Financial Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Financial Institutions
FISI Stock  USD 25.72  0.11  0.43%   
Financial Institutions financial statements provide useful quarterly and yearly information to potential Financial Institutions investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Financial Institutions financial statements helps investors assess Financial Institutions' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Financial Institutions' valuation are summarized below:
Gross Profit
110.8 M
Profit Margin
(0.38)
Market Capitalization
518.6 M
Enterprise Value Revenue
5.4329
Revenue
110.8 M
We have found one hundred twenty available fundamental signals for Financial Institutions, which can be analyzed and compared to other ratios and to its rivals. Traders should compare all of Financial Institutions prevailing fundamentals against the fundamentals between 2010 and 2025 to make sure the company is sustainable this year. The Financial Institutions' current Enterprise Value is estimated to increase to about 247.7 M, while Market Cap is projected to decrease to under 217.2 M.

Financial Institutions Total Revenue

328.89 Million

Check Financial Institutions financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Financial Institutions' main balance sheet or income statement drivers, such as Depreciation And Amortization of 778 K, Interest Expense of 157.1 M or Selling General Administrative of 48.9 M, as well as many indicators such as Price To Sales Ratio of 1.3, Dividend Yield of 0.0032 or PTB Ratio of 26.0. Financial financial statements analysis is a perfect complement when working with Financial Institutions Valuation or Volatility modules.
  
Check out the analysis of Financial Institutions Correlation against competitors.
For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.

Financial Institutions Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.3 B6.1 B3.9 B
Slightly volatile
Short and Long Term Debt Total94 M99 M249.8 M
Very volatile
Total Current Liabilities94 M99 M396.9 M
Pretty Stable
Property Plant And Equipment Net41.8 M39.9 M43.8 M
Slightly volatile
Retained Earnings229.1 M388.7 M268.8 M
Slightly volatile
Cash70.7 M55 M79.9 M
Slightly volatile
Non Current Assets Total95.6 M100.6 M1.2 B
Pretty Stable
Other Assets3.2 B5.1 B3.4 B
Very volatile
Cash And Short Term Investments1 B966.1 M651.4 M
Slightly volatile
Common Stock Shares Outstanding14.3 M15.7 M14.6 M
Slightly volatile
Liabilities And Stockholders Equity3.3 B5.6 B3.8 B
Slightly volatile
Non Current Liabilities Total5.7 B5.4 B1.5 B
Slightly volatile
Total Liabilities3.1 B5.5 B3.6 B
Slightly volatile
Property Plant And Equipment Gross162.4 M154.7 M69.6 M
Slightly volatile
Total Current Assets1.5 B966.1 M1.6 B
Pretty Stable
Short Term Debt160.6 M99 M217.4 M
Pretty Stable
Common Stock Total Equity145.9 K185.2 K152 K
Slightly volatile
Common Stock150.2 K207 K153.6 K
Slightly volatile
Other Liabilities123.2 M117.3 M54.9 M
Slightly volatile
Accounts Payable21.2 M22.3 M2.2 B
Pretty Stable
Short Term Investments665.9 M911.1 M651.4 M
Slightly volatile
Preferred Stock Total Equity33.5 M39.8 M32.8 M
Slightly volatile
Intangible Assets4.6 M4.9 M8.3 M
Pretty Stable
Property Plant Equipment40.5 M48.3 M40.3 M
Slightly volatile
Other Current Assets128 M134.7 M1 B
Slightly volatile
Good Will56.7 M77.1 M60.1 M
Slightly volatile
Net Tangible Assets290.5 M342.2 M260.7 M
Slightly volatile
Capital Surpluse110.8 M145.6 M101.6 M
Slightly volatile
Long Term Investments2.1 B1.3 B1.7 B
Slightly volatile
Non Current Liabilities Other221 M210.5 M78.3 M
Slightly volatile
Short and Long Term Debt206.8 M166.5 M268.6 M
Slightly volatile
Long Term Debt Total57.4 M85.4 M51.8 M
Slightly volatile
Earning Assets761.5 M676.7 M890.5 M
Slightly volatile
Net Invested Capital452.1 M672.3 M689 M
Slightly volatile
Capital Stock14 M15.7 M17.2 M
Slightly volatile
Net Receivables34.3 M22 M35.7 M
Very volatile
Capital Lease Obligations36.9 M38.9 M33.8 M
Slightly volatile

