First Financial Bancorp Stock Analysis

FFBC Stock  USD 25.39  0.03  0.12%   
First Financial Bancorp is undervalued with Real Value of 28.15 and Target Price of 30.38. The main objective of First Financial stock analysis is to determine its intrinsic value, which is an estimate of what First Financial Bancorp is worth, separate from its market price. There are two main types of First Financial's stock analysis: fundamental analysis and technical analysis.
The First Financial stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and First Financial's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First Stock Analysis Notes

About 82.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.99. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Financial Bancorp has Price/Earnings To Growth (PEG) ratio of 1.71. The entity last dividend was issued on the 3rd of March 2025. The firm had 105:100 split on the 7th of March 2001. First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio. First Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2072 people. To learn more about First Financial Bancorp call Archie Brown at 877 322 9530 or check out https://www.bankatfirst.com.

First Financial Quarterly Total Revenue

224.25 Million

First Financial Bancorp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. First Financial's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding First Financial Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
First Financial generated a negative expected return over the last 90 days
First Financial has a strong financial position based on the latest SEC filings
Over 82.0% of the company shares are owned by institutional investors
On 17th of March 2025 First Financial paid $ 0.24 per share dividend to its current shareholders
Latest headline from kalkinemedia.com: Disposition of 1075 shares by Amanda Neeley of First Financial at 25.45 subject to Rule 16b-3

First Financial Bancorp Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First Financial previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
18th of April 2024
Upcoming Quarterly Report
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18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

First Largest EPS Surprises

Earnings surprises can significantly impact First Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2007-01-26
2006-12-310.030.02-0.0133 
2008-10-29
2008-09-300.170.15-0.0211 
2007-04-20
2007-03-310.20.220.0210 
View All Earnings Estimates

First Financial Environmental, Social, and Governance (ESG) Scores

First Financial's ESG score is a quantitative measure that evaluates First Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of First Financial's operations that may have significant financial implications and affect First Financial's stock price as well as guide investors towards more socially responsible investments.

First Stock Institutional Investors

Shares
Goldman Sachs Group Inc2024-12-31
1.3 M
First Trust Advisors L.p.2024-12-31
1.2 M
Bank Of New York Mellon Corp2024-12-31
1.1 M
Morgan Stanley - Brokerage Accounts2024-12-31
M
First Financial Bank, N.a. -tr Division2024-12-31
869 K
Fisher Asset Management, Llc2024-12-31
849.7 K
Bank Of America Corp2024-12-31
830.3 K
Manufacturers Life Insurance Co2024-12-31
741.5 K
Bridgeway Capital Management, Llc2024-12-31
677.3 K
Blackrock Inc2024-12-31
13.7 M
Vanguard Group Inc2024-12-31
10.9 M
Note, although First Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

First Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.42 B.

First Profitablity

The company has Profit Margin (PM) of 0.3 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.39 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.39.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.06  0.06 
Return On Assets 0.01  0.01 
Return On Equity 0.09  0.13 

Management Efficiency

First Financial Bancorp has return on total asset (ROA) of 0.0127 % which means that it generated a profit of $0.0127 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0973 %, meaning that it created $0.0973 on every $100 dollars invested by stockholders. First Financial's management efficiency ratios could be used to measure how well First Financial manages its routine affairs as well as how well it operates its assets and liabilities. At present, First Financial's Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Capital Employed is forecasted to decline to 0.06. At present, First Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 19.5 B, whereas Non Currrent Assets Other are projected to grow to (4.6 B).
Last ReportedProjected for Next Year
Book Value Per Share 25.83  27.12 
Tangible Book Value Per Share 14.31  15.03 
Enterprise Value Over EBITDA 6.33  9.36 
Price Book Value Ratio 1.04  1.89 
Enterprise Value Multiple 6.33  9.36 
Price Fair Value 1.04  1.89 
Enterprise Value2.5 B2.6 B
First Financial's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Dividend Yield
0.0379
Operating Margin
0.3936
Profit Margin
0.3027
Forward Dividend Yield
0.0379
Beta
0.978

