Midland States Price To Book vs. Net Income

MSBI Stock  USD 26.80  0.05  0.19%   
Based on Midland States' profitability indicators, Midland States Bancorp may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in January. Profitability indicators assess Midland States' ability to earn profits and add value for shareholders. As of now, Midland States' Operating Cash Flow Sales Ratio is increasing as compared to previous years. The Midland States' current Price Sales Ratio is estimated to increase to 2.97, while Days Sales Outstanding is projected to decrease to 238.74. As of now, Midland States' Net Income Per Share is increasing as compared to previous years. The Midland States' current Income Quality is estimated to increase to 2.85, while Accumulated Other Comprehensive Income is forecasted to increase to (72.9 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.140.1866
Way Down
Pretty Stable
Operating Profit Margin0.230.2661
Fairly Down
Very volatile
Pretax Profit Margin0.20.2661
Way Down
Very volatile
Return On Assets0.00910.0096
Notably Down
Very volatile
Return On Equity0.110.0953
Fairly Up
Pretty Stable
For Midland States profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Midland States to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Midland States Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Midland States's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Midland States Bancorp over time as well as its relative position and ranking within its peers.
  

Midland States' Revenue Breakdown by Earning Segment

Check out Correlation Analysis.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Midland States. If investors know Midland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Midland States listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.802
Dividend Share
1.23
Earnings Share
2.3
Revenue Per Share
11.952
Quarterly Revenue Growth
0.066
The market value of Midland States Bancorp is measured differently than its book value, which is the value of Midland that is recorded on the company's balance sheet. Investors also form their own opinion of Midland States' value that differs from its market value or its book value, called intrinsic value, which is Midland States' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Midland States' market value can be influenced by many factors that don't directly affect Midland States' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Midland States' value and its price as these two are different measures arrived at by different means. Investors typically determine if Midland States is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Midland States' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Midland States Bancorp Net Income vs. Price To Book Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Midland States's current stock value. Our valuation model uses many indicators to compare Midland States value to that of its competitors to determine the firm's financial worth.
Midland States Bancorp is rated below average in price to book category among its peers. It is regarded second in net income category among its peers making up about  92,623,051  of Net Income per Price To Book. As of now, Midland States' Net Income is increasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Midland States' earnings, one of the primary drivers of an investment's value.

Midland Net Income vs. Price To Book

Price to Book (P/B) ratio is used to relate a company book value to its current market price. A high P/B ratio indicates that investors expect executives to generate more returns on their investments from a given set of assets. Book value is the accounting value of assets minus liabilities.

Midland States

P/B

 = 

MV Per Share

BV Per Share

 = 
0.81 X
Price to Book ratio is mostly used in financial services industries where assets and liabilities are typically represented by dollars. Although low Price to Book ratio generally implies that the firm is undervalued, it is often a good indicator that the company may be in financial or managerial distress and should be investigated more carefully.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.

Midland States

Net Income

 = 

(Rev + Gain)

-

(Exp + Loss)

 = 
75.46 M
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.

Midland Net Income Comparison

Midland States is currently under evaluation in net income category among its peers.

Midland States Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Midland States, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Midland States will eventually generate negative long term returns. The profitability progress is the general direction of Midland States' change in net profit over the period of time. It can combine multiple indicators of Midland States, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-76.8 M-72.9 M
Operating Income107.6 M64 M
Income Before Tax107.6 M55.2 M
Net Income75.5 M40.5 M
Income Tax Expense32.1 M33.7 M
Total Other Income Expense Net107.6 M113 M
Net Income From Continuing Ops94.3 M54.3 M
Net Income Applicable To Common Shares109 M114.4 M
Net Interest Income241.5 M196 M
Interest Income389.8 M249.3 M
Change To Netincome169.2 M126 M
Net Income Per Share 3.41  3.58 
Income Quality 2.05  2.85 
Net Income Per E B T 0.70  0.55 

Midland Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Midland States. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Midland States position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Midland States' important profitability drivers and their relationship over time.

Use Midland States in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Midland States position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Midland States will appreciate offsetting losses from the drop in the long position's value.

Midland States Pair Trading

Midland States Bancorp Pair Trading Analysis

The ability to find closely correlated positions to Midland States could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Midland States when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Midland States - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Midland States Bancorp to buy it.
The correlation of Midland States is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Midland States moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Midland States Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Midland States can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Midland States position

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Gambling
Gambling Theme
Companies that are related to providing gambling services across multiple geographical areas by investing, exploring, or producing software, hardware, and related infrastructure for running gambling operations or trading speculative assets. The Gambling theme has 38 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Gambling Theme or any other thematic opportunities.
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When determining whether Midland States Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Midland Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Midland States Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Midland States Bancorp Stock:
Check out Correlation Analysis.
You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.
To fully project Midland States' future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Midland States Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Midland States' income statement, its balance sheet, and the statement of cash flows.
Potential Midland States investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Midland States investors may work on each financial statement separately, they are all related. The changes in Midland States's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Midland States's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.