Enova International Net Worth
Enova International Net Worth Breakdown | ENVA |
Enova International Net Worth Analysis
Enova International's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Enova International's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Enova International's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Enova International's net worth analysis. One common approach is to calculate Enova International's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Enova International's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Enova International's net worth. This approach calculates the present value of Enova International's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Enova International's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Enova International's net worth. This involves comparing Enova International's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Enova International's net worth relative to its peers.
To determine if Enova International is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Enova International's net worth research are outlined below:
| Over 97.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from finance.yahoo.com: Are Investors Undervaluing Enova International Right Now |
Enova International Quarterly Good Will |
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Enova International uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Enova International. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Enova International's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 30th of January 2024 Upcoming Quarterly Report | View | |
| 23rd of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 30th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Enova International Target Price Consensus
Enova target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Enova International's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 7 | Strong Buy |
Most Enova analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Enova stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Enova International, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationEnova International Target Price Projection
Enova International's current and average target prices are 97.39 and 109.14, respectively. The current price of Enova International is the price at which Enova International is currently trading. On the other hand, Enova International's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Enova International Market Quote on 21st of March 2025
Target Price
Analyst Consensus On Enova International Target Price
Know Enova International's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Enova International is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Enova International backward and forwards among themselves. Enova International's institutional investor refers to the entity that pools money to purchase Enova International's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Goldman Sachs Group Inc | 2024-12-31 | 437.4 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 423 K | Mangrove Partners | 2024-12-31 | 415.2 K | Northern Trust Corp | 2024-12-31 | 403.8 K | Amvescap Plc. | 2024-12-31 | 316.2 K | Arrowstreet Capital Limited Partnership | 2024-12-31 | 312.6 K | Harspring Capital Management Llc | 2024-12-31 | 302.4 K | No Street Gp Lp | 2024-12-31 | 275 K | Ubs Group Ag | 2024-12-31 | 243.1 K | Sparta 24 Ltd. | 2024-12-31 | 32 M | Blackrock Inc | 2024-12-31 | 5 M |
Follow Enova International's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.51 B.Market Cap |
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Project Enova International's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.04 | 0.04 | |
| Return On Capital Employed | 0.12 | 0.12 | |
| Return On Assets | 0.04 | 0.04 | |
| Return On Equity | 0.17 | 0.17 |
When accessing Enova International's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Enova International's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Enova International's profitability and make more informed investment decisions.
Please note, the presentation of Enova International's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Enova International's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Enova International's management manipulating its earnings.
Evaluate Enova International's management efficiency
Enova International has return on total asset (ROA) of 0.0425 % which means that it generated a profit of $0.0425 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1719 %, meaning that it created $0.1719 on every $100 dollars invested by stockholders. Enova International's management efficiency ratios could be used to measure how well Enova International manages its routine affairs as well as how well it operates its assets and liabilities. As of March 21, 2025, Return On Tangible Assets is expected to decline to 0.04. In addition to that, Return On Capital Employed is expected to decline to 0.12. At present, Enova International's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 33.8 M, whereas Non Current Assets Total are forecasted to decline to about 398 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 44.46 | 46.69 | |
| Tangible Book Value Per Share | 33.68 | 35.37 | |
| Enterprise Value Over EBITDA | 18.24 | 19.16 | |
| Price Book Value Ratio | 2.16 | 2.05 | |
| Enterprise Value Multiple | 18.24 | 19.16 | |
| Price Fair Value | 2.16 | 2.05 |
The leadership approach at Enova International's fosters a culture of excellence and accountability. Our analysis examines how this culture influences financial outcomes and stock valuation.
