Esquire Financial Holdings Stock Analysis

ESQ Stock  USD 75.04  0.64  0.85%   
Esquire Financial Holdings is overvalued with Real Value of 69.89 and Target Price of 85.0. The main objective of Esquire Financial stock analysis is to determine its intrinsic value, which is an estimate of what Esquire Financial Holdings is worth, separate from its market price. There are two main types of Esquire Financial's stock analysis: fundamental analysis and technical analysis.
The Esquire Financial stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Esquire Financial is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, National Mourning Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. Esquire Stock trading window is adjusted to America/New York timezone.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Esquire Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

Esquire Stock Analysis Notes

About 17.0% of the company shares are held by company insiders. The book value of Esquire Financial was currently reported as 30.16. The company recorded earning per share (EPS) of 5.14. Esquire Financial last dividend was issued on the 14th of February 2025. Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York. Esquire Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 110 people. To learn more about Esquire Financial Holdings call Andrew Sagliocca at 516 535 2002 or check out https://www.esquirebank.com.

Esquire Financial Quarterly Total Revenue

33.05 Million

Esquire Financial Investment Alerts

Esquire Financial generated a negative expected return over the last 90 days
Esquire Financial is unlikely to experience financial distress in the next 2 years
About 60.0% of the company shares are held by institutions such as insurance companies
Latest headline from news.google.com: Esquire Financial Holdings, Inc. Shares Sold by Boston Partners - MarketBeat

Esquire Financial Upcoming and Recent Events

23rd of April 2024
Upcoming Quarterly Report
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23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
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Esquire Largest EPS Surprises

Earnings surprises can significantly impact Esquire Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2022-10-25
2022-09-300.850.940.0910 
2023-01-25
2022-12-310.991.10.1111 
2020-07-24
2020-06-300.440.33-0.1125 
View All Earnings Estimates

Esquire Financial Environmental, Social, and Governance (ESG) Scores

Esquire Financial's ESG score is a quantitative measure that evaluates Esquire Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Esquire Financial's operations that may have significant financial implications and affect Esquire Financial's stock price as well as guide investors towards more socially responsible investments.

Esquire Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Alliancebernstein L.p.2024-12-31
115.4 K
Gator Capital Management, Llc2024-12-31
93.1 K
Maltese Capital Management Llc2024-12-31
92 K
Grandeur Peak Global Advisors, Llc2024-12-31
83 K
First Manhattan Co. Llc2024-12-31
74.5 K
Pacific Ridge Capital Partners, Llc2024-12-31
66.4 K
Northern Trust Corp2024-12-31
61.3 K
Amvescap Plc.2024-12-31
60.5 K
Acadian Asset Management Llc2024-12-31
55.7 K
Blackrock Inc2024-12-31
529.6 K
Wasatch Advisors Lp2024-12-31
462.6 K
Note, although Esquire Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Esquire Market Capitalization

The company currently falls under 'Small-Cap' category with a total capitalization of 635.48 M.

Esquire Profitablity

The company has Net Profit Margin of 0.36 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.51 %, which entails that for every 100 dollars of revenue, it generated $0.51 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed 0.06  0.04 
Return On Assets 0.02  0.02 
Return On Equity 0.18  0.19 

Management Efficiency

Esquire Financial has Return on Asset of 0.0249 % which means that on every $100 spent on assets, it made $0.0249 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2004 %, implying that it generated $0.2004 on every 100 dollars invested. Esquire Financial's management efficiency ratios could be used to measure how well Esquire Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Esquire Financial's Return On Assets are relatively stable compared to the past year. As of 03/26/2025, Return On Equity is likely to grow to 0.19, while Return On Tangible Assets are likely to drop 0.01. At this time, Esquire Financial's Non Current Liabilities Total is relatively stable compared to the past year. As of 03/26/2025, Change To Liabilities is likely to grow to about 3.2 M, while Total Current Liabilities is likely to drop slightly above 349.7 M.
Last ReportedProjected for Next Year
Book Value Per Share 30.34  28.14 
Tangible Book Value Per Share 30.34  21.26 
Enterprise Value Over EBITDA 4.38  4.16 
Price Book Value Ratio 2.62  1.37 
Enterprise Value Multiple 4.38  4.16 
Price Fair Value 2.62  1.37 
Enterprise Value495 M519.7 M
Leadership at Esquire Financial emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Dividend Yield
0.0093
Operating Margin
0.5078
Profit Margin
0.3634
Forward Dividend Yield
0.0093
Beta
0.787

