Ofg Bancorp Stock Performance
| OFG Stock | USD 40.63 0.23 0.56% |
The company holds a Beta of 1.01, which implies a somewhat significant risk relative to the market. OFG Bancorp returns are very sensitive to returns on the market. As the market goes up or down, OFG Bancorp is expected to follow. OFG Bancorp now holds a risk of 1.56%. Please check OFG Bancorp kurtosis, and the relationship between the maximum drawdown and day median price , to decide if OFG Bancorp will be following its historical price patterns.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days OFG Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite nearly stable technical and fundamental indicators, OFG Bancorp is not utilizing all of its potentials. The latest stock price disturbance, may contribute to mid-run losses for the stockholders. ...more
Actual Historical Performance (%)
One Day Return (0.12) | Five Day Return 1.27 | Year To Date Return (2.45) | Ten Year Return 135.79 | All Time Return 3.1 K |
Forward Dividend Yield 0.0295 | Payout Ratio | Last Split Factor 11:10 | Forward Dividend Rate 1.2 | Dividend Date 2025-04-15 |
1 | Disposition of 4580 shares by Jose Fernandez of OFG Bancorp at 41.6 subject to Rule 16b-3 | 01/07/2025 |
| OFG Bancorp dividend paid on 15th of January 2025 | 01/15/2025 |
2 | Bank First Corporation Q4 Earnings and Revenues Surpass Estimates | 01/21/2025 |
3 | Q4 2024 OFG Bancorp Earnings Call Transcript | 01/23/2025 |
4 | Should Value Investors Buy OFG Bancorp Stock | 01/31/2025 |
5 | STATE STREET CORP Acquires Additional Shares in OFG Bancorp | 02/06/2025 |
6 | Disposition of 641 shares by Garcia Ada of OFG Bancorp at 43.03 subject to Rule 16b-3 | 02/11/2025 |
7 | Acquisition by Patrick Haggarty of 2175 shares of OFG Bancorp subject to Rule 16b-3 | 02/13/2025 |
8 | OFG Bancorp Among Last Weeks Worst Dividend Stocks | 02/19/2025 |
9 | Disposition of 18683 shares by Jose Fernandez of OFG Bancorp subject to Rule 16b-3 | 02/26/2025 |
10 | Disposition of 1950 shares by Garcia Ada of OFG Bancorp subject to Rule 16b-3 | 03/05/2025 |
11 | Acquisition by Jose Fernandez of 14120 shares of OFG Bancorp subject to Rule 16b-3 | 03/07/2025 |
12 | OFG Bancorp Enters Oversold Territory - Nasdaq | 03/10/2025 |
13 | What Is Driving Institutional Interest in OFG Bancorp | 03/12/2025 |
14 | Disposition of 900 shares by Vazquez Angel E. of OFG Bancorp subject to Rule 16b-3 | 03/13/2025 |
15 | Does OFG Bancorp Deserve A Spot On Your Watchlist | 03/18/2025 |
| Begin Period Cash Flow | 73.1 M |
OFG |
OFG Bancorp Relative Risk vs. Return Landscape
If you would invest 4,076 in OFG Bancorp on December 19, 2024 and sell it today you would lose (13.00) from holding OFG Bancorp or give up 0.32% of portfolio value over 90 days. OFG Bancorp is generating 0.0066% of daily returns assuming volatility of 1.5587% on return distribution over 90 days investment horizon. In other words, 13% of stocks are less volatile than OFG, and above 99% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
OFG Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for OFG Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as OFG Bancorp, and traders can use it to determine the average amount a OFG Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0043
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | OFG |
Estimated Market Risk
| 1.56 actual daily | 13 87% of assets are more volatile |
Expected Return
| 0.01 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.0 actual daily | 0 Most of other assets perform better |
Based on monthly moving average OFG Bancorp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of OFG Bancorp by adding OFG Bancorp to a well-diversified portfolio.
OFG Bancorp Fundamentals Growth
OFG Stock prices reflect investors' perceptions of the future prospects and financial health of OFG Bancorp, and OFG Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on OFG Stock performance.
| Return On Equity | 0.16 | ||||
| Return On Asset | 0.0174 | ||||
| Profit Margin | 0.31 % | ||||
| Operating Margin | 0.38 % | ||||
| Current Valuation | 1.68 B | ||||
| Shares Outstanding | 45.39 M | ||||
| Price To Earning | 15.28 X | ||||
| Price To Book | 1.47 X | ||||
| Price To Sales | 2.95 X | ||||
| Revenue | 660.94 M | ||||
| Gross Profit | 629.44 M | ||||
| EBITDA | 291.82 M | ||||
| Net Income | 198.17 M | ||||
| Cash And Equivalents | 815.44 M | ||||
| Cash Per Share | 17.15 X | ||||
| Total Debt | 347.34 M | ||||
| Debt To Equity | 6.91 % | ||||
| Book Value Per Share | 27.61 X | ||||
| Cash Flow From Operations | 91.8 M | ||||
| Earnings Per Share | 4.23 X | ||||
| Market Capitalization | 1.85 B | ||||
| Total Asset | 1.27 B | ||||
| Retained Earnings | 771.99 M | ||||
About OFG Bancorp Performance
By analyzing OFG Bancorp's fundamental ratios, stakeholders can gain valuable insights into OFG Bancorp's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if OFG Bancorp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if OFG Bancorp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | (235.01) | (246.77) | |
| Return On Tangible Assets | 0.18 | 0.19 | |
| Return On Capital Employed | (0.35) | (0.33) | |
| Return On Assets | 0.16 | 0.16 | |
| Return On Equity | 0.16 | 0.12 |
Things to note about OFG Bancorp performance evaluation
Checking the ongoing alerts about OFG Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for OFG Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| OFG Bancorp has a strong financial position based on the latest SEC filings | |
| Over 96.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Does OFG Bancorp Deserve A Spot On Your Watchlist |
- Analyzing OFG Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether OFG Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining OFG Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating OFG Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of OFG Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of OFG Bancorp's stock. These opinions can provide insight into OFG Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for OFG Stock analysis
When running OFG Bancorp's price analysis, check to measure OFG Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OFG Bancorp is operating at the current time. Most of OFG Bancorp's value examination focuses on studying past and present price action to predict the probability of OFG Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OFG Bancorp's price. Additionally, you may evaluate how the addition of OFG Bancorp to your portfolios can decrease your overall portfolio volatility.
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