Enterprise Value Revenue 2.2594 | Revenue | Quarterly Revenue Growth 0.255 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Enova International insiders, such as employees or executives, is commonly permitted as long as it does not rely on Enova International's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Enova International insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Enova International Corporate Filings
8K | 20th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 26th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 24th of February 2025 Other Reports | ViewVerify | |
10K | 18th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
Enova International Earnings Estimation Breakdown
The calculation of Enova International's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Enova International is estimated to be 2.755 with the future projection ranging from a low of 2.73 to a high of 2.82. Please be aware that this consensus of annual earnings estimates for Enova International is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
2.73 Lowest | Expected EPS | 2.82 Highest |
Enova International Earnings Projection Consensus
Suppose the current estimates of Enova International's value are higher than the current market price of the Enova International stock. In this case, investors may conclude that Enova International is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Enova International's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2025 | Current EPS (TTM) | |
| 7 | 90.09% | 2.61 | 2.755 | 7.43 |
Enova International Earnings per Share Projection vs Actual
Actual Earning per Share of Enova International refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Enova International predict the company's earnings will be in the future. The higher the earnings per share of Enova International, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Enova International Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Enova International, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Enova International should always be considered in relation to other companies to make a more educated investment decision.Enova Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Enova International's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-01-28 | 2024-12-31 | 2.29 | 2.61 | 0.32 | 13 | ||
2024-10-22 | 2024-09-30 | 2.31 | 2.45 | 0.14 | 6 | ||
2024-07-23 | 2024-06-30 | 2.07 | 2.21 | 0.14 | 6 | ||
2024-04-23 | 2024-03-31 | 1.72 | 1.91 | 0.19 | 11 | ||
2024-01-30 | 2023-12-31 | 1.66 | 1.83 | 0.17 | 10 | ||
2023-10-24 | 2023-09-30 | 2 | 1.5 | -0.5 | 25 | ||
2023-07-25 | 2023-06-30 | 1.68 | 1.72 | 0.04 | 2 | ||
2023-04-25 | 2023-03-31 | 1.53 | 1.79 | 0.26 | 16 | ||
2023-02-01 | 2022-12-31 | 1.71 | 1.76 | 0.05 | 2 | ||
2022-10-27 | 2022-09-30 | 1.64 | 1.74 | 0.1 | 6 | ||
2022-07-28 | 2022-06-30 | 1.53 | 1.64 | 0.11 | 7 | ||
2022-05-03 | 2022-03-31 | 1.57 | 1.67 | 0.1 | 6 | ||
2022-02-03 | 2021-12-31 | 1.18 | 1.61 | 0.43 | 36 | ||
2021-10-28 | 2021-09-30 | 1.11 | 1.5 | 0.39 | 35 | ||
2021-07-29 | 2021-06-30 | 1.34 | 2.26 | 0.92 | 68 | ||
2021-04-29 | 2021-03-31 | 1.29 | 2.2 | 0.91 | 70 | ||
2021-02-04 | 2020-12-31 | 1.26 | 2.39 | 1.13 | 89 | ||
2020-10-27 | 2020-09-30 | 0.8 | 2.97 | 2.17 | 271 | ||
2020-07-28 | 2020-06-30 | 0.92 | 1.68 | 0.76 | 82 | ||
2020-04-28 | 2020-03-31 | 1.36 | 0.26 | -1.1 | 80 | ||
2020-01-29 | 2019-12-31 | 1.06 | 0.92 | -0.14 | 13 | ||
2019-10-24 | 2019-09-30 | 0.8 | 0.86 | 0.06 | 7 | ||
2019-07-25 | 2019-06-30 | 0.64 | 0.81 | 0.17 | 26 | ||
2019-04-25 | 2019-03-31 | 0.94 | 1.16 | 0.22 | 23 | ||
2019-01-31 | 2018-12-31 | 0.52 | 0.52 | 0.0 | 0 | ||
2018-10-25 | 2018-09-30 | 0.47 | 0.46 | -0.01 | 2 | ||
2018-07-26 | 2018-06-30 | 0.53 | 0.59 | 0.06 | 11 | ||
2018-04-26 | 2018-03-31 | 0.68 | 1.02 | 0.34 | 50 | ||
2018-02-01 | 2017-12-31 | 0.21 | 0.26 | 0.05 | 23 | ||
2017-10-26 | 2017-09-30 | 0.16 | 0.25 | 0.09 | 56 | ||
2017-07-27 | 2017-06-30 | 0.36 | 0.41 | 0.05 | 13 | ||
2017-04-27 | 2017-03-31 | 0.35 | 0.45 | 0.1 | 28 | ||
2017-02-02 | 2016-12-31 | 0.22 | 0.2 | -0.02 | 9 | ||
2016-10-27 | 2016-09-30 | 0.21 | 0.23 | 0.02 | 9 | ||
2016-07-28 | 2016-06-30 | 0.22 | 0.25 | 0.03 | 13 | ||
2016-04-28 | 2016-03-31 | 0.21 | 0.31 | 0.1 | 47 | ||
2016-02-04 | 2015-12-31 | 0.09 | 0.19 | 0.1 | 111 | ||
2015-11-04 | 2015-09-30 | 0.36 | 0.19 | -0.17 | 47 | ||
2015-08-05 | 2015-06-30 | 0.47 | 0.44 | -0.03 | 6 | ||
2015-05-06 | 2015-03-31 | 0.69 | 0.79 | 0.1 | 14 | ||
2015-02-03 | 2014-12-31 | 0.57 | 0.68 | 0.11 | 19 |
Enova International Corporate Directors
| Ellen Carnahan | Independent Director | Profile | |
| Linda Rice | Independent Director | Profile | |
| William Goodyear | Independent Director | Profile | |
| Gregg Kaplan | Independent Director | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enova International. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real. For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Enova International. If investors know Enova will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Enova International listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.038 | Earnings Share 7.43 | Revenue Per Share | Quarterly Revenue Growth 0.255 | Return On Assets |
The market value of Enova International is measured differently than its book value, which is the value of Enova that is recorded on the company's balance sheet. Investors also form their own opinion of Enova International's value that differs from its market value or its book value, called intrinsic value, which is Enova International's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Enova International's market value can be influenced by many factors that don't directly affect Enova International's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Enova International's value and its price as these two are different measures arrived at by different means. Investors typically determine if Enova International is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Enova International's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.