First Financial Statements From 2010 to 2025

FFBC Stock  USD 24.90  0.05  0.20%   
First Financial financial statements provide useful quarterly and yearly information to potential First Financial Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on First Financial financial statements helps investors assess First Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting First Financial's valuation are summarized below:
Gross Profit
756.1 M
Profit Margin
0.3027
Market Capitalization
2.4 B
Enterprise Value Revenue
4.1569
Revenue
756.1 M
We have found one hundred twenty available fundamental signals for First Financial Bancorp, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to verify all of First Financial's prevailing performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 2.4 B. The current year's Enterprise Value is expected to grow to about 2.6 B

First Financial Total Revenue

877.36 Million

Check First Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Financial's main balance sheet or income statement drivers, such as Interest Expense of 409.6 M, Other Operating Expenses of 877.4 M or Operating Income of 494.2 M, as well as many indicators such as Price To Sales Ratio of 3.98, Dividend Yield of 0.0294 or PTB Ratio of 1.89. First financial statements analysis is a perfect complement when working with First Financial Valuation or Volatility modules.
  
Check out the analysis of First Financial Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding57.4 M95.4 M72.9 M
Slightly volatile
Total Assets19.5 B18.6 B11.7 B
Slightly volatile
Short and Long Term Debt Total563.4 M1.1 B851.4 M
Slightly volatile
Total Current Liabilities11.8 B11.2 B3.1 B
Slightly volatile
Total Stockholder Equity2.6 B2.4 B1.5 B
Slightly volatile
Property Plant And Equipment Net427.4 M407.1 M209.8 M
Slightly volatile
Retained Earnings1.3 B1.3 B644.8 M
Slightly volatile
Cash949.7 M904.5 M391.5 M
Slightly volatile
Non Current Assets Total16 B15.2 B5.5 B
Slightly volatile
Cash And Short Term Investments3.5 B3.4 B2.1 B
Slightly volatile
Liabilities And Stockholders Equity19.5 B18.6 B11.7 B
Slightly volatile
Non Current Liabilities Total6.7 B6.3 B1.4 B
Slightly volatile
Total Liabilities16.9 B16.1 B10.2 B
Slightly volatile
Property Plant And Equipment Gross569.8 M542.6 M235.3 M
Slightly volatile
Total Current Assets3.8 B3.4 B4.6 B
Very volatile
Short Term Debt386.7 M755.5 M644.4 M
Slightly volatile
Accounts Payable710.2 M721 M654.7 M
Pretty Stable
Net Receivables350.7 M585 M543.4 M
Slightly volatile
Common Stock Total EquityB1.9 B1.1 B
Slightly volatile
Common Stock866.1 M1.6 BB
Slightly volatile
Other Liabilities541.4 M515.6 M247.4 M
Slightly volatile
Long Term Debt279.7 M346 M268 M
Slightly volatile
Good Will1.1 BB555.9 M
Slightly volatile
Short Term Investments1.4 B2.5 B1.9 B
Slightly volatile
Intangible Assets40.1 M79.3 M41.6 M
Slightly volatile
Property Plant Equipment124.5 M105.5 M133.7 M
Very volatile
Net Tangible AssetsB1.1 B905.6 M
Slightly volatile
Long Term InvestmentsB3.4 BB
Very volatile
Non Current Liabilities Other757 M721 M320.4 M
Slightly volatile
Long Term Debt Total242.3 M197.7 M176.7 M
Slightly volatile
Earning Assets2.4 B2.9 B2.3 B
Slightly volatile
Net Invested Capital3.6 B3.5 B2.6 B
Slightly volatile
Capital Stock1.8 B1.6 B1.6 B
Slightly volatile
Capital Lease Obligations1.8 M1.5 M1.4 M
Slightly volatile

First Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses877.4 M835.6 M335.4 M
Slightly volatile
Operating Income494.2 M470.6 M227.2 M
Slightly volatile
EBIT384.7 M366.4 M203 M
Slightly volatile
EBITDA430.3 M409.9 M226.4 M
Slightly volatile
Net Income240.3 M228.8 M136.9 M
Slightly volatile
Depreciation And Amortization40.3 M38.4 M22.9 M
Slightly volatile
Selling General Administrative377.9 M359.9 M206.7 M
Slightly volatile
Total Revenue877.4 M835.6 M506 M
Slightly volatile
Gross Profit877.4 M835.6 M525.9 M
Slightly volatile
Income Before Tax281.7 M268.3 M171.4 M
Slightly volatile
Net Income Applicable To Common Shares262.8 M250.3 M140.4 M
Slightly volatile
Selling And Marketing Expenses5.7 MM5.9 M
Slightly volatile
Extraordinary Items8.4 M9.4 M8.2 M
Slightly volatile
Net Income From Continuing Ops200.7 M228.8 M169.2 M
Slightly volatile
Tax Provision40.7 M39.5 M36.9 M
Pretty Stable
Net Interest Income484.9 M612 M382.8 M
Slightly volatile
Interest Income605.7 MB466.3 M
Slightly volatile
Reconciled Depreciation26.9 M38.4 M19.4 M
Slightly volatile

First Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow253.1 M241.1 M181.5 M
Slightly volatile
Begin Period Cash Flow169.9 M213.1 M159.6 M
Slightly volatile
Depreciation40.3 M38.4 M23.1 M
Slightly volatile
Other Non Cash Items65.9 M62.7 M34.2 M
Very volatile
Dividends Paid94 M89.5 M64.3 M
Slightly volatile
Capital Expenditures13.5 M21.1 M16.9 M
Slightly volatile
Total Cash From Operating Activities275.3 M262.2 M198.9 M
Slightly volatile
Net Income240.3 M228.8 M137.4 M
Slightly volatile
End Period Cash Flow172.7 M174.3 M163.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.983.03693.4257
Pretty Stable
Dividend Yield0.02940.03530.0398
Slightly volatile
PTB Ratio1.891.04081.306
Pretty Stable
Days Sales Outstanding216230388
Slightly volatile
Book Value Per Share27.1225.825418.0807
Slightly volatile
Free Cash Flow Yield0.0720.0950.1094
Pretty Stable
Operating Cash Flow Per Share1.452.77692.4447
Pretty Stable
Stock Based Compensation To Revenue0.0110.01880.0139
Slightly volatile
Capex To Depreciation1.020.54860.834
Slightly volatile
PB Ratio1.891.04081.306
Pretty Stable
EV To Sales3.353.27454.3909
Very volatile
Free Cash Flow Per Share1.282.55372.2186
Pretty Stable
ROIC0.05890.04330.0304
Very volatile
Net Income Per Share2.552.42391.6667
Slightly volatile
Sales General And Administrative To Revenue0.290.43070.3911
Pretty Stable
Capex To Revenue0.04660.02520.0394
Slightly volatile
Cash Per Share37.4235.636127.8965
Slightly volatile
POCF Ratio13.459.679710.1802
Pretty Stable
Interest Coverage2.311.343.7718
Pretty Stable
Payout Ratio0.450.39130.5422
Slightly volatile
Capex To Operating Cash Flow0.07640.08040.1098
Slightly volatile
PFCF Ratio10.010.525911.3244
Very volatile
Income Quality1.211.14561.6322
Slightly volatile
ROE0.130.09390.0959
Pretty Stable
EV To Operating Cash Flow11.310.436813.1597
Very volatile
PE Ratio16.6111.089413.6848
Slightly volatile
Return On Tangible Assets0.01390.01310.0117
Slightly volatile
EV To Free Cash Flow10.7811.349214.8309
Very volatile
Earnings Yield0.06220.09020.0778
Slightly volatile
Intangibles To Total Assets0.06150.05850.0418
Slightly volatile
Current Ratio0.02150.02267.85
Slightly volatile
Tangible Book Value Per Share15.0314.311711.3509
Slightly volatile
Receivables Turnover1.971.641.2253
Slightly volatile
Graham Number39.4137.529726.0404
Slightly volatile
Shareholders Equity Per Share27.1225.825418.0807
Slightly volatile
Debt To Equity0.50.45240.6344
Very volatile
Capex Per Share0.170.22320.2261
Very volatile
Revenue Per Share9.298.8516.3869
Slightly volatile
Interest Debt Per Share16.6115.815412.5418
Slightly volatile
Debt To Assets0.05350.05940.0744
