CVB Financial Net Worth
CVB Financial Net Worth Breakdown | CVBF |
CVB Financial Net Worth Analysis
CVB Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including CVB Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of CVB Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform CVB Financial's net worth analysis. One common approach is to calculate CVB Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares CVB Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing CVB Financial's net worth. This approach calculates the present value of CVB Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of CVB Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate CVB Financial's net worth. This involves comparing CVB Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into CVB Financial's net worth relative to its peers.
Enterprise Value |
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To determine if CVB Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding CVB Financial's net worth research are outlined below:
| CVB Financial generated a negative expected return over the last 90 days | |
| CVB Financial is unlikely to experience financial distress in the next 2 years | |
| Over 78.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from news.google.com: Disposition of 658 shares by Yamynn DeAngelis of CVB Financial at 21.02 subject to Rule 16b-3 |
CVB Financial Quarterly Good Will |
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CVB Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in CVB Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to CVB Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 24th of April 2024 Upcoming Quarterly Report | View | |
| 24th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 22nd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
CVB Financial Target Price Consensus
CVB target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. CVB Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 7 | Buy |
Most CVB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand CVB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of CVB Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationCVB Financial Target Price Projection
CVB Financial's current and average target prices are 18.71 and 24.00, respectively. The current price of CVB Financial is the price at which CVB Financial is currently trading. On the other hand, CVB Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
CVB Financial Market Quote on 19th of March 2025
Target Price
Analyst Consensus On CVB Financial Target Price
Know CVB Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as CVB Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading CVB Financial backward and forwards among themselves. CVB Financial's institutional investor refers to the entity that pools money to purchase CVB Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Fuller & Thaler Asset Management Inc | 2024-12-31 | 2.3 M | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 2.3 M | Northern Trust Corp | 2024-12-31 | 1.7 M | Victory Capital Management Inc. | 2024-12-31 | 1.5 M | Bank Of New York Mellon Corp | 2024-12-31 | 1.5 M | Massachusetts Financial Services Company | 2024-12-31 | 1.5 M | Norges Bank | 2024-12-31 | 1.3 M | Wellington Management Company Llp | 2024-12-31 | 969.4 K | Ubs Group Ag | 2024-12-31 | 780.6 K | Blackrock Inc | 2024-12-31 | 20.6 M | Vanguard Group Inc | 2024-12-31 | 15.4 M |
Follow CVB Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.62 B.Market Cap |
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Project CVB Financial's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.02 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.15 |
