Orrstown Financial Profit Margin vs. Cash And Equivalents

ORRF Stock  USD 39.37  0.08  0.20%   
Taking into consideration Orrstown Financial's profitability measurements, Orrstown Financial Services may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in January. Profitability indicators assess Orrstown Financial's ability to earn profits and add value for shareholders.

Orrstown Financial Net Profit Margin

0.23

The current Price To Sales Ratio is estimated to decrease to 1.93. The current Days Sales Outstanding is estimated to decrease to 31.53. At this time, Orrstown Financial's Net Income is most likely to increase significantly in the upcoming years. The Orrstown Financial's current Income Tax Expense is estimated to increase to about 9.8 M, while Total Other Income Expense Net is forecasted to increase to (91.8 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.90.9449
Sufficiently Down
Pretty Stable
For Orrstown Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Orrstown Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Orrstown Financial Services utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Orrstown Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Orrstown Financial Services over time as well as its relative position and ranking within its peers.
  

Orrstown Financial's Revenue Breakdown by Earning Segment

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Orrstown Financial. If investors know Orrstown will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Orrstown Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.22)
Dividend Share
0.83
Earnings Share
1.36
Revenue Per Share
11.803
Quarterly Revenue Growth
0.575
The market value of Orrstown Financial is measured differently than its book value, which is the value of Orrstown that is recorded on the company's balance sheet. Investors also form their own opinion of Orrstown Financial's value that differs from its market value or its book value, called intrinsic value, which is Orrstown Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Orrstown Financial's market value can be influenced by many factors that don't directly affect Orrstown Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Orrstown Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Orrstown Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Orrstown Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Orrstown Financial Cash And Equivalents vs. Profit Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Orrstown Financial's current stock value. Our valuation model uses many indicators to compare Orrstown Financial value to that of its competitors to determine the firm's financial worth.
Orrstown Financial Services is rated below average in profit margin category among its peers. It is rated below average in cash and equivalents category among its peers creating about  619,148,936  of Cash And Equivalents per Profit Margin. At this time, Orrstown Financial's Net Profit Margin is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Orrstown Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Orrstown Cash And Equivalents vs. Profit Margin

Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.

Orrstown Financial

Profit Margin

 = 

Net Income

Revenue

X

100

 = 
0.11 %
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
Cash or Cash Equivalents are the most liquid of all assets found on the company's balance sheet. It is used in calculating many of the firm's liquidity ratios and is a good indicator of the overall financial health of a company. Companies with a lot of cash are usually attractive takeover targets. Cash Equivalents are balance sheet items that are typically reported using currency printed on notes.

Orrstown Financial

Cash

 = 

Bank Deposits

+

Liquidities

 = 
66.93 M
Cash equivalents represent current assets that are easily convertible to cash such as short term bonds, savings account, money market funds, or certificate of deposits (CDs). One of the important consideration companies make when classifying assets as cash equivalent is that investments they report on their balance sheets under current assets should have almost no risk of change in value over the next few months (usually three months).

Orrstown Cash And Equivalents Comparison

Orrstown Financial is currently under evaluation in cash and equivalents category among its peers.

Orrstown Financial Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Orrstown Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Orrstown Financial will eventually generate negative long term returns. The profitability progress is the general direction of Orrstown Financial's change in net profit over the period of time. It can combine multiple indicators of Orrstown Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-28.5 M-27.1 M
Operating Income141.6 M148.7 M
Income Before Tax45 M47.3 M
Total Other Income Expense Net-96.6 M-91.8 M
Net Income35.7 M37.4 M
Income Tax Expense9.4 M9.8 M
Net Income Applicable To Common Shares25.3 M26.6 M
Net Income From Continuing Ops37.6 M39.5 M
Net Interest Income106.4 M74.7 M
Interest Income142 M89.6 M
Change To Netincome-14.2 M-13.5 M
Net Income Per Share 3.45  3.62 
Income Quality 1.23  0.94 
Net Income Per E B T 0.79  0.66 

Orrstown Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Orrstown Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Orrstown Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Orrstown Financial's important profitability drivers and their relationship over time.

Use Orrstown Financial in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Orrstown Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Orrstown Financial will appreciate offsetting losses from the drop in the long position's value.

Orrstown Financial Pair Trading

Orrstown Financial Services Pair Trading Analysis

The ability to find closely correlated positions to Orrstown Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Orrstown Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Orrstown Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Orrstown Financial Services to buy it.
The correlation of Orrstown Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Orrstown Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Orrstown Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Orrstown Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

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When determining whether Orrstown Financial is a strong investment it is important to analyze Orrstown Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Orrstown Financial's future performance. For an informed investment choice regarding Orrstown Stock, refer to the following important reports:
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You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
To fully project Orrstown Financial's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Orrstown Financial at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Orrstown Financial's income statement, its balance sheet, and the statement of cash flows.
Potential Orrstown Financial investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Orrstown Financial investors may work on each financial statement separately, they are all related. The changes in Orrstown Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Orrstown Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.