First Financial Statements From 2010 to 2025

FGBI Stock  USD 6.89  0.03  0.44%   
First Guaranty financial statements provide useful quarterly and yearly information to potential First Guaranty Bancshares investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on First Guaranty financial statements helps investors assess First Guaranty's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting First Guaranty's valuation are summarized below:
Gross Profit
93.1 M
Profit Margin
0.1336
Market Capitalization
85.8 M
Enterprise Value Revenue
2.8036
Revenue
93.1 M
We have found one hundred twenty available fundamental signals for First Guaranty Bancshares, which can be analyzed and compared to other ratios and to its rivals. Traders should compare all of First Guaranty Bancshares prevailing fundamentals against the fundamentals between 2010 and 2025 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 106.1 M. The First Guaranty's current Enterprise Value is estimated to increase to about (400.7 M)

First Guaranty Total Revenue

62.53 Million

Check First Guaranty financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Guaranty's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.7 M, Interest Expense of 118.7 M or Selling General Administrative of 59.7 M, as well as many indicators such as Price To Sales Ratio of 0.61, Dividend Yield of 0.0052 or PTB Ratio of 1.08. First financial statements analysis is a perfect complement when working with First Guaranty Valuation or Volatility modules.
  
Check out the analysis of First Guaranty Correlation against competitors.

First Guaranty Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets4.3 B4.1 B2.2 B
Slightly volatile
Short and Long Term Debt Total332.5 M316.7 M96.6 M
Slightly volatile
Total Current Liabilities3.1 B2.9 B555.5 M
Slightly volatile
Total Stockholder Equity157.7 M287.1 M163.9 M
Slightly volatile
Property Plant And Equipment Net84.3 M80.3 M42.8 M
Slightly volatile
Retained Earnings54.9 M78.2 M53.7 M
Slightly volatile
Accounts Payable14.3 M13.6 M5.2 M
Slightly volatile
Cash345.5 M329 M134.9 M
Slightly volatile
Non Current Assets Total3.9 B3.7 B1.1 B
Slightly volatile
Other Assets18.5 M19.5 M1.6 B
Slightly volatile
Cash And Short Term Investments361.7 M329.4 M383.4 M
Very volatile
Net Receivables361.9 M344.7 M89.2 M
Slightly volatile
Good Will15.6 M14.8 M7.3 M
Slightly volatile
Common Stock Total Equity8.3 M12.3 M8.5 M
Slightly volatile
Common Stock Shares Outstanding10.9 M12.8 M10.3 M
Slightly volatile
Short Term Investments291.6 K306.9 K296 M
Slightly volatile
Liabilities And Stockholders Equity4.3 B4.1 B2.2 B
Slightly volatile
Non Current Liabilities Total900.9 M858 M185.9 M
Slightly volatile
Other Current Assets350.1 M273.1 M389.7 M
Pretty Stable
Other Stockholder Equity180 M171.4 M92.1 M
Slightly volatile
Total LiabilitiesB3.8 B2.1 B
Slightly volatile
Property Plant And Equipment Gross141.3 M134.6 M58.1 M
Slightly volatile
Total Current Assets244.9 M257.8 M681.8 M
Slightly volatile
Intangible Assets3.7 M4.9 M3.7 M
Slightly volatile
Common Stock8.6 M14.3 M8.7 M
Slightly volatile
Other Liabilities4.3 M5.6 M4.2 M
Pretty Stable
Long Term Debt252.5 M240.5 M66.5 M
Slightly volatile
Preferred Stock Total Equity29.8 M29.8 M34.6 M
Slightly volatile
Property Plant Equipment39.9 M66.9 M38.7 M
Slightly volatile
Net Tangible Assets155.7 M211.7 M138.2 M
Slightly volatile
Retained Earnings Total Equity61.2 M87.8 M59.2 M
Slightly volatile
Long Term Debt Total42.5 M42.5 M29.7 M
Slightly volatile
Capital Surpluse101.3 M149.6 M85.5 M
Slightly volatile
Long Term Investments369.6 M363.7 M529.9 M
Slightly volatile
Non Current Liabilities Other7.8 M13.1 M6.5 M
Slightly volatile
Earning Assets303.9 M302.3 M379.1 M
Slightly volatile
Net Invested Capital321.4 M596.5 M271.4 M
Slightly volatile
Capital Stock17.5 M14.3 M12.3 M
Slightly volatile

