Harford Bank Stock Performance
| HFBK Stock | USD 33.75 0.06 0.18% |
The company retains a Market Volatility (i.e., Beta) of -0.14, which attests to not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Harford Bank are expected to decrease at a much lower rate. During the bear market, Harford Bank is likely to outperform the market. At this point, Harford Bank has a negative expected return of -0.0098%. Please make sure to check out Harford Bank's accumulation distribution, and the relationship between the potential upside and day median price , to decide if Harford Bank performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
0 of 100
Weak | Strong |
Very Weak
Over the last 90 days Harford Bank has generated negative risk-adjusted returns adding no value to investors with long positions. Despite quite persistent fundamental drivers, Harford Bank is not utilizing all of its potentials. The latest stock price mess, may contribute to short-term losses for the institutional investors. ...more
| Begin Period Cash Flow | 55.6 M | |
| Total Cashflows From Investing Activities | -65.9 M |
Harford |
Harford Bank Relative Risk vs. Return Landscape
If you would invest 3,400 in Harford Bank on September 19, 2024 and sell it today you would lose (25.00) from holding Harford Bank or give up 0.74% of portfolio value over 90 days. Harford Bank is currently does not generate positive expected returns and assumes 0.5928% risk (volatility on return distribution) over the 90 days horizon. In different words, 5% of pink sheets are less volatile than Harford, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Harford Bank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Harford Bank's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Harford Bank, and traders can use it to determine the average amount a Harford Bank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0165
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | ||||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | HFBK |
Estimated Market Risk
| 0.59 actual daily | 5 95% of assets are more volatile |
Expected Return
| -0.01 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.02 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Harford Bank is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Harford Bank by adding Harford Bank to a well-diversified portfolio.
Harford Bank Fundamentals Growth
Harford Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Harford Bank, and Harford Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Harford Pink Sheet performance.
| Return On Equity | 0.0922 | |||
| Return On Asset | 0.0078 | |||
| Profit Margin | 0.23 % | |||
| Operating Margin | 0.33 % | |||
| Current Valuation | 35.49 M | |||
| Shares Outstanding | 1.47 M | |||
| Price To Earning | 14.80 X | |||
| Price To Book | 0.92 X | |||
| Price To Sales | 2.39 X | |||
| Revenue | 19.56 M | |||
| EBITDA | 9.26 M | |||
| Cash And Equivalents | 6.89 M | |||
| Cash Per Share | 4.72 X | |||
| Total Debt | 444.67 K | |||
| Book Value Per Share | 35.81 X | |||
| Cash Flow From Operations | 9.31 M | |||
| Earnings Per Share | 3.19 X | |||
| Total Asset | 575.18 M | |||
| Retained Earnings | 2.72 M | |||
About Harford Bank Performance
By examining Harford Bank's fundamental ratios, stakeholders can obtain critical insights into Harford Bank's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Harford Bank is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Harford Bank offers commercial and retail banking products and services for individuals, businesses, and governmental units. Harford Bank was founded in 1964 and is based in Aberdeen, Maryland. Harford Bank operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 81 people.Things to note about Harford Bank performance evaluation
Checking the ongoing alerts about Harford Bank for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Harford Bank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Harford Bank generated a negative expected return over the last 90 days |
- Analyzing Harford Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Harford Bank's stock is overvalued or undervalued compared to its peers.
- Examining Harford Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Harford Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Harford Bank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Harford Bank's pink sheet. These opinions can provide insight into Harford Bank's potential for growth and whether the stock is currently undervalued or overvalued.
Other Information on Investing in Harford Pink Sheet
Harford Bank financial ratios help investors to determine whether Harford Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Harford with respect to the benefits of owning Harford Bank security.