First Northern Community Stock Performance
| FNRN Stock | USD 10.00 0.00 0.00% |
The firm shows a Beta (market volatility) of 0.19, which means not very significant fluctuations relative to the market. As returns on the market increase, First Northern's returns are expected to increase less than the market. However, during the bear market, the loss of holding First Northern is expected to be smaller as well. At this point, First Northern Community has a negative expected return of -0.0533%. Please make sure to confirm First Northern's jensen alpha, value at risk, as well as the relationship between the Value At Risk and skewness , to decide if First Northern Community performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
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Over the last 90 days First Northern Community has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of very healthy basic indicators, First Northern is not utilizing all of its potentials. The latest stock price disarray, may contribute to short-term losses for the investors. ...more
| Begin Period Cash Flow | 267.2 M | |
| Total Cashflows From Investing Activities | -186.4 M |
First |
First Northern Relative Risk vs. Return Landscape
If you would invest 1,036 in First Northern Community on September 3, 2024 and sell it today you would lose (36.00) from holding First Northern Community or give up 3.47% of portfolio value over 90 days. First Northern Community is currently does not generate positive expected returns and assumes 0.6339% risk (volatility on return distribution) over the 90 days horizon. In different words, 5% of otc stocks are less volatile than First, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
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First Northern Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Northern's investment risk. Standard deviation is the most common way to measure market volatility of otc stocks, such as First Northern Community, and traders can use it to determine the average amount a First Northern's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.084
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| Negative Returns | FNRN |
Estimated Market Risk
| 0.63 actual daily | 5 95% of assets are more volatile |
Expected Return
| -0.05 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.08 actual daily | 0 Most of other assets perform better |
Based on monthly moving average First Northern is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of First Northern by adding First Northern to a well-diversified portfolio.
First Northern Fundamentals Growth
First OTC Stock prices reflect investors' perceptions of the future prospects and financial health of First Northern, and First Northern fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on First OTC Stock performance.
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0074 | |||
| Profit Margin | 0.25 % | |||
| Operating Margin | 0.34 % | |||
| Current Valuation | (196.17 M) | |||
| Shares Outstanding | 13.92 M | |||
| Price To Earning | 9.17 X | |||
| Price To Book | 1.02 X | |||
| Price To Sales | 2.01 X | |||
| Revenue | 55.63 M | |||
| EBITDA | 13.3 M | |||
| Cash And Equivalents | 256.8 M | |||
| Cash Per Share | 18.44 X | |||
| Total Debt | 5.84 M | |||
| Debt To Equity | 11.17 % | |||
| Book Value Per Share | 8.14 X | |||
| Cash Flow From Operations | 25.27 M | |||
| Earnings Per Share | 1.03 X | |||
| Total Asset | 1.9 B | |||
| Retained Earnings | 34.11 M | |||
About First Northern Performance
By examining First Northern's fundamental ratios, stakeholders can obtain critical insights into First Northern's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that First Northern is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small to medium sized businesses. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California. First Northern operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 190 people.Things to note about First Northern Community performance evaluation
Checking the ongoing alerts about First Northern for important developments is a great way to find new opportunities for your next move. OTC Stock alerts and notifications screener for First Northern Community help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| First Northern generated a negative expected return over the last 90 days |
- Analyzing First Northern's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether First Northern's stock is overvalued or undervalued compared to its peers.
- Examining First Northern's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating First Northern's management team can have a significant impact on its success or failure. Reviewing the track record and experience of First Northern's management team can help you assess the OTC Stock's leadership.
- Pay attention to analyst opinions and ratings of First Northern's otc stock. These opinions can provide insight into First Northern's potential for growth and whether the stock is currently undervalued or overvalued.
Other Information on Investing in First OTC Stock
First Northern financial ratios help investors to determine whether First OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in First with respect to the benefits of owning First Northern security.