NBT Bancorp Net Worth
NBT Bancorp Net Worth Breakdown | NBTB |
NBT Bancorp Net Worth Analysis
NBT Bancorp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including NBT Bancorp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of NBT Bancorp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform NBT Bancorp's net worth analysis. One common approach is to calculate NBT Bancorp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares NBT Bancorp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing NBT Bancorp's net worth. This approach calculates the present value of NBT Bancorp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of NBT Bancorp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate NBT Bancorp's net worth. This involves comparing NBT Bancorp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into NBT Bancorp's net worth relative to its peers.
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To determine if NBT Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding NBT Bancorp's net worth research are outlined below:
| NBT Bancorp generated a negative expected return over the last 90 days | |
| About 68.0% of the company shares are owned by institutional investors | |
| On 17th of March 2025 NBT Bancorp paid $ 0.34 per share dividend to its current shareholders | |
| Latest headline from simplywall.st: Acquisition by Kingsley Scott Allen of 2000 shares of NBT Bancorp at 44.9 subject to Rule 16b-3 |
NBT Bancorp Quarterly Good Will |
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NBT Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in NBT Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to NBT Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of April 2024 Upcoming Quarterly Report | View | |
| 29th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 28th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Know NBT Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as NBT Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading NBT Bancorp backward and forwards among themselves. NBT Bancorp's institutional investor refers to the entity that pools money to purchase NBT Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 444.4 K | Fuller & Thaler Asset Management Inc | 2024-12-31 | 405.1 K | Goldman Sachs Group Inc | 2024-12-31 | 392.3 K | American Century Companies Inc | 2024-12-31 | 380.3 K | Eagle Asset Management, Inc. | 2024-09-30 | 378.9 K | Jpmorgan Chase & Co | 2024-12-31 | 376.8 K | Ubs Group Ag | 2024-12-31 | 346.6 K | Ceredex Value Advisors Llc | 2024-12-31 | 327.7 K | Manufacturers Life Insurance Co | 2024-12-31 | 273.2 K | Blackrock Inc | 2024-12-31 | 6.8 M | Vanguard Group Inc | 2024-12-31 | 5.6 M |
Follow NBT Bancorp's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.04 B.Market Cap |
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Project NBT Bancorp's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.08 |
When accessing NBT Bancorp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures NBT Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of NBT Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of NBT Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, NBT Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of NBT Bancorp's management manipulating its earnings.
Evaluate NBT Bancorp's management efficiency
NBT Bancorp has return on total asset (ROA) of 0.0104 % which means that it generated a profit of $0.0104 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0953 %, meaning that it created $0.0953 on every $100 dollars invested by stockholders. NBT Bancorp's management efficiency ratios could be used to measure how well NBT Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Capital Employed is expected to grow to 0.04, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, NBT Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 12.3 B, whereas Non Current Assets Total are forecasted to decline to about 455.9 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 32.05 | 33.65 | |
| Tangible Book Value Per Share | 23.67 | 24.85 | |
| Enterprise Value Over EBITDA | 14.42 | 9.92 | |
| Price Book Value Ratio | 1.49 | 1.80 | |
| Enterprise Value Multiple | 14.42 | 9.92 | |
| Price Fair Value | 1.49 | 1.80 | |
| Enterprise Value | 2 B | 2.1 B |
Understanding the operational decisions made by NBT Bancorp management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Enterprise Value Revenue 4.0277 | Revenue | Quarterly Revenue Growth 0.145 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific NBT Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on NBT Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases NBT Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
NBT Bancorp Corporate Filings
F4 | 7th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 28th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
F5 | 14th of February 2025 The annual filing required by the Securities and Exchange Commission (SEC) from company insiders or beneficial owners | ViewVerify |
8K | 12th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
NBT Bancorp Earnings per Share Projection vs Actual
NBT Bancorp Corporate Management
| Amy Hurta | Senior VP | Profile | |
| Dawn CFA | SVP Lending | Profile | |
| Shaunastar Hyle | Executive Lending | Profile | |
| Shauna Hyle | Executive Banking | Profile | |
| Ruth Mahoney | Executive Management | Profile | |
| Annette Burns | Senior Officer | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate. For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NBT Bancorp. If investors know NBT will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NBT Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.184 | Dividend Share 1.32 | Earnings Share 2.97 | Revenue Per Share | Quarterly Revenue Growth 0.145 |
The market value of NBT Bancorp is measured differently than its book value, which is the value of NBT that is recorded on the company's balance sheet. Investors also form their own opinion of NBT Bancorp's value that differs from its market value or its book value, called intrinsic value, which is NBT Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NBT Bancorp's market value can be influenced by many factors that don't directly affect NBT Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NBT Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if NBT Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NBT Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.