Citizens Community Bancorp Stock Today
| CZWI Stock | USD 14.56 0.21 1.42% |
PerformanceVery Weak
| Odds Of DistressLow
|
Citizens Community is trading at 14.56 as of the 23rd of March 2025. This is a 1.42 percent decrease since the beginning of the trading day. The stock's open price was 14.77. Citizens Community has less than a 10 % chance of experiencing some financial distress in the next two years of operation, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 23rd of December 2024 and ending today, the 23rd of March 2025. Click here to learn more.
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. Citizens Community Bancorp, Inc. The company has 9.99 M outstanding shares of which 21.86 K shares are currently shorted by private and institutional investors with about 0.8 trading days to cover. More on Citizens Community Bancorp
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Citizens Stock Highlights
| President Board | Stephen Bianchi |
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) |
Citizens Community Bancorp (CZWI) is traded on NASDAQ Exchange in USA. It is located in 2174 EastRidge Center, Eau Claire, WI, United States, 54701 and employs 207 people. Citizens Community is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 145.45 M. Citizens Community conducts business under Banks sector and is part of Financials industry. The entity has 9.99 M outstanding shares of which 21.86 K shares are currently shorted by private and institutional investors with about 0.8 trading days to cover.
Citizens Community Bancorp currently holds about 29.78 M in cash with 20.18 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.84.
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Ownership AllocationThe market capitalization of Citizens Community is $145.45 Million. Over half of Citizens Community's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
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Citizens Community Risk Profiles
Investors will always prefer to have the highest possible return on investment while minimizing volatility. Citizens Community market risk premium is the additional return an investor will receive from holding Citizens Community long position in a well-diversified portfolio.
| Risk Adjusted Performance | (0.09) | |||
| Jensen Alpha | (0.15) | |||
| Total Risk Alpha | (0.05) | |||
| Treynor Ratio | (4.52) |
Citizens Stock Against Markets
Citizens Community Corporate Executives
Elected by the shareholders, the Citizens Community's board of directors comprises two types of representatives: Citizens Community inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Citizens. The board's role is to monitor Citizens Community's management team and ensure that shareholders' interests are well served. Citizens Community's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Citizens Community's outside directors are responsible for providing unbiased perspectives on the board's policies.
| James Broucek | CFO of Corporation abd Bank | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Community. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Citizens Community is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Community's value that differs from its market value or its book value, called intrinsic value, which is Citizens Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Community's market value can be influenced by many factors that don't directly affect Citizens Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.