Sterling Bancorp Net Worth

Sterling Bancorp Net Worth Breakdown

  SBT
The net worth of Sterling Bancorp is the difference between its total assets and liabilities. Sterling Bancorp's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Sterling Bancorp's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Sterling Bancorp's net worth can be used as a measure of its financial health and stability which can help investors to decide if Sterling Bancorp is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Sterling Bancorp stock.

Sterling Bancorp Net Worth Analysis

Sterling Bancorp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Sterling Bancorp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Sterling Bancorp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Sterling Bancorp's net worth analysis. One common approach is to calculate Sterling Bancorp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Sterling Bancorp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Sterling Bancorp's net worth. This approach calculates the present value of Sterling Bancorp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Sterling Bancorp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Sterling Bancorp's net worth. This involves comparing Sterling Bancorp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Sterling Bancorp's net worth relative to its peers.

Enterprise Value

(592.77 Million)

To determine if Sterling Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Sterling Bancorp's net worth research are outlined below:
Sterling Bancorp has about 286.35 M in cash with (2.12 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.64, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Sterling Bancorp has a poor financial position based on the latest SEC disclosures
Roughly 67.0% of the company outstanding shares are owned by corporate insiders
Latest headline from MacroaxisInsider: Disposition of 597 shares by Karen Knott of Sterling Bancorp at 6.27 subject to Rule 16b-3
Sterling Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Sterling Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Sterling Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
6th of May 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

Sterling Bancorp Target Price Consensus

Sterling target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Sterling Bancorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   3  Buy
Most Sterling analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Sterling stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Sterling Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Sterling Bancorp Target Price Projection

Sterling Bancorp's current and average target prices are 4.88 and 6.50, respectively. The current price of Sterling Bancorp is the price at which Sterling Bancorp is currently trading. On the other hand, Sterling Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Sterling Bancorp Market Quote on 19th of March 2025

Low Price4.88Odds
High Price4.9Odds

4.88

Target Price

Analyst Consensus On Sterling Bancorp Target Price

Low Estimate5.92Odds
High Estimate7.22Odds

6.5

Historical Lowest Forecast  5.92 Target Price  6.5 Highest Forecast  7.22
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Sterling Bancorp and the information provided on this page.

Know Sterling Bancorp's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Sterling Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Sterling Bancorp backward and forwards among themselves. Sterling Bancorp's institutional investor refers to the entity that pools money to purchase Sterling Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Northern Trust Corp2024-12-31
154.5 K
Tocqueville Asset Management L.p.2024-12-31
140 K
Pinnacle Holdings, Llc2024-12-31
75.1 K
Stifel Financial Corp2024-12-31
72.9 K
Bank Of New York Mellon Corp2024-12-31
72.4 K
Jpmorgan Chase & Co2024-12-31
63.3 K
Goldman Sachs Group Inc2024-12-31
60.6 K
Charles Schwab Investment Management Inc2024-12-31
55.8 K
Susquehanna International Group, Llp2024-12-31
51.7 K
Fj Capital Management Llc2024-12-31
4.3 M
Alliancebernstein L.p.2024-12-31
2.3 M
Note, although Sterling Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Sterling Bancorp's market capitalization trends

The company currently falls under 'Small-Cap' category with a total capitalization of 252.67 M.

Market Cap

415.24 Million

Project Sterling Bancorp's profitablity

Last ReportedProjected for Next Year
Return On Capital Employed 0.05  0.03 
Return On Equity 0.01  0.01 
The company has Net Profit Margin of 0.09 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.06 %, which entails that for every 100 dollars of revenue, it generated $0.06 of operating income.
When accessing Sterling Bancorp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Sterling Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Sterling Bancorp's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Sterling Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Sterling Bancorp. Check Sterling Bancorp's Beneish M Score to see the likelihood of Sterling Bancorp's management manipulating its earnings.

Evaluate Sterling Bancorp's management efficiency

Return On Tangible Assets is likely to drop to 0.0008 in 2025. Return On Capital Employed is likely to drop to 0.03 in 2025. At this time, Sterling Bancorp's Liabilities And Stockholders Equity is comparatively stable compared to the past year. Non Current Liabilities Total is likely to gain to about 2.2 B in 2025, whereas Total Current Liabilities is likely to drop slightly above 11 M in 2025. Sterling Bancorp's management efficiency ratios could be used to measure how well Sterling Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 6.55  6.22 
Tangible Book Value Per Share 6.53  6.20 
Enterprise Value Over EBITDA(22.10)(20.99)
Price Book Value Ratio 0.73  0.69 
Enterprise Value Multiple(22.10)(20.99)
Price Fair Value 0.73  0.69 
Enterprise Value-624 M-592.8 M
Sterling Bancorp's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Enterprise Value Revenue
4.647
Revenue
68 M
Quarterly Revenue Growth
(0.11)
Revenue Per Share
1.336
Return On Equity
0.0186
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Sterling Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Sterling Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Sterling Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Sterling Bancorp Corporate Filings

