PennyMac Finl Net Worth
PennyMac Finl Net Worth Breakdown | PFSI |
PennyMac Finl Net Worth Analysis
PennyMac Finl's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including PennyMac Finl's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of PennyMac Finl's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform PennyMac Finl's net worth analysis. One common approach is to calculate PennyMac Finl's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares PennyMac Finl's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing PennyMac Finl's net worth. This approach calculates the present value of PennyMac Finl's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of PennyMac Finl's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate PennyMac Finl's net worth. This involves comparing PennyMac Finl's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into PennyMac Finl's net worth relative to its peers.
Enterprise Value |
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To determine if PennyMac Finl is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding PennyMac Finl's net worth research are outlined below:
| PennyMac Finl Svcs currently holds about 1.52 B in cash with (4.53 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 28.96. | |
| PennyMac Finl Svcs has a frail financial position based on the latest SEC disclosures | |
| Roughly 61.0% of the company shares are owned by institutional investors | |
| Latest headline from news.google.com: Insider Trading |
PennyMac Finl uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in PennyMac Finl Svcs. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to PennyMac Finl's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 1st of February 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 1st of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
PennyMac Finl Target Price Consensus
PennyMac target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. PennyMac Finl's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 9 | Strong Buy |
Most PennyMac analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand PennyMac stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of PennyMac Finl Svcs, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationPennyMac Finl Target Price Projection
PennyMac Finl's current and average target prices are 101.58 and 125.44, respectively. The current price of PennyMac Finl is the price at which PennyMac Finl Svcs is currently trading. On the other hand, PennyMac Finl's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
PennyMac Finl Market Quote on 21st of March 2025
Target Price
Analyst Consensus On PennyMac Finl Target Price
Know PennyMac Finl's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as PennyMac Finl is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading PennyMac Finl Svcs backward and forwards among themselves. PennyMac Finl's institutional investor refers to the entity that pools money to purchase PennyMac Finl's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Geode Capital Management, Llc | 2024-12-31 | 658.6 K | Millennium Management Llc | 2024-12-31 | 518.6 K | Boston Partners Global Investors, Inc | 2024-12-31 | 497.1 K | Basswood Capital Management Llc | 2024-12-31 | 456.9 K | Charles Schwab Investment Management Inc | 2024-12-31 | 453.8 K | Norges Bank | 2024-12-31 | 372.1 K | American Century Companies Inc | 2024-12-31 | 353.6 K | Massachusetts Financial Services Company | 2024-12-31 | 320.2 K | Northern Trust Corp | 2024-12-31 | 287.7 K | Mfn Partners Management, Lp | 2024-12-31 | 4.5 M | T. Rowe Price Investment Management,inc. | 2024-12-31 | 4.3 M |
Follow PennyMac Finl's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 5.12 B.Market Cap |
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Project PennyMac Finl's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | 0.06 | 0.11 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.08 |
When accessing PennyMac Finl's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures PennyMac Finl's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of PennyMac Finl's profitability and make more informed investment decisions.
