OppFi Earnings Estimate

OPFI Stock  USD 9.25  0.37  4.17%   
The next projected EPS of OppFi is estimated to be 0.2533 with future projections ranging from a low of 0.25 to a high of 0.26. OppFi's most recent 12-month trailing earnings per share (EPS TTM) is at 0.36. Please be aware that the consensus of earnings estimates for OppFi Inc is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Covid
OppFi is projected to generate 0.2533 in earnings per share on the 31st of March 2025. OppFi earnings estimates show analyst consensus about projected OppFi Inc EPS (Earning Per Share). It derives the highest and the lowest estimates based on OppFi's historical volatility. Many public companies, such as OppFi, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing OppFi's earnings estimates, investors can diagnose different trends across OppFi's analyst sentiment over time as well as compare current estimates against different timeframes. As of now, OppFi's Pretax Profit Margin is decreasing as compared to previous years. The OppFi's current Operating Profit Margin is estimated to increase to 0.19, while Gross Profit is projected to decrease to under 362.9 M.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OppFi Inc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

OppFi Earnings Estimation Breakdown

The calculation of OppFi's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of OppFi is estimated to be 0.2533 with the future projection ranging from a low of 0.25 to a high of 0.26. Please be aware that this consensus of annual earnings estimates for OppFi Inc is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.23
0.25
Lowest
Expected EPS
0.2533
0.26
Highest

OppFi Earnings Projection Consensus

Suppose the current estimates of OppFi's value are higher than the current market price of the OppFi stock. In this case, investors may conclude that OppFi is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and OppFi's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
248.64%
0.23
0.2533
0.36

OppFi Earnings History

Earnings estimate consensus by OppFi Inc analysts from Wall Street is used by the market to judge OppFi's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only OppFi's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

OppFi Quarterly Gross Profit

56.02 Million

The OppFi's current Price Earnings Ratio is estimated to increase to 22.32, while Retained Earnings are forecasted to increase to (52.4 M). The OppFi's current Common Stock Shares Outstanding is estimated to increase to about 36.6 M. The OppFi's current Net Income Applicable To Common Shares is estimated to increase to about 37.7 M.
Hype
Prediction
LowEstimatedHigh
3.689.3114.94
Details
Intrinsic
Valuation
LowRealHigh
4.209.8315.46
Details
Naive
Forecast
LowNextHigh
5.4111.0416.67
Details
2 Analysts
Consensus
LowTargetHigh
8.199.009.99
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as OppFi. Your research has to be compared to or analyzed against OppFi's peers to derive any actionable benefits. When done correctly, OppFi's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in OppFi Inc. Note that many institutional investors and large investment bankers can move markets due to the volume of OppFi assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards OppFi. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving OppFi's stock price in the short term.

OppFi Earnings per Share Projection vs Actual

Actual Earning per Share of OppFi refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering OppFi Inc predict the company's earnings will be in the future. The higher the earnings per share of OppFi, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

OppFi Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as OppFi, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of OppFi should always be considered in relation to other companies to make a more educated investment decision.

OppFi Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact OppFi's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-03-05
2024-12-310.14670.230.083356 
2024-11-07
2024-09-300.210.330.1257 
2024-08-07
2024-06-300.160.290.1381 
2024-05-08
2024-03-310.050.10.05100 
2024-03-07
2023-12-310.080.10.0225 
2023-11-09
2023-09-300.070.160.09128 
2023-08-09
2023-06-300.040.190.15375 
2023-05-11
2023-03-31-0.010.050.06600 
2023-03-23
2022-12-31-0.1-0.19-0.0990 
2022-11-09
2022-09-30-0.060.010.07116 
2022-08-09
2022-06-300.060.080.0233 
2022-05-05
2022-03-310.020.01-0.0150 
2022-03-10
2021-12-310.140.13-0.01
2021-11-11
2021-09-300.150.210.0640 
2021-08-10
2021-06-300.170.330.1694 
2021-03-02
2020-12-310-0.01-0.01
null
nullnullnullnull
2020-03-31
2019-12-3100.410.41

About OppFi Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of OppFi earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current OppFi estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as OppFi fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings-55.1 M-52.4 M
Retained Earnings Total Equity-63.7 M-66.8 M
Earnings Yield 0.05  0.04 
Price Earnings Ratio 21.26  22.32 
Price Earnings To Growth Ratio(0.03)(0.03)

Currently Active Assets on Macroaxis

When determining whether OppFi Inc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OppFi's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Oppfi Inc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Oppfi Inc Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OppFi Inc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Is Asset Management & Custody Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OppFi. If investors know OppFi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OppFi listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.631
Earnings Share
0.36
Revenue Per Share
13.738
Quarterly Revenue Growth
0.3
Return On Assets
0.1349
The market value of OppFi Inc is measured differently than its book value, which is the value of OppFi that is recorded on the company's balance sheet. Investors also form their own opinion of OppFi's value that differs from its market value or its book value, called intrinsic value, which is OppFi's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OppFi's market value can be influenced by many factors that don't directly affect OppFi's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OppFi's value and its price as these two are different measures arrived at by different means. Investors typically determine if OppFi is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OppFi's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.