When accessing CVB Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures CVB Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of CVB Financial's profitability and make more informed investment decisions.
Evaluate CVB Financial's management efficiency
CVB Financial has return on total asset (ROA) of 0.0129 % which means that it generated a profit of $0.0129 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0941 %, meaning that it created $0.0941 on every $100 dollars invested by stockholders. CVB Financial's management efficiency ratios could be used to measure how well CVB Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, CVB Financial's Return On Equity is most likely to slightly decrease in the upcoming years. At this time, CVB Financial's Total Current Assets are most likely to decrease significantly in the upcoming years. The CVB Financial's current Intangible Assets is estimated to increase to about 16 M, while Other Assets are projected to decrease to roughly 7.2 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 15.77 | 16.56 | |
| Tangible Book Value Per Share | 10.17 | 5.34 | |
| Enterprise Value Over EBITDA | 15.98 | 14.20 | |
| Price Book Value Ratio | 1.36 | 2.46 | |
| Enterprise Value Multiple | 15.98 | 14.20 | |
| Price Fair Value | 1.36 | 2.46 | |
| Enterprise Value | 3.3 B | 3.5 B |
CVB Financial's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Enterprise Value Revenue 6.56 | Revenue | Quarterly Revenue Growth (0.09) | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CVB Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on CVB Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases CVB Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
CVB Financial Corporate Filings
F4 | 11th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 28th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
| 20th of February 2025 Other Reports | ViewVerify | |
8K | 23rd of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
CVB Financial Earnings Estimation Breakdown
The calculation of CVB Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of CVB Financial is estimated to be 0.33 with the future projection ranging from a low of 0.31 to a high of 0.35. Please be aware that this consensus of annual earnings estimates for CVB Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.31 Lowest | Expected EPS | 0.35 Highest |
CVB Financial Earnings Projection Consensus
Suppose the current estimates of CVB Financial's value are higher than the current market price of the CVB Financial stock. In this case, investors may conclude that CVB Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and CVB Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2025 | Current EPS (TTM) | |
| 7 | 95.72% | 0.36 | 0.33 | 1.44 |
CVB Financial Earnings History
Earnings estimate consensus by CVB Financial analysts from Wall Street is used by the market to judge CVB Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only CVB Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.CVB Financial Quarterly Gross Profit |
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CVB Financial Earnings per Share Projection vs Actual
Actual Earning per Share of CVB Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering CVB Financial predict the company's earnings will be in the future. The higher the earnings per share of CVB Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.CVB Financial Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as CVB Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of CVB Financial should always be considered in relation to other companies to make a more educated investment decision.CVB Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact CVB Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-01-22 | 2024-12-31 | 0.34 | 0.36 | 0.02 | 5 | ||
2024-10-23 | 2024-09-30 | 0.35 | 0.37 | 0.02 | 5 | ||
2024-07-24 | 2024-06-30 | 0.34 | 0.36 | 0.02 | 5 | ||