Evaluate PennyMac Finl's management efficiency
PennyMac Finl Svcs has return on total asset (ROA) of 0.0139 % which means that it generated a profit of $0.0139 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0845 %, meaning that it created $0.0845 on every $100 dollars invested by stockholders. PennyMac Finl's management efficiency ratios could be used to measure how well PennyMac Finl manages its routine affairs as well as how well it operates its assets and liabilities. The PennyMac Finl's current Return On Capital Employed is estimated to increase to 0.11, while Return On Tangible Assets are projected to decrease to 0.02. As of now, PennyMac Finl's Other Assets are increasing as compared to previous years. The PennyMac Finl's current Other Current Assets is estimated to increase to about 943.3 M, while Return On Tangible Assets are projected to decrease to 0.02.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 75.11 | 38.88 | |
| Tangible Book Value Per Share | (98.76) | (93.82) | |
| Enterprise Value Over EBITDA | 53.94 | 56.64 | |
| Price Book Value Ratio | 1.36 | 1.36 | |
| Enterprise Value Multiple | 53.94 | 56.64 | |
| Price Fair Value | 1.36 | 1.36 | |
| Enterprise Value | 4.9 B | 5.1 B |
Leadership at PennyMac Finl emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Enterprise Value Revenue 10.3548 | Revenue | Quarterly Revenue Growth (0.14) | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PennyMac Finl insiders, such as employees or executives, is commonly permitted as long as it does not rely on PennyMac Finl's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases PennyMac Finl insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Tidmore Abbie a day ago Insider Trading | ||
Tidmore Abbie 3 days ago Insider Trading | ||
Tidmore Abbie few days ago Insider Trading | ||
Tidmore Abbie few days ago Insider Trading | ||
Tidmore Abbie six days ago Insider Trading | ||
Tidmore Abbie over a week ago Insider Trading | ||
Tidmore Abbie over a week ago Insider Trading | ||
David Spector over a week ago Disposition of 4464 shares by David Spector of PennyMac Finl at 101.18 subject to Rule 16b-3 | ||
David Spector over two weeks ago Disposition of 570 shares by David Spector of PennyMac Finl at 103.64 subject to Rule 16b-3 | ||
Tidmore Abbie over two weeks ago Insider Trading | ||
Tidmore Abbie over two weeks ago Insider Trading | ||
David Spector over two weeks ago Disposition of 1676 shares by David Spector of PennyMac Finl at 102.5 subject to Rule 16b-3 |
PennyMac Finl Corporate Filings
F4 | 19th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F3 | 3rd of March 2025 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
10K | 19th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 6th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
PennyMac Finl Earnings Estimation Breakdown
The calculation of PennyMac Finl's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of PennyMac Finl is estimated to be 2.7866 with the future projection ranging from a low of 2.43 to a high of 3.12. Please be aware that this consensus of annual earnings estimates for PennyMac Finl Svcs is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
2.43 Lowest | Expected EPS | 3.12 Highest |
PennyMac Finl Earnings Projection Consensus
Suppose the current estimates of PennyMac Finl's value are higher than the current market price of the PennyMac Finl stock. In this case, investors may conclude that PennyMac Finl is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and PennyMac Finl's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2025 | Current EPS (TTM) | |
| 8 | 54.16% | 2.8766 | 2.7866 | 5.84 |
PennyMac Finl Earnings per Share Projection vs Actual
Actual Earning per Share of PennyMac Finl refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering PennyMac Finl Svcs predict the company's earnings will be in the future. The higher the earnings per share of PennyMac Finl, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.PennyMac Finl Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as PennyMac Finl, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of PennyMac Finl should always be considered in relation to other companies to make a more educated investment decision.PennyMac Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact PennyMac Finl's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-01-30 | 2024-12-31 | 3.0195 | 2.8766 | -0.1429 | 4 | ||
