Harborone Bancorp Stock Buy Hold or Sell Recommendation
| HONE Stock | USD 10.75 0.25 2.38% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding HarborOne Bancorp is 'Strong Hold'. Macroaxis provides HarborOne Bancorp buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding HONE positions.
Check out HarborOne Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade HarborOne Stock refer to our How to Trade HarborOne Stock guide. Note, we conduct extensive research on individual companies such as HarborOne and provide practical buy, sell, or hold advice based on investors' constraints. HarborOne Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
HarborOne |
Execute HarborOne Bancorp Buy or Sell Advice
The HarborOne recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on HarborOne Bancorp. Macroaxis does not own or have any residual interests in HarborOne Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute HarborOne Bancorp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
HarborOne Bancorp Trading Alerts and Improvement Suggestions
| HarborOne Bancorp generated a negative expected return over the last 90 days | |
| HarborOne Bancorp has a frail financial position based on the latest SEC disclosures | |
| About 60.0% of the company shares are owned by institutional investors | |
| Latest headline from MacroaxisInsider: Acquisition by Joseph Casey of 2182 shares of HarborOne Bancorp at 11.5 subject to Rule 16b-3 |
HarborOne Bancorp Returns Distribution Density
The distribution of HarborOne Bancorp's historical returns is an attempt to chart the uncertainty of HarborOne Bancorp's future price movements. The chart of the probability distribution of HarborOne Bancorp daily returns describes the distribution of returns around its average expected value. We use HarborOne Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of HarborOne Bancorp returns is essential to provide solid investment advice for HarborOne Bancorp.
| Mean Return | -0.26 | Value At Risk | -3.53 | Potential Upside | 3.26 | Standard Deviation | 2.38 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of HarborOne Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
HarborOne Stock Institutional Investors
| Shares | Renaissance Technologies Corp | 2024-12-31 | 333.3 K | Charles Schwab Investment Management Inc | 2024-12-31 | 319.4 K | Victory Capital Management Inc. | 2024-12-31 | 286.1 K | Millennium Management Llc | 2024-12-31 | 271.9 K | Rhino Investment Partners, Inc. | 2024-12-31 | 269.3 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 219.7 K | Jpmorgan Chase & Co | 2024-12-31 | 216.8 K | Bridgeway Capital Management, Llc | 2024-12-31 | 213.9 K | Jacobs Levy Equity Management, Inc. | 2024-12-31 | 208 K | T. Rowe Price Investment Management,inc. | 2024-12-31 | 5.7 M | Blackrock Inc | 2024-12-31 | 3.9 M |
HarborOne Bancorp Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Investments | (318.9M) | (128.7M) | (952.0M) | (525.1M) | (76.7M) | (80.5M) | |
| Change In Cash | (5.7M) | (11.2M) | (96.7M) | 129.3M | (18.5M) | (17.6M) | |
| Net Borrowings | (165.8M) | (205.0M) | (93.4M) | 345.0M | 396.7M | 416.5M | |
| Free Cash Flow | (32.7M) | 217.8M | 66.6M | 49.0M | 13.5M | 12.9M | |
| Depreciation | 5.7M | 5.6M | 4.8M | 4.6M | 4.5M | 4.8M | |
| Other Non Cash Items | (77.4M) | 137.2M | 20.1M | 14.3M | (14.3M) | (13.6M) | |
| Capital Expenditures | 5.7M | 6.5M | 2.3M | 4.5M | 1.2M | 1.2M | |
| Net Income | 44.8M | 58.5M | 45.6M | 16.1M | 27.4M | 24.7M | |
| End Period Cash Flow | 205.9M | 194.7M | 98.0M | 227.4M | 15.8M | 15.0M | |
| Change To Netincome | (56.5M) | (75.8M) | 150.4M | 29.7M | 34.2M | 35.9M |
HarborOne Bancorp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to HarborOne Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that HarborOne Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a HarborOne stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.14 | |
β | Beta against Dow Jones | 1.22 | |
σ | Overall volatility | 2.47 | |
Ir | Information ratio | -0.07 |
HarborOne Bancorp Volatility Alert
HarborOne Bancorp exhibits very low volatility with skewness of 1.33 and kurtosis of 7.61. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure HarborOne Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact HarborOne Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.HarborOne Bancorp Fundamentals Vs Peers
Comparing HarborOne Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze HarborOne Bancorp's direct or indirect competition across all of the common fundamentals between HarborOne Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as HarborOne Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of HarborOne Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing HarborOne Bancorp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare HarborOne Bancorp to competition |
| Fundamentals | HarborOne Bancorp | Peer Average |
| Return On Equity | 0.0473 | -0.31 |
| Return On Asset | 0.0048 | -0.14 |
| Profit Margin | 0.17 % | (1.27) % |
| Operating Margin | 0.27 % | (5.51) % |
| Current Valuation | 774.38 M | 16.62 B |
| Shares Outstanding | 43.5 M | 571.82 M |
| Shares Owned By Insiders | 13.18 % | 10.09 % |
| Shares Owned By Institutions | 59.70 % | 39.21 % |
| Number Of Shares Shorted | 268.16 K | 4.71 M |
| Price To Earning | 14.12 X | 28.72 X |
| Price To Book | 0.79 X | 9.51 X |
| Price To Sales | 2.85 X | 11.42 X |
| Revenue | 271.41 M | 9.43 B |
| Gross Profit | 164.29 M | 27.38 B |
| EBITDA | 20.63 M | 3.9 B |
| Net Income | 27.41 M | 570.98 M |
| Cash And Equivalents | 126.1 M | 2.7 B |
| Cash Per Share | 2.74 X | 5.01 X |
| Total Debt | 516.55 M | 5.32 B |
| Debt To Equity | 10.34 % | 48.70 % |
| Book Value Per Share | 14.01 X | 1.93 K |
| Cash Flow From Operations | 13.54 M | 971.22 M |
| Short Ratio | 1.10 X | 4.00 X |
| Earnings Per Share | 0.66 X | 3.12 X |
| Target Price | 14.0 | |
| Number Of Employees | 535 | 18.84 K |
| Beta | 0.74 | -0.15 |
| Market Capitalization | 467.6 M | 19.03 B |
| Total Asset | 5.75 B | 29.47 B |
| Retained Earnings | 373.86 M | 9.33 B |
| Annual Yield | 0.03 % | |
| Net Asset | 5.75 B | |
| Last Dividend Paid | 0.32 |
Note: Acquisition by Joseph Casey of 2182 shares of HarborOne Bancorp at 11.5 subject to Rule 16b-3 [view details]
HarborOne Bancorp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as HarborOne . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About HarborOne Bancorp Buy or Sell Advice
When is the right time to buy or sell HarborOne Bancorp? Buying financial instruments such as HarborOne Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out HarborOne Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade HarborOne Stock refer to our How to Trade HarborOne Stock guide.You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HarborOne Bancorp. If investors know HarborOne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HarborOne Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.51) | Dividend Share 0.32 | Earnings Share 0.66 | Revenue Per Share | Quarterly Revenue Growth 0.149 |
The market value of HarborOne Bancorp is measured differently than its book value, which is the value of HarborOne that is recorded on the company's balance sheet. Investors also form their own opinion of HarborOne Bancorp's value that differs from its market value or its book value, called intrinsic value, which is HarborOne Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HarborOne Bancorp's market value can be influenced by many factors that don't directly affect HarborOne Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HarborOne Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if HarborOne Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HarborOne Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.