Financial Institutions Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization778 K819 K2.8 M
Pretty Stable
Interest Expense157.1 M149.6 M41.7 M
Slightly volatile
Selling General Administrative48.9 M92.5 M58 M
Slightly volatile
Total Revenue328.9 M313.2 M157.9 M
Slightly volatile
Gross Profit328.9 M313.2 M157.9 M
Slightly volatile
Other Operating Expenses1.5 M1.6 M28 M
Pretty Stable
Operating Income327.2 M311.7 M93.6 M
Slightly volatile
EBIT62.8 M72.5 M61.2 M
Slightly volatile
EBITDA67.1 M72.5 M64.1 M
Slightly volatile
Net Income Applicable To Common Shares66.6 M63.4 M39.9 M
Slightly volatile
Selling And Marketing Expenses1.9 M1.6 M1.8 M
Slightly volatile
Net Income From Continuing Ops43 M60.5 M39.7 M
Slightly volatile
Non Recurring1.3 M1.8 M1.3 M
Slightly volatile
Tax Provision12.8 M11.5 M11.3 M
Slightly volatile
Net Interest Income145.9 M194.3 M125.6 M
Slightly volatile
Interest Income179 M307.5 M154.9 M
Slightly volatile
Preferred Stock And Other Adjustments1.2 M1.3 M1.4 M
Slightly volatile
Reconciled Depreciation4.5 M7.3 M5.9 M
Pretty Stable
Extraordinary Items2.3 M2.6 M2.8 M
Slightly volatile

Financial Institutions Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow40.2 M77.1 M45.2 M
Slightly volatile
Begin Period Cash Flow77.5 M124.4 M79.2 M
Slightly volatile
Depreciation6.2 M9.6 M6.2 M
Slightly volatile
Dividends Paid1.4 M1.5 M12.2 M
Pretty Stable
Total Cash From Operating Activities45.4 M77.1 M50.3 M
Slightly volatile
End Period Cash Flow82.6 M87.3 M87.5 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.31.36642.4513
Slightly volatile
Dividend Yield0.00320.00340.0332
Very volatile
Days Sales Outstanding76.4185.9693.7226
Slightly volatile
Free Cash Flow Yield0.0960.18020.1205
Pretty Stable
Operating Cash Flow Per Share2.464.91793.3475
Slightly volatile
Stock Based Compensation To Revenue0.0060.00510.0071
Pretty Stable
Capex To Depreciation0.40.430.9058
Slightly volatile
EV To Sales1.431.5073.4874
Slightly volatile
Free Cash Flow Per Share5.164.91793.1855
Slightly volatile
ROIC0.190.17860.044
Slightly volatile
Sales General And Administrative To Revenue0.30.350.3735
Very volatile
Capex To Revenue0.01630.01720.0376
Slightly volatile
Cash Per Share35.9961.599448.4265
Slightly volatile
POCF Ratio6.745.54919.0985
Pretty Stable
Interest Coverage2.162.08273.6404
Slightly volatile
Capex To Operating Cash Flow0.330.320.1583
Slightly volatile
PFCF Ratio8.025.549110.8722
Pretty Stable
EV To Operating Cash Flow9.466.120213.3519
Pretty Stable
EV To Free Cash Flow11.326.120216.0475
Pretty Stable
Intangibles To Total Assets0.0190.00990.0162
Very volatile
Current Ratio9.279.7582168
Pretty Stable
Receivables Turnover3.063.443.75
Slightly volatile
Capex Per Share0.420.220.3708
Very volatile
Revenue Per Share20.9719.972611.1832
Slightly volatile
Interest Debt Per Share12.9715.854218.0844
Very volatile
Debt To Assets0.01540.01620.0608
Slightly volatile
Enterprise Value Over EBITDA7.237.6110.3115
Slightly volatile
Graham Number44.0841.9831.1112
Slightly volatile
Short Term Coverage Ratios0.750.77911.1123
Very volatile
Operating Cycle76.4185.9693.7226
Slightly volatile
Price To Operating Cash Flows Ratio6.745.54919.0985
Pretty Stable
Price To Free Cash Flows Ratio8.025.549110.8722
Pretty Stable
Operating Profit Margin0.580.9950.4942
Very volatile
Effective Tax Rate0.260.38890.2599
Slightly volatile
Return On Capital Employed0.07550.05180.0258
Slightly volatile
Ebit Per Revenue0.580.9950.4942
Very volatile
Quick Ratio9.279.7582181
Pretty Stable
Dividend Paid And Capex Coverage Ratio55.5152.86298.9677
Slightly volatile
Net Income Per E B T0.580.61110.7301
Pretty Stable
Cash Ratio0.530.555111.0583
Pretty Stable
Cash Conversion Cycle76.4185.9693.7226
Slightly volatile
Operating Cash Flow Sales Ratio0.360.24620.3302
Very volatile
Days Of Sales Outstanding76.4185.9693.7226
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.690.650.8411
Slightly volatile
Cash Flow Coverage Ratios0.740.77919.2854
Pretty Stable
Fixed Asset Turnover8.257.85713.9057
Slightly volatile
Capital Expenditure Coverage Ratio3.113.288.6533
Very volatile
Price Cash Flow Ratio6.745.54919.0985
Pretty Stable
Enterprise Value Multiple7.237.6110.3115
Slightly volatile
Debt Ratio0.01540.01620.0608
Slightly volatile
Cash Flow To Debt Ratio0.740.77919.2854
Pretty Stable
Price Sales Ratio1.31.36642.4513
Slightly volatile
Asset Turnover0.04720.05120.041
Very volatile

