Is HarborOne Bancorp Stock a Good Investment?
HarborOne Bancorp Investment Advice | HONE |
- Examine HarborOne Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research HarborOne Bancorp's leadership team and their track record. Good management can help HarborOne Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact HarborOne Bancorp's business and its evolving consumer preferences.
- Compare HarborOne Bancorp's performance and market position to its competitors. Analyze how HarborOne Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if HarborOne Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about HarborOne Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in HarborOne Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if HarborOne Bancorp is a good investment.
Sell | Buy |
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Somewhat reliable | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine HarborOne Bancorp Stock
Researching HarborOne Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 13.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.8. Some equities with similar Price to Book (P/B) outperform the market in the long run. HarborOne Bancorp last dividend was issued on the 31st of December 2024. The entity had 1795:1000 split on the 15th of August 2019.
To determine if HarborOne Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding HarborOne Bancorp's research are outlined below:
| HarborOne Bancorp generated a negative expected return over the last 90 days | |
| About 60.0% of the company shares are owned by institutional investors |
HarborOne Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in HarborOne Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to HarborOne Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of January 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 25th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
HarborOne Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 459.77 M.HarborOne Bancorp's profitablity analysis
The company has Profit Margin (PM) of 0.17 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.27 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.27.Determining HarborOne Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if HarborOne Bancorp is a good buy. For example, gross profit margin measures HarborOne Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of HarborOne Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of HarborOne Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, HarborOne Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of HarborOne Bancorp's management manipulating its earnings.
Basic technical analysis of HarborOne Stock
As of the 23rd of March, HarborOne Bancorp retains the Standard Deviation of 2.41, market risk adjusted performance of (3.40), and Risk Adjusted Performance of (0.06). HarborOne Bancorp technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out HarborOne Bancorp market risk adjusted performance, variance, as well as the relationship between the Variance and value at risk to decide if HarborOne Bancorp is priced fairly, providing market reflects its last-minute price of 10.57 per share. Given that HarborOne Bancorp has information ratio of (0.05), we strongly advise you to confirm HarborOne Bancorp's regular market performance to make sure the company can sustain itself at a future point.HarborOne Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific HarborOne Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on HarborOne Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases HarborOne Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
HarborOne Bancorp's Outstanding Corporate Bonds
HarborOne Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. HarborOne Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most HarborOne bonds can be classified according to their maturity, which is the date when HarborOne Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand HarborOne Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing HarborOne Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (3.40) | |||
| Mean Deviation | 1.57 | |||
| Coefficient Of Variation | (1,283) | |||
| Standard Deviation | 2.41 | |||
| Variance | 5.81 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.19) | |||
| Total Risk Alpha | (0.01) | |||
| Treynor Ratio | (3.41) | |||
| Maximum Drawdown | 14.65 | |||
| Value At Risk | (3.48) | |||
| Potential Upside | 3.26 | |||
| Skewness | 1.4 | |||
| Kurtosis | 7.6 |
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (3.40) | |||
| Mean Deviation | 1.57 | |||
| Coefficient Of Variation | (1,283) | |||
| Standard Deviation | 2.41 | |||
| Variance | 5.81 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.19) | |||
| Total Risk Alpha | (0.01) | |||
| Treynor Ratio | (3.41) | |||
| Maximum Drawdown | 14.65 | |||
| Value At Risk | (3.48) | |||
| Potential Upside | 3.26 | |||
| Skewness | 1.4 | |||
| Kurtosis | 7.6 |
Consider HarborOne Bancorp's intraday indicators
HarborOne Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of HarborOne Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
HarborOne Bancorp time-series forecasting models is one of many HarborOne Bancorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary HarborOne Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
HarborOne Stock media impact
Far too much social signal, news, headlines, and media speculation about HarborOne Bancorp that are available to investors today. That information is available publicly through HarborOne media outlets and privately through word of mouth or via HarborOne internal channels. However, regardless of the origin, that massive amount of HarborOne data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of HarborOne Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of HarborOne Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to HarborOne Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive HarborOne Bancorp alpha.
HarborOne Bancorp Corporate Executives
Elected by the shareholders, the HarborOne Bancorp's board of directors comprises two types of representatives: HarborOne Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of HarborOne. The board's role is to monitor HarborOne Bancorp's management team and ensure that shareholders' interests are well served. HarborOne Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, HarborOne Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Linda Simmons | Ex CFO | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HarborOne Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For information on how to trade HarborOne Stock refer to our How to Trade HarborOne Stock guide.You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HarborOne Bancorp. If investors know HarborOne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HarborOne Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of HarborOne Bancorp is measured differently than its book value, which is the value of HarborOne that is recorded on the company's balance sheet. Investors also form their own opinion of HarborOne Bancorp's value that differs from its market value or its book value, called intrinsic value, which is HarborOne Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HarborOne Bancorp's market value can be influenced by many factors that don't directly affect HarborOne Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between HarborOne Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if HarborOne Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HarborOne Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.