Ryvyl Inc Stock Performance
| RVYL Stock | USD 0.98 0.02 2.08% |
The company holds a Beta of 0.63, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Ryvyl's returns are expected to increase less than the market. However, during the bear market, the loss of holding Ryvyl is expected to be smaller as well. At this point, Ryvyl Inc has a negative expected return of -0.29%. Please make sure to check Ryvyl's potential upside and day median price , to decide if Ryvyl Inc performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Ryvyl Inc has generated negative risk-adjusted returns adding no value to investors with long positions. Despite unsteady performance in the last few months, the Stock's basic indicators remain quite persistent which may send shares a bit higher in April 2025. The latest mess may also be a sign of long-standing up-swing for the company institutional investors. ...more
Last Split Factor 1:10 | Last Split Date 2023-09-07 |
1 | Disposition of 10955 shares by Ben Errez of Ryvyl at 1.3 subject to Rule 16b-3 | 12/31/2024 |
2 | Acquisition by Ben Errez of 1193 shares of Ryvyl at 4.19 subject to Rule 16b-3 | 01/14/2025 |
3 | Acquisition by Montoya David of 3816 shares of Ryvyl at 1.31 subject to Rule 16b-3 | 01/15/2025 |
4 | RYVYL Executes NEW MOU with Securityholder to Retire 8 percent Senior Convertible Note and Series B ... | 01/22/2025 |
5 | A Piece Of The Puzzle Missing From Ryvyl Inc.s 27 percent Share Price Climb | 01/23/2025 |
6 | RYVYL Executes Repurchase and Repayment Agreement with Securityholder to Retire All Outstanding ... | 01/24/2025 |
7 | RYVYL Pays Initial 13.0 Million Tranche to Securityholder to Retire All Outstanding Series B Convertible Preferred Stock and Majority of 8 percent Senior Conver... | 01/28/2025 |
8 | Ryvyl files for 20M of units | 02/14/2025 |
9 | RYVYL Announces 2024 Preliminary Revenue of 56.0 Million and Introduces 2025 Revenue Guidance of 80 Million to 90 Million | 02/25/2025 |
10 | Payoneer Global Inc. Lags Q4 Earnings Estimates | 02/27/2025 |
11 | CompoSecure, Inc. Q4 Earnings Surpass Estimates | 03/05/2025 |
12 | Ryvyl Inc expected to post a loss of 10 cents a share - Earnings Preview - TradingView | 03/14/2025 |
| Begin Period Cash Flow | 40.8 M |
Ryvyl |
Ryvyl Relative Risk vs. Return Landscape
If you would invest 131.00 in Ryvyl Inc on December 19, 2024 and sell it today you would lose (33.00) from holding Ryvyl Inc or give up 25.19% of portfolio value over 90 days. Ryvyl Inc is currently does not generate positive expected returns and assumes 6.3706% risk (volatility on return distribution) over the 90 days horizon. In different words, 56% of stocks are less volatile than Ryvyl, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Ryvyl Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Ryvyl's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Ryvyl Inc, and traders can use it to determine the average amount a Ryvyl's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0457
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | RVYL |
Estimated Market Risk
| 6.37 actual daily | 56 56% of assets are less volatile |
Expected Return
| -0.29 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.05 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Ryvyl is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Ryvyl by adding Ryvyl to a well-diversified portfolio.
Ryvyl Fundamentals Growth
Ryvyl Stock prices reflect investors' perceptions of the future prospects and financial health of Ryvyl, and Ryvyl fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Ryvyl Stock performance.
| Return On Equity | -8.82 | ||||
| Return On Asset | -0.0539 | ||||
| Profit Margin | (0.70) % | ||||
| Operating Margin | (0.22) % | ||||
| Current Valuation | 25.34 M | ||||
| Shares Outstanding | 6.76 M | ||||
| Price To Book | 1.25 X | ||||
| Price To Sales | 0.13 X | ||||
| Revenue | 65.87 M | ||||
| Gross Profit | 16.12 M | ||||
| EBITDA | (33.78 M) | ||||
| Net Income | (53.1 M) | ||||
| Cash And Equivalents | 11.02 M | ||||
| Cash Per Share | 0.23 X | ||||
| Total Debt | 20.32 M | ||||
| Debt To Equity | 1.76 % | ||||
| Current Ratio | 2.51 X | ||||
| Book Value Per Share | 1.28 X | ||||
| Cash Flow From Operations | 33.16 M | ||||
| Earnings Per Share | (8.60) X | ||||
| Market Capitalization | 13.66 M | ||||
| Total Asset | 128.66 M | ||||
| Retained Earnings | (152.58 M) | ||||
| Working Capital | 4.32 M | ||||
About Ryvyl Performance
By examining Ryvyl's fundamental ratios, stakeholders can obtain critical insights into Ryvyl's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Ryvyl is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 5.91 | 6.21 | |
| Return On Tangible Assets | (0.63) | (0.60) | |
| Return On Capital Employed | (0.33) | (0.31) | |
| Return On Assets | (0.47) | (0.45) | |
| Return On Equity | (2.03) | (1.93) |
Things to note about Ryvyl Inc performance evaluation
Checking the ongoing alerts about Ryvyl for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Ryvyl Inc help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Ryvyl Inc generated a negative expected return over the last 90 days | |
| Ryvyl Inc has high historical volatility and very poor performance | |
| Ryvyl Inc has some characteristics of a very speculative penny stock | |
| Ryvyl Inc has a very high chance of going through financial distress in the upcoming years | |
| The company reported the previous year's revenue of 65.87 M. Net Loss for the year was (53.1 M) with profit before overhead, payroll, taxes, and interest of 16.12 M. | |
| About 30.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from news.google.com: Ryvyl Inc expected to post a loss of 10 cents a share - Earnings Preview - TradingView |
- Analyzing Ryvyl's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Ryvyl's stock is overvalued or undervalued compared to its peers.
- Examining Ryvyl's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Ryvyl's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Ryvyl's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Ryvyl's stock. These opinions can provide insight into Ryvyl's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Ryvyl Inc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing. You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ryvyl. If investors know Ryvyl will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ryvyl listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share (8.60) | Revenue Per Share | Quarterly Revenue Growth (0.20) | Return On Assets | Return On Equity |
The market value of Ryvyl Inc is measured differently than its book value, which is the value of Ryvyl that is recorded on the company's balance sheet. Investors also form their own opinion of Ryvyl's value that differs from its market value or its book value, called intrinsic value, which is Ryvyl's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ryvyl's market value can be influenced by many factors that don't directly affect Ryvyl's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ryvyl's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ryvyl is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ryvyl's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.