Financial Institutions Stock Performance
| FISI Stock | USD 26.31 0.94 3.71% |
The firm shows a Beta (market volatility) of 0.91, which means possible diversification benefits within a given portfolio. Financial Institutions returns are very sensitive to returns on the market. As the market goes up or down, Financial Institutions is expected to follow. At this point, Financial Institutions has a negative expected return of -0.0347%. Please make sure to confirm Financial Institutions' information ratio, potential upside, as well as the relationship between the Potential Upside and rate of daily change , to decide if Financial Institutions performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Financial Institutions has generated negative risk-adjusted returns adding no value to investors with long positions. Despite fairly strong basic indicators, Financial Institutions is not utilizing all of its potentials. The recent stock price confusion, may contribute to short-horizon losses for the traders. ...more
Actual Historical Performance (%)
One Day Return (1.21) | Five Day Return (1.82) | Year To Date Return (5.37) | Ten Year Return 9.78 | All Time Return 69.13 |
Forward Dividend Yield 0.0489 | Payout Ratio | Forward Dividend Rate 1.24 | Dividend Date 2025-04-02 | Ex Dividend Date 2025-03-14 |
1 | Disposition of 1000 shares by Whiting Reid A of Financial Institutions subject to Rule 16b-3 | 12/24/2024 |
| Financial Institutions dividend paid on 2nd of January 2025 | 01/02/2025 |
2 | Insider Trading | 01/22/2025 |
3 | Financial Institutions Inc Q4 2024 Everything You Need To Know Ahead Of Earnings | 01/30/2025 |
4 | Solomon Partners Expands Financial Institutions Group with the Hiring of 3 Seasoned Bankers | 02/11/2025 |
5 | Financial Institutions, Inc. Settles Auto Lending Litigation | 03/10/2025 |
6 | Dont Race Out To Buy Financial Institutions, Inc. Just Because Its Going Ex-Dividend | 03/11/2025 |
7 | Disposition of 1392 shares by Samuel Burruano of Financial Institutions subject to Rule 16b-3 | 03/14/2025 |
8 | Disposition of 1532 shares by Kevin Quinn of Financial Institutions subject to Rule 16b-3 | 03/18/2025 |
9 | Disposition of 1232 shares by Sandra Byers of Financial Institutions subject to Rule 16b-3 | 03/20/2025 |
| Begin Period Cash Flow | 124.4 M |
Financial |
Financial Institutions Relative Risk vs. Return Landscape
If you would invest 2,706 in Financial Institutions on December 24, 2024 and sell it today you would lose (75.00) from holding Financial Institutions or give up 2.77% of portfolio value over 90 days. Financial Institutions is currently does not generate positive expected returns and assumes 1.5203% risk (volatility on return distribution) over the 90 days horizon. In different words, 13% of stocks are less volatile than Financial, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Financial Institutions Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Financial Institutions' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Financial Institutions, and traders can use it to determine the average amount a Financial Institutions' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0228
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| Negative Returns | FISI |
Estimated Market Risk
| 1.52 actual daily | 13 87% of assets are more volatile |
Expected Return
| -0.03 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.02 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Financial Institutions is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Financial Institutions by adding Financial Institutions to a well-diversified portfolio.
Financial Institutions Fundamentals Growth
Financial Stock prices reflect investors' perceptions of the future prospects and financial health of Financial Institutions, and Financial Institutions fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Financial Stock performance.
| Return On Equity | -0.0814 | ||||
| Return On Asset | -0.0068 | ||||
| Profit Margin | (0.38) % | ||||
| Operating Margin | 1.62 % | ||||
| Current Valuation | 691.22 M | ||||
| Shares Outstanding | 20.08 M | ||||
| Price To Earning | 7.12 X | ||||
| Price To Book | 0.92 X | ||||
| Price To Sales | 4.60 X | ||||
| Revenue | 313.23 M | ||||
| Gross Profit | 110.76 M | ||||
| EBITDA | 63.05 M | ||||
| Net Income | (41.65 M) | ||||
| Cash And Equivalents | 147.9 M | ||||
| Cash Per Share | 9.65 X | ||||
| Total Debt | 99 M | ||||
| Debt To Equity | 0.13 % | ||||
| Book Value Per Share | 27.48 X | ||||
| Cash Flow From Operations | 77.13 M | ||||
| Earnings Per Share | (2.75) X | ||||
| Market Capitalization | 509.38 M | ||||
| Total Asset | 6.12 B | ||||
| Retained Earnings | 388.67 M | ||||
About Financial Institutions Performance
By evaluating Financial Institutions' fundamental ratios, stakeholders can gain valuable insights into Financial Institutions' financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Financial Institutions has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Financial Institutions has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.01) | (0.01) | |
| Return On Capital Employed | 0.05 | 0.08 | |
| Return On Assets | (0.01) | (0.01) | |
| Return On Equity | (2.41) | (2.29) |
Things to note about Financial Institutions performance evaluation
Checking the ongoing alerts about Financial Institutions for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Financial Institutions help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Financial Institutions generated a negative expected return over the last 90 days | |
| The company reported the previous year's revenue of 313.23 M. Net Loss for the year was (41.65 M) with profit before overhead, payroll, taxes, and interest of 110.76 M. | |
| Financial Institutions has a poor financial position based on the latest SEC disclosures | |
| Over 84.0% of the company shares are owned by institutional investors | |
| Latest headline from MacroaxisInsider: Disposition of 1232 shares by Sandra Byers of Financial Institutions subject to Rule 16b-3 |
- Analyzing Financial Institutions' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Financial Institutions' stock is overvalued or undervalued compared to its peers.
- Examining Financial Institutions' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Financial Institutions' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Financial Institutions' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Financial Institutions' stock. These opinions can provide insight into Financial Institutions' potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Financial Stock analysis
When running Financial Institutions' price analysis, check to measure Financial Institutions' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Financial Institutions is operating at the current time. Most of Financial Institutions' value examination focuses on studying past and present price action to predict the probability of Financial Institutions' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Financial Institutions' price. Additionally, you may evaluate how the addition of Financial Institutions to your portfolios can decrease your overall portfolio volatility.
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