Financial Institutions Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap217.2 M324.4 M384.7 M
Slightly volatile
Enterprise Value247.7 M244.7 M260.1 M
Pretty Stable

Financial Fundamental Market Drivers

Cash And Short Term Investments966.1 M

Financial Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Financial Institutions Financial Statements

Investors use fundamental indicators, such as Financial Institutions' revenue or net income, to determine how well the company is positioned to perform in the future. Although Financial Institutions' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-17.5 M-16.6 M
Total Revenue313.2 M328.9 M
Cost Of Revenue325.4 M341.7 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.35  0.30 
Capex To Revenue 0.02  0.02 
Revenue Per Share 19.97  20.97 
Ebit Per Revenue 0.99  0.58 

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When determining whether Financial Institutions offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Financial Institutions' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Financial Institutions Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Financial Institutions Stock:
How To Invest In Financial
Details
Is Financial Stock a good investment?
Details
What is Financial Institutions' Net Worth?
Details
Largest Regional Banks Companies
View
Largest Banks - Regional Companies
View
Check out the analysis of Financial Institutions Correlation against competitors.
For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.
You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Financial Institutions. If investors know Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Financial Institutions listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
1.2
Earnings Share
(1.66)
Revenue Per Share
7.062
Quarterly Revenue Growth
(0.08)
The market value of Financial Institutions is measured differently than its book value, which is the value of Financial that is recorded on the company's balance sheet. Investors also form their own opinion of Financial Institutions' value that differs from its market value or its book value, called intrinsic value, which is Financial Institutions' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Financial Institutions' market value can be influenced by many factors that don't directly affect Financial Institutions' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Altman
Z Score
Details
Piotroski
F Score
Details
Beneish
M Score
Details
Financial
Analysis
Details
Buy or Sell
Advice
Details
Earnings
Projections
Details
Please note, there is a significant difference between Financial Institutions' value and its price as these two are different measures arrived at by different means. Investors typically determine if Financial Institutions is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Financial Institutions' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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