 | 0.01 | |
| Revenue Per Share | 2.94 | 3.04 | |
| Ebit Per Revenue | 0.18 | 0.23 |
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Additional Tools for Pioneer Stock Analysis
When running Pioneer Bancorp's price analysis, check to measure Pioneer Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pioneer Bancorp is operating at the current time. Most of Pioneer Bancorp's value examination focuses on studying past and present price action to predict the probability of Pioneer Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pioneer Bancorp's price. Additionally, you may evaluate how the addition of Pioneer Bancorp to your portfolios can decrease your overall portfolio volatility.