Technical Drivers

As of the 26th of March, First Financial shows the Mean Deviation of 1.17, standard deviation of 1.64, and Variance of 2.69. First Financial Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

First Financial Bancorp Price Movement Analysis

Execute Study
The output start index for this execution was nineteen with a total number of output elements of fourty-two. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. First Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for First Financial Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

First Financial Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
James Shank six days ago
Disposition of 7600 shares by James Shank of First Financial at 24.92 subject to Rule 16b-3
 
Woods Karen B over a week ago
Disposition of 4064 shares by Woods Karen B of First Financial at 25.81 subject to Rule 16b-3
 
James Shank over two weeks ago
Disposition of 699 shares by James Shank of First Financial at 25.45 subject to Rule 16b-3
 
Crawley Scott T over three weeks ago
Disposition of 573 shares by Crawley Scott T of First Financial at 27.41 subject to Rule 16b-3
 
Purkrabek Knust Susan L over three weeks ago
Acquisition by Purkrabek Knust Susan L of 315 shares of First Financial at 23.75 subject to Rule 16b-3
 
William Harrod over two months ago
Disposition of 3154 shares by William Harrod of First Financial at 26.73 subject to Rule 16b-3
 
Arvia Anne L over two months ago
Acquisition by Arvia Anne L of 558 shares of First Financial at 26.88 subject to Rule 16b-3
 
Archie Brown over three months ago
Disposition of 1250 shares by Archie Brown of First Financial subject to Rule 16b-3
 
Archie Brown over three months ago
Disposition of 8500 shares by Archie Brown of First Financial subject to Rule 16b-3
 
Dennen Richard S over three months ago
Disposition of 932 shares by Dennen Richard S of First Financial at 30.0 subject to Rule 16b-3
 
Dennen Richard S over three months ago
Disposition of 5000 shares by Dennen Richard S of First Financial at 29.7577 subject to Rule 16b-3
 
Dennen Richard S over three months ago
Disposition of 12500 shares by Dennen Richard S of First Financial at 27.43 subject to Rule 16b-3

First Financial Outstanding Bonds

First Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First Financial Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First Financial Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

First Financial Predictive Daily Indicators

First Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

First Financial Corporate Filings

F4
19th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
10th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
7th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
4th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10K
20th of February 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
4th of February 2025
Other Reports
ViewVerify
8K
28th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
23rd of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

First Financial Forecast Models

First Financial's time-series forecasting models are one of many First Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About First Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how First Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First Financial. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.32  0.29 
Operating Profit Margin 0.59  0.76 
Net Profit Margin 0.27  0.21 
Gross Profit Margin 1.26  1.12 

Current First Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. First analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. First analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
30.38Buy5Odds
First Financial Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of First Financial Bancorp, talking to its executives and customers, or listening to First conference calls.
First Analyst Advice Details

First Stock Analysis Indicators

First Financial Bancorp stock analysis indicators help investors evaluate how First Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading First Financial shares will generate the highest return on investment. By understating and applying First Financial stock analysis, traders can identify First Financial position entry and exit signals to maximize returns.
Begin Period Cash Flow213.1 M
Long Term Debt346 M
Common Stock Shares Outstanding95.4 M
Total Stockholder Equity2.4 B
Tax Provision39.5 M
Quarterly Earnings Growth Y O Y0.133
Property Plant And Equipment Net407.1 M
Cash And Short Term Investments3.4 B
Cash904.5 M
Net Debt198.5 M
50 Day M A26.8752
Other Operating Expenses835.6 M
Non Current Assets Total15.2 B
Forward Price Earnings9.5694
Non Currrent Assets Other-4.9 B
Stock Based Compensation15.7 M

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When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.
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