8K
19th of March 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
18th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
12th of February 2025
Other Reports
ViewVerify
13A
14th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
Sterling Bancorp time-series forecasting models is one of many Sterling Bancorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Sterling Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Sterling Bancorp Earnings Estimation Breakdown

The calculation of Sterling Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Sterling Bancorp is estimated to be 0.0 with the future projection ranging from a low of 0.0 to a high of 0.0. Please be aware that this consensus of annual earnings estimates for Sterling Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.02
0.00
Lowest
Expected EPS
0.0
0.00
Highest

Sterling Bancorp Earnings Projection Consensus

Suppose the current estimates of Sterling Bancorp's value are higher than the current market price of the Sterling Bancorp stock. In this case, investors may conclude that Sterling Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Sterling Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2025Current EPS (TTM)
239.63%
0.0226
0.0
0.12

Sterling Bancorp Earnings History

Earnings estimate consensus by Sterling Bancorp analysts from Wall Street is used by the market to judge Sterling Bancorp's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Sterling Bancorp's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Sterling Bancorp Quarterly Gross Profit

14 Million

Price Earnings Ratio is likely to gain to 119.16 in 2025, whereas Retained Earnings are likely to drop slightly above 220.8 M in 2025. Common Stock Shares Outstanding is likely to drop to about 40.6 M in 2025. Net Loss is likely to gain to about (12.1 M) in 2025.
Hype
Prediction
LowEstimatedHigh
3.594.886.17
Details
Intrinsic
Valuation
LowRealHigh
3.985.276.56
Details
Naive
Forecast
LowNextHigh
3.755.056.34
Details
3 Analysts
Consensus
LowTargetHigh
5.926.507.22
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Sterling Bancorp. Your research has to be compared to or analyzed against Sterling Bancorp's peers to derive any actionable benefits. When done correctly, Sterling Bancorp's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Sterling Bancorp. Note that many institutional investors and large investment bankers can move markets due to the volume of Sterling assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Sterling Bancorp. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Sterling Bancorp's stock price in the short term.

Sterling Bancorp Earnings per Share Projection vs Actual

Actual Earning per Share of Sterling Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Sterling Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Sterling Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Sterling Bancorp Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Sterling Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Sterling Bancorp should always be considered in relation to other companies to make a more educated investment decision.

Sterling Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Sterling Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-07-24
2024-06-300.040.03-0.0125 
2024-04-24
2024-03-310.03-0.0039-0.0339113 
2024-01-24
2023-12-310.030.10.07233 
2023-10-25
2023-09-300.040.01-0.0375 
2023-07-26
2023-06-300.030.050.0266 
2023-05-01
2023-03-310.1-0.01-0.11110 
2023-01-30
2022-12-310.03-0.0038-0.0338112 
2022-10-31
2022-09-300.040.02-0.0250 
2022-08-15
2022-06-300.05-0.04-0.09180 
2022-05-02
2022-03-310.090.10.0111 
2022-02-03
2021-12-310.10.10.0
2021-11-01
2021-09-300.070.10.0342 
2021-08-02
2021-06-300.060.05-0.0116 
2021-05-03
2021-03-310.020.050.03150 
2021-02-01
2020-12-310.01-0.23-0.242400 
2020-10-28
2020-09-300.08-0.0022-0.0822102 
2020-08-03
2020-06-30-0.170.070.24141 
2020-06-01
2020-03-310.21-0.56-0.77366 
2020-01-29
2019-12-310.250.280.0312 
2019-10-28
2019-09-300.270.280.01
2019-07-29
2019-06-300.270.26-0.01
2019-04-29
2019-03-310.250.30.0520 
2019-01-28
2018-12-310.280.30.02
2018-10-29
2018-09-300.280.30.02
2018-07-30
2018-06-300.290.30.01
2018-04-30
2018-03-310.250.30.0520 
2018-01-30
2017-12-310.210.2-0.01

Sterling Bancorp Corporate Management

Additional Tools for Sterling Stock Analysis

When running Sterling Bancorp's price analysis, check to measure Sterling Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sterling Bancorp is operating at the current time. Most of Sterling Bancorp's value examination focuses on studying past and present price action to predict the probability of Sterling Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sterling Bancorp's price. Additionally, you may evaluate how the addition of Sterling Bancorp to your portfolios can decrease your overall portfolio volatility.