Harborone Bancorp Stock Buy Hold or Sell Recommendation

HONE Stock  USD 10.75  0.25  2.38%   
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding HarborOne Bancorp is 'Strong Hold'. Macroaxis provides HarborOne Bancorp buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding HONE positions.
  
Check out HarborOne Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For information on how to trade HarborOne Stock refer to our How to Trade HarborOne Stock guide.
Note, we conduct extensive research on individual companies such as HarborOne and provide practical buy, sell, or hold advice based on investors' constraints. HarborOne Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

Execute HarborOne Bancorp Buy or Sell Advice

The HarborOne recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on HarborOne Bancorp. Macroaxis does not own or have any residual interests in HarborOne Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute HarborOne Bancorp's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell HarborOne BancorpBuy HarborOne Bancorp
Strong Hold

Market Performance

Very WeakDetails

Volatility

Not too volatileDetails

Hype Condition

Under hypedDetails

Current Valuation

UndervaluedDetails

Odds Of Distress

LowDetails

Economic Sensitivity

Responds to the marketDetails

Investor Sentiment

ImpartialDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

FrailDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails
For the selected time horizon HarborOne Bancorp has a Risk Adjusted Performance of (0.09), Jensen Alpha of (0.14), Total Risk Alpha of 0.0299 and Treynor Ratio of (0.22)
Our advice tool can cross-verify current analyst consensus on HarborOne Bancorp and to analyze the company potential to grow in the current economic cycle. To make sure HarborOne Bancorp is not overpriced, please check out all HarborOne Bancorp fundamentals, including its debt to equity, market capitalization, and the relationship between the net income and earnings per share . Given that HarborOne Bancorp has a number of shares shorted of 268.16 K, we strongly advise you to confirm HarborOne Bancorp market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your regular risk tolerance and investing horizon.

HarborOne Bancorp Trading Alerts and Improvement Suggestions

HarborOne Bancorp generated a negative expected return over the last 90 days
HarborOne Bancorp has a frail financial position based on the latest SEC disclosures
About 60.0% of the company shares are owned by institutional investors
Latest headline from MacroaxisInsider: Acquisition by Joseph Casey of 2182 shares of HarborOne Bancorp at 11.5 subject to Rule 16b-3

HarborOne Bancorp Returns Distribution Density

The distribution of HarborOne Bancorp's historical returns is an attempt to chart the uncertainty of HarborOne Bancorp's future price movements. The chart of the probability distribution of HarborOne Bancorp daily returns describes the distribution of returns around its average expected value. We use HarborOne Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of HarborOne Bancorp returns is essential to provide solid investment advice for HarborOne Bancorp.
Mean Return
-0.26
Value At Risk
-3.53
Potential Upside
3.26
Standard Deviation
2.38
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of HarborOne Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

HarborOne Stock Institutional Investors

Shares
Renaissance Technologies Corp2024-12-31
333.3 K
Charles Schwab Investment Management Inc2024-12-31
319.4 K
Victory Capital Management Inc.2024-12-31
286.1 K
Millennium Management Llc2024-12-31
271.9 K
Rhino Investment Partners, Inc.2024-12-31
269.3 K
Morgan Stanley - Brokerage Accounts2024-12-31
219.7 K
Jpmorgan Chase & Co2024-12-31
216.8 K
Bridgeway Capital Management, Llc2024-12-31
213.9 K
Jacobs Levy Equity Management, Inc.2024-12-31
208 K
T. Rowe Price Investment Management,inc.2024-12-31
5.7 M
Blackrock Inc2024-12-31
3.9 M
Note, although HarborOne Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

HarborOne Bancorp Cash Flow Accounts

202020212022202320242025 (projected)
Investments(318.9M)(128.7M)(952.0M)(525.1M)(76.7M)(80.5M)
Change In Cash(5.7M)(11.2M)(96.7M)129.3M(18.5M)(17.6M)
Net Borrowings(165.8M)(205.0M)(93.4M)345.0M396.7M416.5M
Free Cash Flow(32.7M)217.8M66.6M49.0M13.5M12.9M
Depreciation5.7M5.6M4.8M4.6M4.5M4.8M
Other Non Cash Items(77.4M)137.2M20.1M14.3M(14.3M)(13.6M)
Capital Expenditures5.7M6.5M2.3M4.5M1.2M1.2M
Net Income44.8M58.5M45.6M16.1M27.4M24.7M
End Period Cash Flow205.9M194.7M98.0M227.4M15.8M15.0M
Change To Netincome(56.5M)(75.8M)150.4M29.7M34.2M35.9M