First Guaranty Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.7 M4.6 M2.8 M
Slightly volatile
Interest Expense118.7 M113 M35.6 M
Slightly volatile
Selling General Administrative59.7 M56.9 M28.5 M
Slightly volatile
Selling And Marketing Expenses3.5 M3.4 M1.5 M
Slightly volatile
Total Revenue62.5 M105.3 M63 M
Slightly volatile
Gross Profit62.3 M105.3 M62.8 M
Slightly volatile
Other Operating Expenses33.5 M60.2 M34.4 M
Slightly volatile
Operating Income13.6 M14.4 M29.4 M
Pretty Stable
EBIT10.2 M10.7 M26.8 M
Slightly volatile
EBITDA34.2 M18.3 M31.1 M
Pretty Stable
Income Before Tax20.5 M13.7 M19.7 M
Slightly volatile
Net Income14.8 M10.6 M14.4 M
Slightly volatile
Income Tax Expense5.7 M3.1 M5.3 M
Pretty Stable
Net Income Applicable To Common Shares16.2 M30.5 M16 M
Slightly volatile
Preferred Stock And Other Adjustments1.5 M2.7 M1.3 M
Slightly volatile
Net Income From Continuing Ops18.7 M15 M15.5 M
Slightly volatile
Tax Provision4.6 M3.3 M5.9 M
Slightly volatile
Net Interest Income75.7 M100 M64.5 M
Slightly volatile
Interest Income106.6 M196.7 M91 M
Slightly volatile
Reconciled DepreciationM4.8 M3.2 M
Slightly volatile

First Guaranty Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow5.8 M6.1 M17.2 M
Slightly volatile
Begin Period Cash Flow96.5 M95.7 M93.8 M
Slightly volatile
Depreciation2.8 M4.6 M2.9 M
Slightly volatile
Other Non Cash Items3.5 M5.1 M3.6 M
Very volatile
Dividends Paid6.2 M11.2 M6.3 M
Slightly volatile
Capital Expenditures18.1 M17.2 M6.3 M
Slightly volatile
Total Cash From Operating Activities23.7 M25 M23.5 M
Pretty Stable
Net Income14.8 M10.6 M14.4 M
Slightly volatile
End Period Cash Flow345.9 M329.4 M141.2 M
Slightly volatile
Stock Based Compensation4.3 M4.8 M5.3 M
Slightly volatile
Change To Inventory241.1 K312.3 K352.5 K
Slightly volatile
Change To Netincome2.2 M1.7 M2.5 M
Pretty Stable
Issuance Of Capital Stock13.9 MM7.4 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.610.640510.9003
Pretty Stable
Dividend Yield0.00520.00550.0391
Slightly volatile
PTB Ratio1.080.55681.0105
Very volatile
Days Sales Outstanding23.2324.44794.4 K
Pretty Stable
Book Value Per Share11.3420.402215.2585
Slightly volatile
Free Cash Flow Yield0.180.23750.1325
Pretty Stable
Operating Cash Flow Per Share1.712.69812.1176
Slightly volatile
Capex To Depreciation3.513.341.9206
Slightly volatile
PB Ratio1.080.55681.0105
Very volatile
Free Cash Flow Per Share1.422.69811.6971
Pretty Stable
ROIC0.01550.00830.0181
Pretty Stable
Net Income Per Share1.020.99581.3575
Slightly volatile
Payables Turnover0.480.350.4328
Slightly volatile
Sales General And Administrative To Revenue0.460.491.6614
Pretty Stable
Capex To Revenue0.110.150.1694
Slightly volatile
Cash Per Share97.9893.31250.9277
Pretty Stable
POCF Ratio5.754.21047.0596
Very volatile
Interest Coverage0.140.151.9762
Slightly volatile
Payout Ratio0.05910.06230.413
Slightly volatile
Capex To Operating Cash Flow0.650.620.2826
Slightly volatile
PFCF Ratio4.04.210410.2445
Very volatile
Days Payables Outstanding7051.1 K901
Slightly volatile
Income Quality2.022.70961.7282
Very volatile
ROE0.04640.04880.0904
Slightly volatile
PE Ratio8.4911.408411.0205
Very volatile
Return On Tangible Assets0.0030.00310.0073
Slightly volatile
Earnings Yield0.110.08770.0966
Pretty Stable
Intangibles To Total Assets0.00340.00410.0042
Slightly volatile
Current Ratio0.09580.193.2389
Slightly volatile
Tangible Book Value Per Share10.6719.092414.3432
Slightly volatile
Receivables Turnover8.1414.92977.5032
Very volatile
Graham Number16.0621.3821.4094
Slightly volatile
Shareholders Equity Per Share11.3420.402215.2585
Slightly volatile
Debt To Equity1.040.990.4429
Slightly volatile
Capex Per Share1.271.210.5573
Slightly volatile
Revenue Per Share18.6217.7357.4932
Slightly volatile
Interest Debt Per Share5.9810.66068.2624
Slightly volatile
Debt To Assets0.07330.06980.0333
Slightly volatile
Short Term Coverage Ratios0.340.363.1584
Slightly volatile
Price Earnings Ratio8.4911.408411.0205
Very volatile
Operating Cycle23.2324.44794.4 K
Pretty Stable
Price Book Value Ratio1.080.55681.0105
Very volatile
Days Of Payables Outstanding7051.1 K901
Slightly volatile
Dividend Payout Ratio0.05910.06230.413
Slightly volatile
Price To Operating Cash Flows Ratio5.754.21047.0596
Very volatile
Price To Free Cash Flows Ratio4.04.210410.2445
Very volatile
Pretax Profit Margin0.06860.07221.5411
Pretty Stable
Ebt Per Ebit0.450.860.5818
Slightly volatile
Operating Profit Margin0.120.13642.9692
Pretty Stable
Effective Tax Rate0.320.22230.2802
Slightly volatile
Company Equity Multiplier9.8515.576312.3255
Slightly volatile
Long Term Debt To Capitalization0.430.410.1937
Slightly volatile
Total Debt To Capitalization0.50.470.2648
Slightly volatile
Return On Capital Employed0.02420.01440.0191
Slightly volatile
Debt Equity Ratio1.040.990.4429
Slightly volatile
Ebit Per Revenue0.120.13642.9692
Pretty Stable
Quick Ratio0.09580.196.1443
Slightly volatile
Dividend Paid And Capex Coverage Ratio45.743.52137.5104
Slightly volatile
Net Income Per E B T0.570.77770.713
Slightly volatile
Cash Ratio0.09570.18.9229
Pretty Stable
Operating Cash Flow Sales Ratio0.140.15211.5951
Pretty Stable
Days Of Sales Outstanding23.2324.44794.4 K
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.340.360.7155
Slightly volatile
Cash Flow Coverage Ratios0.08610.09071.4865
Slightly volatile
Price To Book Ratio1.080.55681.0105
Very volatile
Fixed Asset Turnover2.433.27052.1398
Slightly volatile
Capital Expenditure Coverage Ratio1.591.676.2053
Slightly volatile
Price Cash Flow Ratio5.754.21047.0596
Very volatile
Debt Ratio0.07330.06980.0333
Slightly volatile
Cash Flow To Debt Ratio0.08610.09071.4865
Slightly volatile
Price Sales Ratio0.610.640510.9003
Pretty Stable
Return On Assets0.0030.00310.0073
Slightly volatile
Asset Turnover0.04240.05580.0374
Slightly volatile
Net Profit Margin0.05330.05611.2031
Pretty Stable
Gross Profit Margin1.081.130.9967
Slightly volatile
Price Fair Value1.080.55681.0105
Very volatile
Return On Equity0.04640.04880.0904
Slightly volatile

