HarborOne Bancorp Profit Margin vs. Net Income
| HONE Stock | USD 11.83 0.10 0.84% |
HarborOne Bancorp Net Profit Margin |
|
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.0127 | 0.0133 |
|
| |||||
| Net Profit Margin | 0.096 | 0.0984 |
|
| |||||
| Operating Profit Margin | 0.3 | 0.1639 |
|
| |||||
| Pretax Profit Margin | 0.14 | 0.1537 |
|
| |||||
| Return On Assets | 0.0042 | 0.0028 |
|
| |||||
| Return On Equity | 0.0323 | 0.0275 |
|
|
For HarborOne Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of HarborOne Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well HarborOne Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between HarborOne Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of HarborOne Bancorp over time as well as its relative position and ranking within its peers.
HarborOne |
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HarborOne Bancorp. If investors know HarborOne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HarborOne Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.51) | Dividend Share 0.315 | Earnings Share 0.29 | Revenue Per Share | Quarterly Revenue Growth (0.15) |
The market value of HarborOne Bancorp is measured differently than its book value, which is the value of HarborOne that is recorded on the company's balance sheet. Investors also form their own opinion of HarborOne Bancorp's value that differs from its market value or its book value, called intrinsic value, which is HarborOne Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HarborOne Bancorp's market value can be influenced by many factors that don't directly affect HarborOne Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HarborOne Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if HarborOne Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HarborOne Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
HarborOne Bancorp Net Income vs. Profit Margin Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining HarborOne Bancorp's current stock value. Our valuation model uses many indicators to compare HarborOne Bancorp value to that of its competitors to determine the firm's financial worth. HarborOne Bancorp is rated below average in profit margin category among its peers. It is rated below average in net income category among its peers making up about 223,602,225 of Net Income per Profit Margin. At present, HarborOne Bancorp's Net Profit Margin is projected to increase slightly based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value HarborOne Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.HarborOne Net Income vs. Profit Margin
Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
HarborOne Bancorp |
| = | 0.07 % |
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
HarborOne Bancorp |
| = | 16.08 M |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
HarborOne Net Income Comparison
HarborOne Bancorp is currently under evaluation in net income category among its peers.
HarborOne Bancorp Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in HarborOne Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, HarborOne Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of HarborOne Bancorp's change in net profit over the period of time. It can combine multiple indicators of HarborOne Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -43.6 M | -41.4 M | |
| Operating Income | 26.8 M | 45.3 M | |
| Net Income From Continuing Ops | 32.8 M | 26 M | |
| Income Before Tax | 25.1 M | 33.1 M | |
| Total Other Income Expense Net | -1.7 M | -1.7 M | |
| Net Income Applicable To Common Shares | 52.4 M | 55 M | |
| Net Income | 16.1 M | 24.1 M | |
| Income Tax Expense | 9 M | 9 M | |
| Net Interest Income | 136.8 M | 112.8 M | |
| Interest Income | 231.8 M | 146.5 M | |
| Change To Netincome | 34.2 M | 35.9 M | |
| Net Income Per Share | 0.37 | 0.34 | |
| Income Quality | 2.74 | 2.94 | |
| Net Income Per E B T | 0.64 | 0.57 |
HarborOne Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on HarborOne Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of HarborOne Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the HarborOne Bancorp's important profitability drivers and their relationship over time.