HarborOne Bancorp Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to HarborOne Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that HarborOne Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a HarborOne stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over Dow Jones
-0.14
β
Beta against Dow Jones1.22
σ
Overall volatility
2.47
Ir
Information ratio -0.07

HarborOne Bancorp Volatility Alert

HarborOne Bancorp exhibits very low volatility with skewness of 1.33 and kurtosis of 7.61. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure HarborOne Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact HarborOne Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

HarborOne Bancorp Fundamentals Vs Peers

Comparing HarborOne Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze HarborOne Bancorp's direct or indirect competition across all of the common fundamentals between HarborOne Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as HarborOne Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of HarborOne Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing HarborOne Bancorp by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare HarborOne Bancorp to competition
FundamentalsHarborOne BancorpPeer Average
Return On Equity0.0473-0.31
Return On Asset0.0048-0.14
Profit Margin0.17 %(1.27) %
Operating Margin0.27 %(5.51) %
Current Valuation774.38 M16.62 B
Shares Outstanding43.5 M571.82 M
Shares Owned By Insiders13.18 %10.09 %
Shares Owned By Institutions59.70 %39.21 %
Number Of Shares Shorted268.16 K4.71 M
Price To Earning14.12 X28.72 X
Price To Book0.79 X9.51 X
Price To Sales2.85 X11.42 X
Revenue271.41 M9.43 B
Gross Profit164.29 M27.38 B
EBITDA20.63 M3.9 B
Net Income27.41 M570.98 M
Cash And Equivalents126.1 M2.7 B
Cash Per Share2.74 X5.01 X
Total Debt516.55 M5.32 B
Debt To Equity10.34 %48.70 %
Book Value Per Share14.01 X1.93 K
Cash Flow From Operations13.54 M971.22 M
Short Ratio1.10 X4.00 X
Earnings Per Share0.66 X3.12 X
Target Price14.0
Number Of Employees53518.84 K
Beta0.74-0.15
Market Capitalization467.6 M19.03 B
Total Asset5.75 B29.47 B
Retained Earnings373.86 M9.33 B
Annual Yield0.03 %
Net Asset5.75 B
Last Dividend Paid0.32
Note: Acquisition by Joseph Casey of 2182 shares of HarborOne Bancorp at 11.5 subject to Rule 16b-3 [view details]

HarborOne Bancorp Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as HarborOne . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About HarborOne Bancorp Buy or Sell Advice

When is the right time to buy or sell HarborOne Bancorp? Buying financial instruments such as HarborOne Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.

Use Investing Ideas to Build Portfolios

In addition to having HarborOne Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Stores Thematic Idea Now

Stores
Stores Theme
Companies providing different types of retail and wholesale services. The Stores theme has 45 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Stores Theme or any other thematic opportunities.
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When determining whether HarborOne Bancorp is a strong investment it is important to analyze HarborOne Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact HarborOne Bancorp's future performance. For an informed investment choice regarding HarborOne Stock, refer to the following important reports:
Check out HarborOne Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For information on how to trade HarborOne Stock refer to our How to Trade HarborOne Stock guide.
You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HarborOne Bancorp. If investors know HarborOne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HarborOne Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.51)
Dividend Share
0.32
Earnings Share
0.66
Revenue Per Share
3.986
Quarterly Revenue Growth
0.149
The market value of HarborOne Bancorp is measured differently than its book value, which is the value of HarborOne that is recorded on the company's balance sheet. Investors also form their own opinion of HarborOne Bancorp's value that differs from its market value or its book value, called intrinsic value, which is HarborOne Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HarborOne Bancorp's market value can be influenced by many factors that don't directly affect HarborOne Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HarborOne Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if HarborOne Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HarborOne Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.