Citizens Community Bancorp Stock Performance
| CZWI Stock | USD 14.52 0.17 1.16% |
The firm shows a Beta (market volatility) of 0.96, which signifies possible diversification benefits within a given portfolio. Citizens Community returns are very sensitive to returns on the market. As the market goes up or down, Citizens Community is expected to follow. At this point, Citizens Community has a negative expected return of -0.19%. Please make sure to confirm Citizens Community's total risk alpha, kurtosis, as well as the relationship between the Kurtosis and day typical price , to decide if Citizens Community performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Citizens Community Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite latest fragile performance, the Stock's basic indicators remain strong and the recent confusion on Wall Street may also be a sign of long-lasting gains for the firm traders. ...more
Actual Historical Performance (%)
One Day Return (1.16) | Five Day Return (1.22) | Year To Date Return (10.87) | Ten Year Return 56.97 | All Time Return 124.07 |
Forward Dividend Yield 0.0245 | Payout Ratio | Last Split Factor 1:1 | Forward Dividend Rate 0.36 | Dividend Date 2025-02-21 |
1 | Disposition of 1843 shares by Stephen Bianchi of Citizens Community at 16.09 subject to Rule 16b-3 | 01/23/2025 |
| Citizens Community dividend paid on 21st of February 2025 | 02/21/2025 |
2 | Citizens Bank CEO Bruce Van Saun explains why hes not serving the Bay Areas mass affluent | 03/04/2025 |
3 | Tewksbury Police Department To Host Citizens Police Academy | 03/11/2025 |
4 | How Has Citizens Financial Group Integrated Digital Banking Solutions | 03/13/2025 |
5 | Allogene upgraded to Outperform from Market Perform at Citizens JMP ALLO | 03/14/2025 |
6 | First Eagle Investment Management LLC Grows Stock Holdings in Citizens, Inc. | 03/17/2025 |
7 | Sana Biotechnology just upgraded at Citizens JMP, heres why SANA | 03/18/2025 |
8 | Citizens Financial Group Announces First Quarter 2025 Earnings Conference Call Details | 03/19/2025 |
9 | France Plans To Distribute Survival Manual To Help Citizens Prepare For War, Disasters | 03/20/2025 |
10 | Elevation Oncology just downgraded at Citizens JMP, heres why ELEV | 03/21/2025 |
11 | Thousands of Florida homeowners face policy takeovers | 03/25/2025 |
| Begin Period Cash Flow | 37.1 M |
Citizens |
Citizens Community Relative Risk vs. Return Landscape
If you would invest 1,640 in Citizens Community Bancorp on December 26, 2024 and sell it today you would lose (188.00) from holding Citizens Community Bancorp or give up 11.46% of portfolio value over 90 days. Citizens Community Bancorp is currently does not generate positive expected returns and assumes 1.3842% risk (volatility on return distribution) over the 90 days horizon. In different words, 12% of stocks are less volatile than Citizens, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Citizens Community Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Citizens Community's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Citizens Community Bancorp, and traders can use it to determine the average amount a Citizens Community's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1397
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | ||||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | CZWI |
Estimated Market Risk
| 1.38 actual daily | 12 88% of assets are more volatile |
Expected Return
| -0.19 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.14 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Citizens Community is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Citizens Community by adding Citizens Community to a well-diversified portfolio.
Citizens Community Fundamentals Growth
Citizens Stock prices reflect investors' perceptions of the future prospects and financial health of Citizens Community, and Citizens Community fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Citizens Stock performance.
| Return On Equity | 0.078 | ||||
| Return On Asset | 0.0076 | ||||
| Profit Margin | 0.23 % | ||||
| Operating Margin | 0.29 % | ||||
| Current Valuation | 164.26 M | ||||
| Shares Outstanding | 9.99 M | ||||
| Price To Earning | 10.24 X | ||||
| Price To Book | 0.82 X | ||||
| Price To Sales | 2.43 X | ||||
| Revenue | 56.29 M | ||||
| Gross Profit | 59.57 M | ||||
| EBITDA | 22.06 M | ||||
| Net Income | 13.75 M | ||||
| Cash And Equivalents | 29.78 M | ||||
| Cash Per Share | 2.84 X | ||||
| Total Debt | 66.61 M | ||||
| Debt To Equity | 9.78 % | ||||
| Book Value Per Share | 17.94 X | ||||
| Cash Flow From Operations | 20.18 M | ||||
| Earnings Per Share | 1.34 X | ||||
| Market Capitalization | 145.05 M | ||||
| Total Asset | 1.75 B | ||||
| Retained Earnings | 80.84 M | ||||
About Citizens Community Performance
By evaluating Citizens Community's fundamental ratios, stakeholders can gain valuable insights into Citizens Community's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Citizens Community has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Citizens Community has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | (0.02) | (0.02) | |
| Return On Equity | 0.02 | 0.03 |
Things to note about Citizens Community performance evaluation
Checking the ongoing alerts about Citizens Community for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Citizens Community help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Citizens Community generated a negative expected return over the last 90 days | |
| About 57.0% of the company shares are held by institutions such as insurance companies | |
| On 21st of February 2025 Citizens Community paid $ 0.36 per share dividend to its current shareholders | |
| Latest headline from newsweek.com: Thousands of Florida homeowners face policy takeovers |
- Analyzing Citizens Community's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Citizens Community's stock is overvalued or undervalued compared to its peers.
- Examining Citizens Community's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Citizens Community's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Citizens Community's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Citizens Community's stock. These opinions can provide insight into Citizens Community's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Citizens Stock analysis
When running Citizens Community's price analysis, check to measure Citizens Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Community is operating at the current time. Most of Citizens Community's value examination focuses on studying past and present price action to predict the probability of Citizens Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Community's price. Additionally, you may evaluate how the addition of Citizens Community to your portfolios can decrease your overall portfolio volatility.
| Portfolio Diagnostics Use generated alerts and portfolio events aggregator to diagnose current holdings | |
| ETFs Find actively traded Exchange Traded Funds (ETF) from around the world | |
| Portfolio Backtesting Avoid under-diversification and over-optimization by backtesting your portfolios | |
| Stock Screener Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook. | |
| Bond Analysis Evaluate and analyze corporate bonds as a potential investment for your portfolios. | |
| Portfolio Optimization Compute new portfolio that will generate highest expected return given your specified tolerance for risk | |
| Portfolio Anywhere Track or share privately all of your investments from the convenience of any device | |
| Portfolio File Import Quickly import all of your third-party portfolios from your local drive in csv format | |
| Sectors List of equity sectors categorizing publicly traded companies based on their primary business activities |