Conifer Holding Stock Performance
| CNFR Stock | USD 0.73 0.07 10.76% |
The firm shows a Beta (market volatility) of -0.49, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning Conifer Holding are expected to decrease at a much lower rate. During the bear market, Conifer Holding is likely to outperform the market. At this point, Conifer Holding has a negative expected return of -0.55%. Please make sure to confirm Conifer Holding's potential upside, as well as the relationship between the rate of daily change and period momentum indicator , to decide if Conifer Holding performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Conifer Holding has generated negative risk-adjusted returns adding no value to investors with long positions. Even with unfluctuating performance in the last few months, the Stock's technical and fundamental indicators remain relatively invariable which may send shares a bit higher in April 2025. The latest agitation may also be a sign of long-running up-swing for the enterprise retail investors. ...more
Last Split Factor 51:5 | Last Split Date 2015-08-10 |
1 | Acquisition by Hakala Jeffrey Anthony of 056 shares of Conifer Holding at 4.0 subject to Rule 16b-3 | 12/31/2024 |
2 | Bank of Italy Sells 1,400,000 Shares of Stellantis - MarketBeat | 01/15/2025 |
3 | Conifer Shares Pass Below 50 Day Moving Average Heres What Happened | 02/14/2025 |
4 | Acquisition by Hakala Jeffrey Anthony of 7177 shares of Conifer Holding at 3.75 subject to Rule 16b-3 | 02/20/2025 |
5 | Conifer Holdings stock hits 52-week low at 0.65 - Investing.com | 03/18/2025 |
| Begin Period Cash Flow | 28 M | |
| Free Cash Flow | -13.4 M |
Conifer |
Conifer Holding Relative Risk vs. Return Landscape
If you would invest 106.00 in Conifer Holding on December 21, 2024 and sell it today you would lose (32.90) from holding Conifer Holding or give up 31.04% of portfolio value over 90 days. Conifer Holding is currently does not generate positive expected returns and assumes 3.8371% risk (volatility on return distribution) over the 90 days horizon. In different words, 34% of stocks are less volatile than Conifer, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Conifer Holding Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Conifer Holding's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Conifer Holding, and traders can use it to determine the average amount a Conifer Holding's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1443
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| Negative Returns | CNFR |
Estimated Market Risk
| 3.84 actual daily | 34 66% of assets are more volatile |
Expected Return
| -0.55 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.14 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Conifer Holding is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Conifer Holding by adding Conifer Holding to a well-diversified portfolio.
Conifer Holding Fundamentals Growth
Conifer Stock prices reflect investors' perceptions of the future prospects and financial health of Conifer Holding, and Conifer Holding fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Conifer Stock performance.
| Return On Equity | -0.89 | ||||
| Return On Asset | -0.0541 | ||||
| Profit Margin | 0.40 % | ||||
| Operating Margin | (0.37) % | ||||
| Current Valuation | (7.83 M) | ||||
| Shares Outstanding | 12.22 M | ||||
| Price To Earning | 26.17 X | ||||
| Price To Book | 0.16 X | ||||
| Price To Sales | 0.11 X | ||||
| Revenue | 98.76 M | ||||
| Gross Profit | (11.89 M) | ||||
| EBITDA | (21.89 M) | ||||
| Net Income | (25.9 M) | ||||
| Cash And Equivalents | 41.15 M | ||||
| Cash Per Share | 3.37 X | ||||
| Total Debt | 25.06 M | ||||
| Debt To Equity | 1.99 % | ||||
| Current Ratio | 0.57 X | ||||
| Book Value Per Share | 4.01 X | ||||
| Cash Flow From Operations | (13.39 M) | ||||
| Earnings Per Share | (2.37) X | ||||
| Market Capitalization | 8.08 M | ||||
| Total Asset | 311.8 M | ||||
| Retained Earnings | (86.68 M) | ||||
About Conifer Holding Performance
Assessing Conifer Holding's fundamental ratios provides investors with valuable insights into Conifer Holding's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Conifer Holding is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.10) | (0.09) | |
| Return On Capital Employed | (0.05) | (0.06) | |
| Return On Assets | (0.10) | (0.09) | |
| Return On Equity | (10.31) | (9.80) |
Things to note about Conifer Holding performance evaluation
Checking the ongoing alerts about Conifer Holding for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Conifer Holding help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Conifer Holding generated a negative expected return over the last 90 days | |
| Conifer Holding has some characteristics of a very speculative penny stock | |
| Conifer Holding has high historical volatility and very poor performance | |
| Conifer Holding has high likelihood to experience some financial distress in the next 2 years | |
| Conifer Holding currently holds 25.06 M in liabilities with Debt to Equity (D/E) ratio of 1.99, which is about average as compared to similar companies. Conifer Holding has a current ratio of 0.56, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Conifer Holding's use of debt, we should always consider it together with its cash and equity. | |
| The entity reported the previous year's revenue of 98.76 M. Net Loss for the year was (25.9 M) with loss before overhead, payroll, taxes, and interest of (11.89 M). | |
| Conifer Holding currently holds about 41.15 M in cash with (13.39 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.37, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Conifer Holding has a poor financial position based on the latest SEC disclosures | |
| Roughly 44.0% of Conifer Holding shares are held by company insiders | |
| Latest headline from news.google.com: Conifer Holdings stock hits 52-week low at 0.65 - Investing.com |
- Analyzing Conifer Holding's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Conifer Holding's stock is overvalued or undervalued compared to its peers.
- Examining Conifer Holding's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Conifer Holding's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Conifer Holding's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Conifer Holding's stock. These opinions can provide insight into Conifer Holding's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Conifer Stock Analysis
When running Conifer Holding's price analysis, check to measure Conifer Holding's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Conifer Holding is operating at the current time. Most of Conifer Holding's value examination focuses on studying past and present price action to predict the probability of Conifer Holding's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Conifer Holding's price. Additionally, you may evaluate how the addition of Conifer Holding to your portfolios can decrease your overall portfolio volatility.