OppFi Net Worth
OppFi Net Worth Breakdown | OPFI |
OppFi Net Worth Analysis
OppFi's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including OppFi's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of OppFi's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform OppFi's net worth analysis. One common approach is to calculate OppFi's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares OppFi's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing OppFi's net worth. This approach calculates the present value of OppFi's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of OppFi's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate OppFi's net worth. This involves comparing OppFi's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into OppFi's net worth relative to its peers.
Enterprise Value |
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To determine if OppFi is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding OppFi's net worth research are outlined below:
| OppFi Inc had very high historical volatility over the last 90 days | |
| Latest headline from zacks.com: Has JBT Marel Corporation Outpaced Other Business Services Stocks This Year |
OppFi uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in OppFi Inc. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to OppFi's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 28th of March 2024 Upcoming Quarterly Report | View | |
| 9th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 28th of March 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
OppFi Target Price Consensus
OppFi target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. OppFi's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 2 | Strong Buy |
Most OppFi analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand OppFi stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of OppFi Inc, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationOppFi Target Price Projection
OppFi's current and average target prices are 9.25 and 9.00, respectively. The current price of OppFi is the price at which OppFi Inc is currently trading. On the other hand, OppFi's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Target Price
Analyst Consensus On OppFi Target Price
Know OppFi's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as OppFi is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading OppFi Inc backward and forwards among themselves. OppFi's institutional investor refers to the entity that pools money to purchase OppFi's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Citadel Advisors Llc | 2024-12-31 | 291.4 K | Tudor Investment Corp Et Al | 2024-12-31 | 276.3 K | State Street Corp | 2024-12-31 | 271.7 K | Ameriprise Financial Inc | 2024-12-31 | 209.7 K | Bank Of America Corp | 2024-12-31 | 206.3 K | Globeflex Capital, L.p. | 2024-12-31 | 187.8 K | The Informed Momentum Company (formerly Eam Investors) | 2024-12-31 | 182.1 K | Millennium Management Llc | 2024-12-31 | 179.4 K | Lpl Financial Corp | 2024-12-31 | 179 K | Blackrock Inc | 2024-12-31 | 1.2 M | Vanguard Group Inc | 2024-12-31 | 969.7 K |
Follow OppFi's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.02 B.Market Cap |
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Project OppFi's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.16 | 0.14 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.03 | 0.03 |
When accessing OppFi's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures OppFi's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of OppFi's profitability and make more informed investment decisions.
Evaluate OppFi's management efficiency
OppFi Inc has return on total asset (ROA) of 0.1349 % which means that it generated a profit of $0.1349 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.3915 %, meaning that it created $0.3915 on every $100 dollars invested by stockholders. OppFi's management efficiency ratios could be used to measure how well OppFi manages its routine affairs as well as how well it operates its assets and liabilities. The OppFi's current Return On Equity is estimated to increase to 0.03, while Return On Tangible Assets are projected to decrease to 0.01. As of now, OppFi's Asset Turnover is increasing as compared to previous years.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 11.63 | 7.65 | |
| Tangible Book Value Per Share | 11.63 | 7.67 | |
| Enterprise Value Over EBITDA | 1.33 | 1.27 | |
| Price Book Value Ratio | 0.66 | 0.69 | |
| Enterprise Value Multiple | 1.33 | 1.27 | |
| Price Fair Value | 0.66 | 0.69 | |
| Enterprise Value | 411.7 M | 279.7 M |
The strategic decisions made by OppFi management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Enterprise Value Revenue 0.9408 | Revenue | Quarterly Revenue Growth 0.3 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific OppFi insiders, such as employees or executives, is commonly permitted as long as it does not rely on OppFi's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases OppFi insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
OppFi Corporate Filings
| 12th of March 2025 Other Reports | ViewVerify | |
10K | 11th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 5th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 4th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
OppFi Earnings Estimation Breakdown
The calculation of OppFi's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of OppFi is estimated to be 0.2533 with the future projection ranging from a low of 0.25 to a high of 0.26. Please be aware that this consensus of annual earnings estimates for OppFi Inc is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.25 Lowest | Expected EPS | 0.26 Highest |
OppFi Earnings Projection Consensus
Suppose the current estimates of OppFi's value are higher than the current market price of the OppFi stock. In this case, investors may conclude that OppFi is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and OppFi's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2025 | Current EPS (TTM) | |
| 2 | 48.64% | 0.23 | 0.2533 | 0.36 |
OppFi Earnings History
Earnings estimate consensus by OppFi Inc analysts from Wall Street is used by the market to judge OppFi's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only OppFi's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.OppFi Quarterly Gross Profit |
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OppFi Earnings per Share Projection vs Actual
Actual Earning per Share of OppFi refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering OppFi Inc predict the company's earnings will be in the future. The higher the earnings per share of OppFi, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.OppFi Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as OppFi, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of OppFi should always be considered in relation to other companies to make a more educated investment decision.OppFi Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact OppFi's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-03-05 | 2024-12-31 | 0.1467 | 0.23 | 0.0833 | 56 | ||
2024-11-07 | 2024-09-30 | 0.21 | 0.33 | 0.12 | 57 | ||
2024-08-07 | 2024-06-30 | 0.16 | 0.29 | 0.13 | 81 | ||
2024-05-08 | 2024-03-31 | 0.05 | 0.1 | 0.05 | 100 | ||
2024-03-07 | 2023-12-31 | 0.08 | 0.1 | 0.02 | 25 | ||
2023-11-09 | 2023-09-30 | 0.07 | 0.16 | 0.09 | 128 | ||
2023-08-09 | 2023-06-30 | 0.04 | 0.19 | 0.15 | 375 | ||
2023-05-11 | 2023-03-31 | -0.01 | 0.05 | 0.06 | 600 | ||
2023-03-23 | 2022-12-31 | -0.1 | -0.19 | -0.09 | 90 | ||
2022-11-09 | 2022-09-30 | -0.06 | 0.01 | 0.07 | 116 | ||
2022-08-09 | 2022-06-30 | 0.06 | 0.08 | 0.02 | 33 | ||
2022-05-05 | 2022-03-31 | 0.02 | 0.01 | -0.01 | 50 | ||
2022-03-10 | 2021-12-31 | 0.14 | 0.13 | -0.01 | 7 | ||
2021-11-11 | 2021-09-30 | 0.15 | 0.21 | 0.06 | 40 | ||
2021-08-10 | 2021-06-30 | 0.17 | 0.33 | 0.16 | 94 | ||
2021-03-02 | 2020-12-31 | 0 | -0.01 | -0.01 | 0 | ||
null | null | null | null | null | 0 | ||
2020-03-31 | 2019-12-31 | 0 | 0.41 | 0.41 | 0 |
OppFi Corporate Management
| Ray Chay | VP Operations | Profile | |
| Elizabeth Simer | Chief GM | Profile | |
| Manuel Chagas | Chief Officer | Profile | |
| Theodore Schwartz | CoFounder Director | Profile | |
| Marv Gurevich | General Secretary | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OppFi Inc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Asset Management & Custody Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OppFi. If investors know OppFi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OppFi listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.631 | Earnings Share 0.36 | Revenue Per Share | Quarterly Revenue Growth 0.3 | Return On Assets |
The market value of OppFi Inc is measured differently than its book value, which is the value of OppFi that is recorded on the company's balance sheet. Investors also form their own opinion of OppFi's value that differs from its market value or its book value, called intrinsic value, which is OppFi's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OppFi's market value can be influenced by many factors that don't directly affect OppFi's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OppFi's value and its price as these two are different measures arrived at by different means. Investors typically determine if OppFi is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OppFi's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.