First Bancorp Stock Today

FBNC Stock  USD 40.24  0.18  0.45%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Very Low

 
High
 
Low
First Bancorp is trading at 40.24 as of the 18th of March 2025, a 0.45% down since the beginning of the trading day. The stock's open price was 40.42. First Bancorp has a very small chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 18th of December 2024 and ending today, the 18th of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
9th of December 1992
Category
Financial Services
Classification
Financials
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and small to medium-sized businesses primarily in North Carolina and northeastern South Carolina. First Bancorp was founded in 1934 and is headquartered in Southern Pines, North Carolina. The company has 41.36 M outstanding shares of which 930.44 K shares are currently shorted by private and institutional investors with about 5.69 trading days to cover. More on First Bancorp

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Moving against First Stock

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Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEORichard Moore
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, SP Small-Cap 600, NASDAQ Composite, NASDAQ Financial 100, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.05290.0427
Fairly Up
Slightly volatile
Total Current Liabilities4.4 M4.6 M
Notably Down
Slightly volatile
Non Current Liabilities Total13.8 M14.6 M
Notably Down
Slightly volatile
Total Assets12.8 B12.1 B
Sufficiently Up
Slightly volatile
Total Current Assets1.9 B2.2 B
Fairly Down
Pretty Stable
Total Cash From Operating Activities183.5 M174.8 M
Sufficiently Up
Slightly volatile
Debt Levels
First Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Bancorp's financial leverage. It provides some insight into what part of First Bancorp's total assets is financed by creditors.
Liquidity
First Bancorp currently holds 14.55 M in liabilities with Debt to Equity (D/E) ratio of 0.14, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about First Bancorp's use of debt, we should always consider it together with its cash and equity.

Free Cash Flow

183.52 Million
First Bancorp (FBNC) is traded on NASDAQ Exchange in USA. It is located in 300 SW Broad Street, Southern Pines, NC, United States, 28387 and employs 1,345 people. First Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.65 B. First Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 41.36 M outstanding shares of which 930.44 K shares are currently shorted by private and institutional investors with about 5.69 trading days to cover. First Bancorp currently holds about 269.52 M in cash with 174.78 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 7.56.
Check First Bancorp Probability Of Bankruptcy
Ownership Allocation
First Bancorp holds a total of 41.36 Million outstanding shares. The majority of First Bancorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Bancorp. Please pay attention to any change in the institutional holdings of First Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Goldman Sachs Group Inc2024-12-31
526 K
Charles Schwab Investment Management Inc2024-12-31
507.3 K
Rockefeller Capital Management L.p.2024-12-31
486.8 K
Jennison Associates Llc2024-12-31
446.4 K
Northern Trust Corp2024-12-31
443.9 K
Bank Of New York Mellon Corp2024-12-31
367.3 K
Morgan Stanley - Brokerage Accounts2024-12-31
356.3 K
Greenwood Capital Associates, Llc2024-12-31
247.3 K
Ubs Asset Mgmt Americas Inc2024-12-31
243.1 K
Blackrock Inc2024-12-31
6.1 M
Vanguard Group Inc2024-12-31
2.8 M
View First Bancorp Diagnostics

First Bancorp Historical Income Statement

At present, First Bancorp's Other Operating Expenses is projected to increase significantly based on the last few years of reporting. The current year's Total Operating Expenses is expected to grow to about 367.7 M, whereas Operating Income is projected to grow to (287.8 M). View More Fundamentals

First Stock Against Markets

First Bancorp Corporate Executives

Elected by the shareholders, the First Bancorp's board of directors comprises two types of representatives: First Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Bancorp's management team and ensure that shareholders' interests are well served. First Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
When determining whether First Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bancorp. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.88)
Dividend Share
0.88
Earnings Share
1.84
Revenue Per Share
8.135
Quarterly Revenue Growth
(0.31)
The market value of First Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Bancorp's value that differs from its market value or its book value, called intrinsic value, which is First Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Bancorp's market value can be influenced by many factors that don't directly affect First Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.