First Guaranty Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap106.1 M142 M150.2 M
Slightly volatile

First Fundamental Market Drivers

Forward Price Earnings11.7233
Cash And Short Term Investments286.5 M

First Upcoming Events

30th of January 2024
Upcoming Quarterly Report
View
8th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
30th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About First Guaranty Financial Statements

Investors use fundamental indicators, such as First Guaranty's revenue or net income, to determine how well the company is positioned to perform in the future. Although First Guaranty's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-10.6 M-11.2 M
Total Revenue105.3 M62.5 M
Cost Of Revenue-141.3 K-134.2 K
Sales General And Administrative To Revenue 0.49  0.46 
Capex To Revenue 0.15  0.11 
Revenue Per Share 17.74  18.62 
Ebit Per Revenue 0.14  0.12 

Currently Active Assets on Macroaxis

When determining whether First Guaranty Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Guaranty's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Guaranty Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Guaranty Bancshares Stock:
Check out the analysis of First Guaranty Correlation against competitors.
You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Guaranty. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Guaranty listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.45)
Dividend Share
0.41
Earnings Share
0.81
Revenue Per Share
7.451
Quarterly Revenue Growth
(0.11)
The market value of First Guaranty Bancshares is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Guaranty's value that differs from its market value or its book value, called intrinsic value, which is First Guaranty's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Guaranty's market value can be influenced by many factors that don't directly affect First Guaranty's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Guaranty's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Guaranty is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Guaranty's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.