First Guaranty Bancshares Stock Performance
| FGBI Stock | USD 7.76 0.14 1.77% |
The firm shows a Beta (market volatility) of 0.56, which means possible diversification benefits within a given portfolio. As returns on the market increase, First Guaranty's returns are expected to increase less than the market. However, during the bear market, the loss of holding First Guaranty is expected to be smaller as well. At this point, First Guaranty Bancshares has a negative expected return of -0.61%. Please make sure to confirm First Guaranty's accumulation distribution, and the relationship between the potential upside and day median price , to decide if First Guaranty Bancshares performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days First Guaranty Bancshares has generated negative risk-adjusted returns adding no value to investors with long positions. Despite unsteady performance in the last few months, the Stock's fundamental drivers remain fairly strong which may send shares a bit higher in April 2025. The recent confusion may also be a sign of long-lasting up-swing for the firm traders. ...more
Actual Historical Performance (%)
One Day Return (1.77) | Five Day Return (7.84) | Year To Date Return (31.33) | Ten Year Return (45.62) | All Time Return 30.36 |
Forward Dividend Yield 0.0335 | Payout Ratio | Last Split Factor 11:10 | Forward Dividend Rate 0.26 | Dividend Date 2025-03-31 |
| First Guaranty dividend paid on 31st of December 2024 | 12/31/2024 |
1 | First Guaranty Bancshares Loses -23.36 percent in 4 Weeks, Heres Why a Trend Reversal May be Around the Corner | 01/06/2025 |
2 | Should Value Investors Buy First Guaranty Bancshares Stock | 01/17/2025 |
3 | Chemung Financial Tops Q4 Earnings and Revenue Estimates | 01/28/2025 |
4 | First Guaranty Bancshares, Inc. 6.75 percent DEP PFD A goes ex dividend today | 02/14/2025 |
5 | Insider Trading | 03/03/2025 |
6 | Acquisition by Hood William K of 7755 shares of First Guaranty at 24.87 subject to Rule 16b-3 | 03/05/2025 |
7 | Short Interest in First Guaranty Bancshares, Inc. Grows By 32.4 percent - MarketBeat | 03/17/2025 |
8 | First Guaranty Bancshares, Inc. To Go Ex-Dividend on March 27th | 03/25/2025 |
| Begin Period Cash Flow | 286.5 M |
First |
First Guaranty Relative Risk vs. Return Landscape
If you would invest 1,158 in First Guaranty Bancshares on December 26, 2024 and sell it today you would lose (382.00) from holding First Guaranty Bancshares or give up 32.99% of portfolio value over 90 days. First Guaranty Bancshares is currently does not generate positive expected returns and assumes 3.5859% risk (volatility on return distribution) over the 90 days horizon. In different words, 32% of stocks are less volatile than First, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
First Guaranty Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Guaranty's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as First Guaranty Bancshares, and traders can use it to determine the average amount a First Guaranty's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1689
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | FGBI |
Estimated Market Risk
| 3.59 actual daily | 32 68% of assets are more volatile |
Expected Return
| -0.61 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.17 actual daily | 0 Most of other assets perform better |
Based on monthly moving average First Guaranty is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of First Guaranty by adding First Guaranty to a well-diversified portfolio.
First Guaranty Fundamentals Growth
First Stock prices reflect investors' perceptions of the future prospects and financial health of First Guaranty, and First Guaranty fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on First Stock performance.
| Return On Equity | 0.0493 | ||||
| Return On Asset | 0.0033 | ||||
| Profit Margin | 0.13 % | ||||
| Operating Margin | 0.06 % | ||||
| Current Valuation | (220.8 M) | ||||
| Shares Outstanding | 12.5 M | ||||
| Price To Earning | 10.73 X | ||||
| Price To Book | 0.44 X | ||||
| Price To Sales | 1.06 X | ||||
| Revenue | 111.51 M | ||||
| Gross Profit | 93.14 M | ||||
| EBITDA | 15.92 M | ||||
| Net Income | 12.45 M | ||||
| Cash And Equivalents | 120.4 M | ||||
| Cash Per Share | 11.23 X | ||||
| Total Debt | 194.91 M | ||||
| Debt To Equity | 11.35 % | ||||
| Book Value Per Share | 17.75 X | ||||
| Cash Flow From Operations | 33.73 M | ||||
| Earnings Per Share | 0.81 X | ||||
| Market Capitalization | 98.79 M | ||||
| Total Asset | 3.97 B | ||||
| Retained Earnings | 72.97 M | ||||
About First Guaranty Performance
By evaluating First Guaranty's fundamental ratios, stakeholders can gain valuable insights into First Guaranty's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if First Guaranty has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if First Guaranty has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | (0.04) | (0.04) | |
| Return On Equity | 0.05 | 0.05 |
Things to note about First Guaranty Bancshares performance evaluation
Checking the ongoing alerts about First Guaranty for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for First Guaranty Bancshares help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| First Guaranty generated a negative expected return over the last 90 days | |
| First Guaranty has high historical volatility and very poor performance | |
| About 52.0% of the company shares are held by company insiders | |
| Latest headline from thelincolnianonline.com: First Guaranty Bancshares, Inc. To Go Ex-Dividend on March 27th |
- Analyzing First Guaranty's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether First Guaranty's stock is overvalued or undervalued compared to its peers.
- Examining First Guaranty's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating First Guaranty's management team can have a significant impact on its success or failure. Reviewing the track record and experience of First Guaranty's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of First Guaranty's stock. These opinions can provide insight into First Guaranty's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for First Stock analysis
When running First Guaranty's price analysis, check to measure First Guaranty's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Guaranty is operating at the current time. Most of First Guaranty's value examination focuses on studying past and present price action to predict the probability of First Guaranty's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Guaranty's price. Additionally, you may evaluate how the addition of First Guaranty to your portfolios can decrease your overall portfolio volatility.
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