2024-10-22 | 2024-09-30 | 2.9 | 1.3 | -1.6 | 55 | ||
2024-07-23 | 2024-06-30 | 2.58 | 1.85 | -0.73 | 28 | ||
2024-04-24 | 2024-03-31 | 2.31 | 2.48 | 0.17 | 7 | ||
2024-02-01 | 2023-12-31 | 1.49 | -0.74 | -2.23 | 149 | ||
2023-10-26 | 2023-09-30 | 1.69 | 1.77 | 0.08 | 4 | ||
2023-07-27 | 2023-06-30 | 1.49 | 1.11 | -0.38 | 25 | ||
2023-04-27 | 2023-03-31 | 1.06 | 0.57 | -0.49 | 46 | ||
2023-02-02 | 2022-12-31 | 1.06 | 0.71 | -0.35 | 33 | ||
2022-10-27 | 2022-09-30 | 1.13 | 2.46 | 1.33 | 117 | ||
2022-08-02 | 2022-06-30 | 1.1 | 2.28 | 1.18 | 107 | ||
2022-05-05 | 2022-03-31 | 2.45 | 2.94 | 0.49 | 20 | ||
2022-02-03 | 2021-12-31 | 3.57 | 2.79 | -0.78 | 21 | ||
2021-11-04 | 2021-09-30 | 3.5 | 3.8 | 0.3 | 8 | ||
2021-08-05 | 2021-06-30 | 3.21 | 2.94 | -0.27 | 8 | ||
2021-05-06 | 2021-03-31 | 5.74 | 5.15 | -0.59 | 10 | ||
2021-02-04 | 2020-12-31 | 5.92 | 5.97 | 0.05 | 0 | ||
2020-11-05 | 2020-09-30 | 5.34 | 7.03 | 1.69 | 31 | ||
2020-08-06 | 2020-06-30 | 2.9 | 4.39 | 1.49 | 51 | ||
2020-05-07 | 2020-03-31 | 2.79 | 3.73 | 0.94 | 33 | ||
2020-02-06 | 2019-12-31 | 1.62 | 1.88 | 0.26 | 16 | ||
2019-10-31 | 2019-09-30 | 1.31 | 1.51 | 0.2 | 15 | ||
2019-08-01 | 2019-06-30 | 0.78 | 0.92 | 0.14 | 17 | ||
2019-05-02 | 2019-03-31 | 0.62 | 0.58 | -0.04 | 6 | ||
2019-02-07 | 2018-12-31 | 0.54 | 0.63 | 0.09 | 16 | ||
2018-11-01 | 2018-09-30 | 0.58 | 0.57 | -0.01 | 1 | ||
2018-08-02 | 2018-06-30 | 0.66 | 0.7 | 0.04 | 6 | ||
2018-05-03 | 2018-03-31 | 0.72 | 0.67 | -0.05 | 6 | ||
2018-02-08 | 2017-12-31 | 0.66 | 0.65 | -0.01 | 1 | ||
2017-11-02 | 2017-09-30 | 0.69 | 0.71 | 0.02 | 2 | ||
2017-08-03 | 2017-06-30 | 0.67 | 0.44 | -0.23 | 34 | ||
2017-05-04 | 2017-03-31 | 0.64 | 0.47 | -0.17 | 26 | ||
2017-02-02 | 2016-12-31 | 0.82 | 1.0 | 0.18 | 21 | ||
2016-11-03 | 2016-09-30 | 0.92 | 1.06 | 0.14 | 15 | ||
2016-08-03 | 2016-06-30 | 0.57 | 0.65 | 0.08 | 14 | ||
2016-05-05 | 2016-03-31 | 0.54 | 0.23 | -0.31 | 57 | ||
2016-02-03 | 2015-12-31 | 0.57 | 0.58 | 0.01 | 1 | ||
2015-11-04 | 2015-09-30 | 0.61 | 0.58 | -0.03 | 4 | ||
2015-08-05 | 2015-06-30 | 0.59 | 0.59 | 0.0 | 0 | ||
2015-05-06 | 2015-03-31 | 0.45 | 0.42 | -0.03 | 6 | ||
2015-02-04 | 2014-12-31 | 0.47 | 0.41 | -0.06 | 12 | ||
2014-11-05 | 2014-09-30 | 0.47 | 0.49 | 0.02 | 4 | ||
2014-08-06 | 2014-06-30 | 0.41 | 0.45 | 0.04 | 9 | ||
2014-05-07 | 2014-03-31 | 0.38 | 0.38 | 0.0 | 0 | ||
2014-02-05 | 2013-12-31 | 0.34 | 0.32 | -0.02 | 5 | ||
2013-11-06 | 2013-09-30 | 0.37 | 0.28 | -0.09 | 24 | ||
2013-08-08 | 2013-06-30 | 0.59 | 0.43 | -0.16 | 27 |
PennyMac Finl Corporate Directors
| Emily Youssouf | Independent Director | Profile | |
| Anne McCallion | Director | Profile | |
| Lisa Shalett | Independent Director | Profile | |
| Daniel Perotti | Chief Financial Officer, Senior Managing Director | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PennyMac Finl Svcs. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PennyMac Finl. If investors know PennyMac will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PennyMac Finl listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.27) | Dividend Share 1.1 | Earnings Share 5.84 | Revenue Per Share | Quarterly Revenue Growth (0.14) |
The market value of PennyMac Finl Svcs is measured differently than its book value, which is the value of PennyMac that is recorded on the company's balance sheet. Investors also form their own opinion of PennyMac Finl's value that differs from its market value or its book value, called intrinsic value, which is PennyMac Finl's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PennyMac Finl's market value can be influenced by many factors that don't directly affect PennyMac Finl's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PennyMac Finl's value and its price as these two are different measures arrived at by different means. Investors typically determine if PennyMac Finl is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PennyMac Finl's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.