Is Esquire Financial Stock a Good Investment?
Esquire Financial Investment Advice | ESQ |
- Examine Esquire Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Esquire Financial's leadership team and their track record. Good management can help Esquire Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Esquire Financial's business and its evolving consumer preferences.
- Compare Esquire Financial's performance and market position to its competitors. Analyze how Esquire Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Esquire Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Esquire Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Esquire Financial Holdings stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Esquire Financial Holdings is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Esquire Financial Stock
Researching Esquire Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 17.0% of the company shares are held by company insiders. The book value of Esquire Financial was currently reported as 30.16. The company recorded earning per share (EPS) of 5.14. Esquire Financial last dividend was issued on the 14th of February 2025.
To determine if Esquire Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Esquire Financial's research are outlined below:
| Esquire Financial generated a negative expected return over the last 90 days | |
| About 60.0% of the company shares are held by institutions such as insurance companies |
Esquire Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Esquire Financial Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Esquire Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 23rd of April 2024 Upcoming Quarterly Report | View | |
| 23rd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Esquire Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a total capitalization of 635.48 M.Esquire Financial's profitablity analysis
The company has Net Profit Margin of 0.36 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.51 %, which entails that for every 100 dollars of revenue, it generated $0.51 of operating income.Determining Esquire Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Esquire Financial is a good buy. For example, gross profit margin measures Esquire Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Esquire Financial's profitability and make more informed investment decisions.
Basic technical analysis of Esquire Stock
As of the 26th of March, Esquire Financial shows the Standard Deviation of 2.09, variance of 4.39, and Mean Deviation of 1.7. Esquire Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.Esquire Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Esquire Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Esquire Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Esquire Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Esquire Financial's Outstanding Corporate Bonds
Esquire Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Esquire Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Esquire bonds can be classified according to their maturity, which is the date when Esquire Financial Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Esquire Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Esquire Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.06) | |||
| Mean Deviation | 1.7 | |||
| Coefficient Of Variation | (2,642) | |||
| Standard Deviation | 2.09 | |||
| Variance | 4.39 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.08) | |||
| Treynor Ratio | (0.07) | |||
| Maximum Drawdown | 8.2 | |||
| Value At Risk | (3.65) | |||
| Potential Upside | 2.51 | |||
| Skewness | (0.28) | |||
| Kurtosis | (0.53) |
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.06) | |||
| Mean Deviation | 1.7 | |||
| Coefficient Of Variation | (2,642) | |||
| Standard Deviation | 2.09 | |||
| Variance | 4.39 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.08) | |||
| Treynor Ratio | (0.07) | |||
| Maximum Drawdown | 8.2 | |||
| Value At Risk | (3.65) | |||
| Potential Upside | 2.51 | |||
| Skewness | (0.28) | |||
| Kurtosis | (0.53) |
Consider Esquire Financial's intraday indicators
Esquire Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Esquire Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Esquire Financial time-series forecasting models is one of many Esquire Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Esquire Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
Esquire Stock media impact
Far too much social signal, news, headlines, and media speculation about Esquire Financial that are available to investors today. That information is available publicly through Esquire media outlets and privately through word of mouth or via Esquire internal channels. However, regardless of the origin, that massive amount of Esquire data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Esquire Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Esquire Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Esquire Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Esquire Financial alpha.
Esquire Financial Corporate Management
| Fred Horn | Senior Services | Profile | |
| Ann Tarantino | Chief VP | Profile | |
| Kyall Mai | Senior Officer | Profile | |
| Ari Esq | Executive Development | Profile |
Additional Tools for Esquire Stock Analysis
When running Esquire Financial's price analysis, check to measure Esquire Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Esquire Financial is operating at the current time. Most of Esquire Financial's value examination focuses on studying past and present price action to predict the probability of Esquire Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Esquire Financial's price. Additionally, you may evaluate how the addition of Esquire Financial to your portfolios can decrease your overall portfolio volatility.