First Mid Illinois Stock Analysis

FMBH Stock  USD 35.02  0.22  0.62%   
First Mid Illinois is undervalued with Real Value of 40.86 and Target Price of 45.86. The main objective of First Mid stock analysis is to determine its intrinsic value, which is an estimate of what First Mid Illinois is worth, separate from its market price. There are two main types of First Mid's stock analysis: fundamental analysis and technical analysis.
The First Mid stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and First Mid's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Mid Illinois. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

First Stock Analysis Notes

About 14.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.99. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Mid Illinois has Price/Earnings To Growth (PEG) ratio of 1.88. The entity last dividend was issued on the 13th of February 2025. The firm had 3:2 split on the 2nd of July 2007. First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. First Mid Bancshares, Inc. was founded in 1865 and is headquartered in Mattoon, Illinois. First Mid operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1025 people. To learn more about First Mid Illinois call Joseph Dively at 217 234 7454 or check out https://www.firstmid.com.

First Mid Quarterly Total Revenue

83.27 Million

First Mid Illinois Investment Alerts

First Mid Illinois generated a negative expected return over the last 90 days
First Mid Illinois has a frail financial position based on the latest SEC disclosures
About 14.0% of the company shares are held by company insiders
Latest headline from zacks.com: First Mid Bancshares is a Top Dividend Stock Right Now Should You Buy

First Mid Illinois Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First Mid previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
24th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

First Largest EPS Surprises

Earnings surprises can significantly impact First Mid's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2016-01-28
2015-12-310.430.480.0511 
2020-10-29
2020-09-300.620.690.0711 
2018-10-25
2018-09-300.670.740.0710 
View All Earnings Estimates

First Mid Environmental, Social, and Governance (ESG) Scores

First Mid's ESG score is a quantitative measure that evaluates First Mid's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of First Mid's operations that may have significant financial implications and affect First Mid's stock price as well as guide investors towards more socially responsible investments.

First Stock Institutional Investors

Shares
Gendell Jeffrey L2024-12-31
213.9 K
Jpmorgan Chase & Co2024-12-31
202 K
Charles Schwab Investment Management Inc2024-12-31
176.3 K
Kennedy Capital Management Inc2024-12-31
170.3 K
Goldman Sachs Group Inc2024-12-31
134.6 K
Siena Capital Management, Llc2024-12-31
128.4 K
Bank Of New York Mellon Corp2024-12-31
120.5 K
Deprince Race & Zollo Inc2024-12-31
114.8 K
Bridgeway Capital Management, Llc2024-12-31
106.4 K
Blackrock Inc2024-12-31
1.9 M
Vanguard Group Inc2024-12-31
1.3 M
Note, although First Mid's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

First Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 839.86 M.

First Profitablity

The company has Profit Margin (PM) of 0.25 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.36 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.36.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed(0.03)(0.03)
Return On Assets 0.01  0.01 
Return On Equity 0.03  0.03 

Management Efficiency

First Mid Illinois has return on total asset (ROA) of 0.0105 % which means that it generated a profit of $0.0105 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0962 %, meaning that it created $0.0962 on every $100 dollars invested by stockholders. First Mid's management efficiency ratios could be used to measure how well First Mid manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The First Mid's current Return On Capital Employed is estimated to increase to -0.03. As of now, First Mid's Debt To Assets are increasing as compared to previous years.
Last ReportedProjected for Next Year
Book Value Per Share 35.41  37.18 
Tangible Book Value Per Share 24.45  25.67 
Enterprise Value Over EBITDA 11.61  8.02 
Price Book Value Ratio 0.39  0.37 
Enterprise Value Multiple 11.61  8.02 
Price Fair Value 0.39  0.37 
Enterprise Value1.1 B1.2 B
First Mid's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Dividend Yield
0.0274
Operating Margin
0.3648
Profit Margin
0.247
Forward Dividend Yield
0.0274
Beta
0.872

Technical Drivers

As of the 24th of March, First Mid shows the Standard Deviation of 1.54, variance of 2.36, and Mean Deviation of 1.14. First Mid Illinois technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

First Mid Illinois Price Movement Analysis

The output start index for this execution was four with a total number of output elements of fifty-seven. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. First Mid middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for First Mid Illinois. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

First Mid Illinois Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Mid insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Mid's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Mid insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

First Mid Outstanding Bonds

First Mid issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First Mid Illinois uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First Mid Illinois has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

First Mid Predictive Daily Indicators

First Mid intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Mid stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

First Mid Corporate Filings

19th of March 2025
Other Reports
ViewVerify
18th of March 2025
Other Reports
ViewVerify
3rd of March 2025
Other Reports
ViewVerify
10K
28th of February 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
F4
28th of January 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
23rd of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
14th of January 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
6th of January 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

First Mid Forecast Models

First Mid's time-series forecasting models are one of many First Mid's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Mid's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About First Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how First Mid prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First Mid. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.15  0.14 
Operating Profit Margin(0.80)(0.76)
Net Profit Margin 0.25  0.36 
Gross Profit Margin 0.90  0.79 

Current First Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. First analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. First analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
45.86Buy7Odds
First Mid Illinois current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of First Mid Illinois, talking to its executives and customers, or listening to First conference calls.
First Analyst Advice Details

First Stock Analysis Indicators

First Mid Illinois stock analysis indicators help investors evaluate how First Mid stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading First Mid shares will generate the highest return on investment. By understating and applying First Mid stock analysis, traders can identify First Mid position entry and exit signals to maximize returns.
Begin Period Cash Flow10 M
Long Term Debt354.3 M
Common Stock Shares Outstanding24 M
Total Stockholder Equity2.3 B
Tax Provision25.5 M
Quarterly Earnings Growth Y O Y0.059
Property Plant And Equipment Net101.5 M
Cash And Short Term Investments98.9 M
Cash124.6 M
Accounts Payable5.3 M
Net Debt243.8 M
50 Day M A37.135
Total Current Liabilities5.3 M
Other Operating Expenses318.6 M
Non Current Assets Total101.5 M
Forward Price Earnings12.0482
Non Currrent Assets Other-261.9 M
Stock Based Compensation2.4 M

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When running First Mid's price analysis, check to measure First Mid's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Mid is operating at the current time. Most of First Mid's value examination focuses on studying past and present price action to predict the probability of First Mid's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Mid's price. Additionally, you may evaluate how the addition of First Mid to your portfolios can decrease your overall portfolio volatility.
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