Very volatile
Enterprise Value Over EBITDA9.366.3311.9534
Slightly volatile
Short Term Coverage Ratios0.330.3471.1111
Slightly volatile
Price Earnings Ratio16.6111.089413.6848
Slightly volatile
Operating Cycle216230388
Slightly volatile
Price Book Value Ratio1.891.04081.306
Pretty Stable
Dividend Payout Ratio0.450.39130.5422
Slightly volatile
Price To Operating Cash Flows Ratio13.459.679710.1802
Pretty Stable
Price To Free Cash Flows Ratio10.010.525911.3244
Very volatile
Pretax Profit Margin0.290.32110.3275
Slightly volatile
Ebt Per Ebit0.420.70.6967
Very volatile
Operating Profit Margin0.760.590.4996
Very volatile
Effective Tax Rate0.140.14720.2246
Slightly volatile
Company Equity Multiplier10.487.61698.7561
Slightly volatile
Long Term Debt To Capitalization0.220.12430.1067
Slightly volatile
Total Debt To Capitalization0.280.31150.3573
Very volatile
Return On Capital Employed0.05520.06040.0284
Slightly volatile
Debt Equity Ratio0.50.45240.6344
Very volatile
Ebit Per Revenue0.760.590.4996
Very volatile
Quick Ratio0.02150.02267.9548
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.72.36992.3444
Very volatile
Net Income Per E B T0.580.85280.7579
Slightly volatile
Cash Ratio0.110.123.0016
Slightly volatile
Cash Conversion Cycle216230388
Slightly volatile
Operating Cash Flow Sales Ratio0.280.31370.3907
Pretty Stable
Days Of Sales Outstanding216230388
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.670.91960.8744
Very volatile
Cash Flow Coverage Ratios0.230.23770.835
Slightly volatile
Price To Book Ratio1.891.04081.306
Pretty Stable
Fixed Asset Turnover3.042.05262.5282
Pretty Stable
Capital Expenditure Coverage Ratio8.012.439212.1202
Pretty Stable
Price Cash Flow Ratio13.459.679710.1802
Pretty Stable
Enterprise Value Multiple9.366.3311.9534
Slightly volatile
Debt Ratio0.05350.05940.0744
Very volatile
Cash Flow To Debt Ratio0.230.23770.835
Slightly volatile
Price Sales Ratio3.983.03693.4257
Pretty Stable
Return On Assets0.01360.01230.0112
Slightly volatile
Asset Turnover0.05430.0450.0446
Pretty Stable
Net Profit Margin0.210.27390.2525
Slightly volatile
Gross Profit Margin1.121.261.3738
Slightly volatile
Price Fair Value1.891.04081.306
Pretty Stable
Return On Equity0.130.09390.0959
Pretty Stable

First Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.4 B2.3 B1.7 B
Slightly volatile
Enterprise Value2.6 B2.5 B2.2 B
Slightly volatile

First Fundamental Market Drivers

Forward Price Earnings9.7752
Cash And Short Term Investments3.4 B

First Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About First Financial Financial Statements

First Financial stakeholders use historical fundamental indicators, such as First Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although First Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Financial's assets and liabilities are reflected in the revenues and expenses on First Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Financial Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue371.2 M389.7 M
Total Revenue835.6 M877.4 M
Cost Of Revenue-286.9 M-272.5 M
Stock Based Compensation To Revenue 0.02  0.01 
Sales General And Administrative To Revenue 0.43  0.29 
Capex To Revenue 0.03  0.05 
Revenue Per Share 8.85  9.29 
Ebit Per Revenue 0.59  0.76 

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether First Financial Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bancorp Stock:
Check out the analysis of First Financial Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.133
Dividend Share
0.94
Earnings Share
2.4
Revenue Per Share
8.009
Quarterly Revenue Growth
(0.03)
The market value of First Financial Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.