Financial Institutions Ownership
| FISI Stock | USD 25.37 0.31 1.21% |
Shares in Circulation | First Issued 2009-03-31 | Previous Quarter 16 M | Current Value 16 M | Avarage Shares Outstanding 14.4 M | Quarterly Volatility 1.6 M |
Financial |
Financial Stock Ownership Analysis
About 84.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.92. Some equities with similar Price to Book (P/B) outperform the market in the long run. Financial Institutions has Price/Earnings To Growth (PEG) ratio of 1.91. The entity recorded a loss per share of 2.75. The firm last dividend was issued on the 14th of March 2025. Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York. Financial Institut operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 650 people. To learn more about Financial Institutions call Martin Birmingham at 585 786 1100 or check out https://financialinstitutionsinc.q4ir.com/overview.Besides selling stocks to institutional investors, Financial Institutions also allocates a substantial amount of its earnings to a pull of share-based compensation to be paid out to its employees, managers, executives, and members of the board of directors. Share-Based compensation (also sometimes called Stock-Based Compensation) is a way of paying different Financial Institutions' stakeholders with equity in the business. It is typically used as a motivation factor for employees to contribute beyond their regular compensation (salary and bonus). It is also used as a tool to align Financial Institutions' strategic interests with those of the company's shareholders. Shares issued to employees are usually subject to a vesting period before they are earned and sold.
Financial Institutions Quarterly Liabilities And Stockholders Equity |
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Financial Institutions Insider Trades History
Roughly 2.0% of Financial Institutions are currently held by insiders. Unlike Financial Institutions' institutional investors, corporate insiders most likely have a limit on the maximum percentage of share ownership. This is done to align insiders' influence against Financial Institutions' private investors even though both sides will benefit from rising prices or experience loss when the share price declines. The good rule to have in mind is that the maximum share ownership percentage of the corporate insiders should not surpass 25%. View all of Financial Institutions' insider trades
Financial Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Financial Institutions is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Financial Institutions backward and forwards among themselves. Financial Institutions' institutional investor refers to the entity that pools money to purchase Financial Institutions' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Geode Capital Management, Llc | 2024-12-31 | 351.3 K | Lsv Asset Management | 2024-12-31 | 339.1 K | Fourthstone Llc | 2024-12-31 | 318.3 K | Renaissance Technologies Corp | 2024-12-31 | 306.9 K | Basswood Capital Management Llc | 2024-12-31 | 304.9 K | State Street Corp | 2024-12-31 | 293.4 K | Canandaigua National Bank & Trust Co | 2024-12-31 | 283.7 K | Rhino Investment Partners, Inc. | 2024-12-31 | 261.1 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 237.5 K | Blackrock Inc | 2024-12-31 | 1.3 M | Dimensional Fund Advisors, Inc. | 2024-12-31 | 971.7 K |
Financial Institutions Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Financial Institutions insiders, such as employees or executives, is commonly permitted as long as it does not rely on Financial Institutions' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Financial Institutions insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Financial Institutions Outstanding Bonds
Financial Institutions issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Financial Institutions uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Financial bonds can be classified according to their maturity, which is the date when Financial Institutions has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Financial Institutions Corporate Filings
| 21st of March 2025 Other Reports | ViewVerify | |
F4 | 18th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F3 | 17th of March 2025 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
10K | 12th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
Currently Active Assets on Macroaxis
When determining whether Financial Institutions offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Financial Institutions' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Financial Institutions Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Financial Institutions Stock:Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Financial Institutions. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Financial Institutions. If investors know Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Financial Institutions listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 1.2 | Earnings Share (2.75) | Revenue Per Share | Quarterly Revenue Growth (0.08) |
The market value of Financial Institutions is measured differently than its book value, which is the value of Financial that is recorded on the company's balance sheet. Investors also form their own opinion of Financial Institutions' value that differs from its market value or its book value, called intrinsic value, which is Financial Institutions' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Financial Institutions' market value can be influenced by many factors that don't directly affect Financial Institutions' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Financial Institutions' value and its price as these two are different measures arrived at by different means. Investors typically determine if Financial Institutions is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Financial Institutions' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.