Technical Drivers

As of the 26th of March, Esquire Financial shows the Standard Deviation of 2.05, variance of 4.18, and Mean Deviation of 1.66. Esquire Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Esquire Financial Price Movement Analysis

Execute Study
The output start index for this execution was nineteen with a total number of output elements of fourty-two. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Esquire Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Esquire Financial. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Esquire Financial Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Esquire Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Esquire Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Esquire Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Zises Selig over three weeks ago
Disposition of 500 shares by Zises Selig of Esquire Financial at 47.823 subject to Rule 16b-3
 
Zises Selig over three weeks ago
Disposition of 1500 shares by Zises Selig of Esquire Financial at 78.3205 subject to Rule 16b-3
 
Waterhouse Kevin C over a month ago
Disposition of tradable shares by Waterhouse Kevin C of Esquire Financial at 31.04 subject to Rule 16b-3
 
Powers Richard T over a month ago
Disposition of 1427 shares by Powers Richard T of Esquire Financial at 86.99 subject to Rule 16b-3
 
Zises Selig over two months ago
Disposition of 900 shares by Zises Selig of Esquire Financial subject to Rule 16b-3
 
Coelho Anthony over three months ago
Acquisition by Coelho Anthony of 1167 shares of Esquire Financial subject to Rule 16b-3
 
Melohn Joseph over three months ago
Disposition of 425 shares by Melohn Joseph of Esquire Financial at 80.0 subject to Rule 16b-3
 
Zises Selig over three months ago
Disposition of 1000 shares by Zises Selig of Esquire Financial at 78.2531 subject to Rule 16b-3
 
Kornhaber Ari P over three months ago
Disposition of 4360 shares by Kornhaber Ari P of Esquire Financial at 78.76 subject to Rule 16b-3
 
Nigam Rena over three months ago
Acquisition by Nigam Rena of 640 shares of Esquire Financial at 77.5 subject to Rule 16b-3
 
Powers Richard T over three months ago
Disposition of 650 shares by Powers Richard T of Esquire Financial subject to Rule 16b-3
 
Waterhouse Kevin C over three months ago
Acquisition by Waterhouse Kevin C of 1027 shares of Esquire Financial subject to Rule 16b-3

Esquire Financial Outstanding Bonds

Esquire Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Esquire Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Esquire bonds can be classified according to their maturity, which is the date when Esquire Financial Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Esquire Financial Predictive Daily Indicators

Esquire Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Esquire Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Esquire Financial Corporate Filings

10K
17th of March 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
F4
4th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
27th of February 2025
Other Reports
ViewVerify
12th of February 2025
Other Reports
ViewVerify
11th of February 2025
Other Reports
ViewVerify
F4
7th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
3rd of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
30th of January 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Esquire Financial Forecast Models

Esquire Financial's time-series forecasting models are one of many Esquire Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Esquire Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Esquire Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Esquire Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Esquire shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Esquire Financial. By using and applying Esquire Stock analysis, traders can create a robust methodology for identifying Esquire entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.52  0.27 
Operating Profit Margin 0.97  1.02 
Net Profit Margin 0.39  0.40 
Gross Profit Margin 0.87  0.77 

Current Esquire Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Esquire analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Esquire analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
85.0Buy3Odds
Esquire Financial Holdings current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Esquire analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Esquire stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Esquire Financial, talking to its executives and customers, or listening to Esquire conference calls.
Esquire Analyst Advice Details

Esquire Stock Analysis Indicators

Esquire Financial Holdings stock analysis indicators help investors evaluate how Esquire Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Esquire Financial shares will generate the highest return on investment. By understating and applying Esquire Financial stock analysis, traders can identify Esquire Financial position entry and exit signals to maximize returns.
Begin Period Cash Flow165.2 M
Common Stock Shares Outstanding8.5 M
Total Stockholder Equity237.1 M
Tax Provision15.6 M
Quarterly Earnings Growth Y O Y0.165
Property Plant And Equipment Net2.4 M
Cash And Short Term Investments368.1 M
Cash126.3 M
Net Debt-126.3 M
50 Day M A80.2061
Other Operating Expenses3.5 M
Non Current Assets Total15.6 M
Non Currrent Assets Other13.1 M
Stock Based Compensation3.8 M

Additional Tools for Esquire Stock Analysis

When running Esquire Financial's price analysis, check to measure Esquire Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Esquire Financial is operating at the current time. Most of Esquire Financial's value examination focuses on studying past and present price action to predict the probability of Esquire Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Esquire Financial's price. Additionally, you may evaluate how the addition of Esquire Financial to your portfolios can decrease your overall portfolio volatility.