Nbt Bancorp Stock Performance
| NBTB Stock | USD 47.13 0.22 0.47% |
The firm secures a Beta (Market Risk) of 0.86, which conveys possible diversification benefits within a given portfolio. NBT Bancorp returns are very sensitive to returns on the market. As the market goes up or down, NBT Bancorp is expected to follow. At this point, NBT Bancorp has a negative expected return of -0.0876%. Please make sure to verify NBT Bancorp's kurtosis, as well as the relationship between the day median price and period momentum indicator , to decide if NBT Bancorp performance from the past will be repeated at future time.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days NBT Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite somewhat strong basic indicators, NBT Bancorp is not utilizing all of its potentials. The current stock price disturbance, may contribute to short-term losses for the investors. ...more
Actual Historical Performance (%)
One Day Return (1.05) | Five Day Return (1.86) | Year To Date Return (0.51) | Ten Year Return 95.38 | All Time Return 670.28 |
Forward Dividend Yield 0.0287 | Payout Ratio | Last Split Factor 105:100 | Forward Dividend Rate 1.36 | Dividend Date 2025-03-17 |
1 | With 65 percent ownership of the shares, NBT Bancorp Inc. is heavily dominated by institutional owners | 12/04/2024 |
2 | Disposition of 194 shares by Robinson V Daniel Ii of NBT Bancorp at 51.7028 subject to Rule 16b-3 | 12/11/2024 |
3 | Disposition of 214 shares by Cynthia Smaniotto of NBT Bancorp at 51.66 subject to Rule 16b-3 | 12/13/2024 |
| NBT Bancorp dividend paid on 16th of December 2024 | 12/16/2024 |
4 | Disposition of 1325 shares by Joseph Stagliano of NBT Bancorp at 47.62 subject to Rule 16b-3 | 01/15/2025 |
5 | Earnings To Watch NBT Bancorp Inc Reports Q4 2024 Result | 01/24/2025 |
6 | NBT Bancorp Reports Strong Year-End Earnings - TipRanks | 01/28/2025 |
7 | NBT Bancorp Full Year 2024 Earnings In Line With Expectations | 01/29/2025 |
8 | NBT Bancorp Inc Q4 2024 Earnings Call Highlights Strong Operating Performance Amid ... | 01/31/2025 |
9 | Acquisition by Hoeller Heidi M of 678 shares of NBT Bancorp at 48.45 subject to Rule 16b-3 | 02/07/2025 |
10 | Disposition of 5000 shares by Sarah Halliday of NBT Bancorp at 48.45 subject to Rule 16b-3 | 02/10/2025 |
11 | NBT Bancorp Could Be a Great Choice | 02/13/2025 |
12 | Insider Trading | 02/14/2025 |
13 | Disposition of 268 shares by Kingsley Scott Allen of NBT Bancorp at 47.62 subject to Rule 16b-3 | 02/21/2025 |
14 | Disposition of 3600 shares by John Watt of NBT Bancorp subject to Rule 16b-3 | 02/25/2025 |
| Begin Period Cash Flow | 197.3 M |
NBT |
NBT Bancorp Relative Risk vs. Return Landscape
If you would invest 4,978 in NBT Bancorp on November 29, 2024 and sell it today you would lose (287.00) from holding NBT Bancorp or give up 5.77% of portfolio value over 90 days. NBT Bancorp is currently does not generate positive expected returns and assumes 1.6191% risk (volatility on return distribution) over the 90 days horizon. In different words, 14% of stocks are less volatile than NBT, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
NBT Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for NBT Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as NBT Bancorp, and traders can use it to determine the average amount a NBT Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0541
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | NBTB |
Estimated Market Risk
| 1.62 actual daily | 14 86% of assets are more volatile |
Expected Return
| -0.09 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.05 actual daily | 0 Most of other assets perform better |
Based on monthly moving average NBT Bancorp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of NBT Bancorp by adding NBT Bancorp to a well-diversified portfolio.
NBT Bancorp Fundamentals Growth
NBT Stock prices reflect investors' perceptions of the future prospects and financial health of NBT Bancorp, and NBT Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on NBT Stock performance.
| Return On Equity | 0.0953 | ||||
| Return On Asset | 0.0104 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.33 % | ||||
| Current Valuation | 2.35 B | ||||
| Shares Outstanding | 47.17 M | ||||
| Price To Earning | 15.56 X | ||||
| Price To Book | 1.45 X | ||||
| Price To Sales | 4.01 X | ||||
| Revenue | 490.37 M | ||||
| Gross Profit | 557.34 M | ||||
| EBITDA | 175.73 M | ||||
| Net Income | 118.78 M | ||||
| Cash And Equivalents | 321.06 M | ||||
| Cash Per Share | 7.50 X | ||||
| Total Debt | 543.74 M | ||||
| Debt To Equity | 0.26 % | ||||
| Book Value Per Share | 32.21 X | ||||
| Cash Flow From Operations | 157.46 M | ||||
| Earnings Per Share | 2.94 X | ||||
| Market Capitalization | 2.24 B | ||||
| Total Asset | 13.31 B | ||||
| Retained Earnings | 1.02 B | ||||
About NBT Bancorp Performance
By analyzing NBT Bancorp's fundamental ratios, stakeholders can gain valuable insights into NBT Bancorp's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if NBT Bancorp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if NBT Bancorp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.09 |
Things to note about NBT Bancorp performance evaluation
Checking the ongoing alerts about NBT Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for NBT Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| NBT Bancorp generated a negative expected return over the last 90 days | |
| About 68.0% of the company shares are owned by institutional investors | |
| Latest headline from MacroaxisInsider: Disposition of 3600 shares by John Watt of NBT Bancorp subject to Rule 16b-3 |
- Analyzing NBT Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether NBT Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining NBT Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating NBT Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of NBT Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of NBT Bancorp's stock. These opinions can provide insight into NBT Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for NBT Stock analysis
When running NBT Bancorp's price analysis, check to measure NBT Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy NBT Bancorp is operating at the current time. Most of NBT Bancorp's value examination focuses on studying past and present price action to predict the probability of NBT Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move NBT Bancorp's price. Additionally, you may evaluate how the addition of NBT Bancorp to your portfolios can decrease your overall portfolio volatility.
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