2024-04-24 | 2024-03-31 | 0.35 | 0.35 | 0.0 | 0 | ||
2024-01-24 | 2023-12-31 | 0.38 | 0.39 | 0.01 | 2 | ||
2023-10-25 | 2023-09-30 | 0.4 | 0.42 | 0.02 | 5 | ||
2023-07-26 | 2023-06-30 | 0.39 | 0.4 | 0.01 | 2 | ||
2023-04-26 | 2023-03-31 | 0.44 | 0.42 | -0.02 | 4 | ||
2023-01-25 | 2022-12-31 | 0.48 | 0.47 | -0.01 | 2 | ||
2022-10-19 | 2022-09-30 | 0.44 | 0.46 | 0.02 | 4 | ||
2022-07-20 | 2022-06-30 | 0.38 | 0.42 | 0.04 | 10 | ||
2022-04-20 | 2022-03-31 | 0.3 | 0.31 | 0.01 | 3 | ||
2022-01-26 | 2021-12-31 | 0.31 | 0.35 | 0.04 | 12 | ||
2021-10-20 | 2021-09-30 | 0.36 | 0.37 | 0.01 | 2 | ||
2021-07-21 | 2021-06-30 | 0.35 | 0.38 | 0.03 | 8 | ||
2021-04-21 | 2021-03-31 | 0.36 | 0.47 | 0.11 | 30 | ||
2021-01-27 | 2020-12-31 | 0.34 | 0.37 | 0.03 | 8 | ||
2020-10-21 | 2020-09-30 | 0.34 | 0.35 | 0.01 | 2 | ||
2020-07-22 | 2020-06-30 | 0.27 | 0.31 | 0.04 | 14 | ||
2020-04-22 | 2020-03-31 | 0.31 | 0.27 | -0.04 | 12 | ||
2020-01-22 | 2019-12-31 | 0.36 | 0.37 | 0.01 | 2 | ||
2019-10-23 | 2019-09-30 | 0.37 | 0.36 | -0.01 | 2 | ||
2019-07-24 | 2019-06-30 | 0.37 | 0.36 | -0.01 | 2 | ||
2019-04-24 | 2019-03-31 | 0.35 | 0.37 | 0.02 | 5 | ||
2019-01-23 | 2018-12-31 | 0.34 | 0.31 | -0.03 | 8 | ||
2018-10-24 | 2018-09-30 | 0.32 | 0.3 | -0.02 | 6 | ||
2018-07-18 | 2018-06-30 | 0.31 | 0.32 | 0.01 | 3 | ||
2018-04-18 | 2018-03-31 | 0.3 | 0.32 | 0.02 | 6 | ||
2018-01-24 | 2017-12-31 | 0.28 | 0.28 | 0.0 | 0 | ||
2017-10-18 | 2017-09-30 | 0.27 | 0.27 | 0.0 | 0 | ||
2017-07-19 | 2017-06-30 | 0.26 | 0.26 | 0.0 | 0 | ||
2017-04-25 | 2017-03-31 | 0.24 | 0.26 | 0.02 | 8 | ||
2017-01-18 | 2016-12-31 | 0.24 | 0.25 | 0.01 | 4 | ||
2016-10-19 | 2016-09-30 | 0.24 | 0.23 | -0.01 | 4 | ||
2016-07-20 | 2016-06-30 | 0.24 | 0.24 | 0.0 | 0 | ||
2016-04-20 | 2016-03-31 | 0.25 | 0.23 | -0.02 | 8 | ||
2016-01-20 | 2015-12-31 | 0.25 | 0.27 | 0.02 | 8 | ||
2015-10-21 | 2015-09-30 | 0.25 | 0.26 | 0.01 | 4 | ||
2015-07-22 | 2015-06-30 | 0.25 | 0.25 | 0.0 | 0 | ||
2015-04-22 | 2015-03-31 | 0.16 | 0.15 | -0.01 | 6 | ||
2015-01-21 | 2014-12-31 | 0.24 | 0.24 | 0.0 | 0 | ||
2014-10-22 | 2014-09-30 | 0.23 | 0.23 | 0.0 | 0 | ||
2014-07-23 | 2014-06-30 | 0.21 | 0.24 | 0.03 | 14 | ||
2014-04-23 | 2014-03-31 | 0.22 | 0.27 | 0.05 | 22 | ||
2014-01-22 | 2013-12-31 | 0.22 | 0.24 | 0.02 | 9 | ||
2013-10-23 | 2013-09-30 | 0.21 | 0.23 | 0.02 | 9 | ||
2013-07-17 | 2013-06-30 | 0.21 | 0.23 | 0.02 | 9 | ||
2013-04-17 | 2013-03-31 | 0.21 | 0.21 | 0.0 | 0 | ||
2013-01-16 | 2012-12-31 | 0.22 | 0.21 | -0.01 | 4 | ||
2012-10-17 | 2012-09-30 | 0.1 | 0.09 | -0.01 | 10 | ||
2012-07-18 | 2012-06-30 | 0.21 | 0.23 | 0.02 | 9 | ||
2012-04-18 | 2012-03-31 | 0.2 | 0.21 | 0.01 | 5 | ||
2012-01-18 | 2011-12-31 | 0.21 | 0.21 | 0.0 | 0 | ||
2011-10-19 | 2011-09-30 | 0.18 | 0.21 | 0.03 | 16 | ||
2011-07-20 | 2011-06-30 | 0.14 | 0.2 | 0.06 | 42 | ||
2011-04-20 | 2011-03-31 | 0.12 | 0.16 | 0.04 | 33 | ||
2011-01-19 | 2010-12-31 | 0.14 | 0.09 | -0.05 | 35 | ||
2010-10-20 | 2010-09-30 | 0.15 | 0.17 | 0.02 | 13 | ||
2010-07-21 | 2010-06-30 | 0.15 | 0.18 | 0.03 | 20 | ||
2010-04-21 | 2010-03-31 | 0.13 | 0.15 | 0.02 | 15 | ||
2010-01-21 | 2009-12-31 | 0.44 | 0.16 | -0.28 | 63 | ||
2009-10-21 | 2009-09-30 | 0.11 | 0.1 | -0.01 | 9 | ||
2009-07-15 | 2009-06-30 | 0.1 | 0.17 | 0.07 | 70 | ||
2009-04-16 | 2009-03-31 | 0.16 | 0.13 | -0.03 | 18 | ||
2009-01-22 | 2008-12-31 | 0.21 | 0.14 | -0.07 | 33 | ||
2008-10-16 | 2008-09-30 | 0.21 | 0.21 | 0.0 | 0 | ||
2008-07-16 | 2008-06-30 | 0.19 | 0.21 | 0.02 | 10 | ||
2008-04-17 | 2008-03-31 | 0.17 | 0.19 | 0.02 | 11 | ||
2008-01-17 | 2007-12-31 | 0.19 | 0.16 | -0.03 | 15 | ||
2007-10-17 | 2007-09-30 | 0.18 | 0.19 | 0.01 | 5 | ||
2007-07-19 | 2007-06-30 | 0.18 | 0.19 | 0.01 | 5 | ||
2007-04-19 | 2007-03-31 | 0.18 | 0.18 | 0.0 | 0 | ||
2007-01-19 | 2006-12-31 | 0.21 | 0.19 | -0.02 | 9 | ||
2006-10-19 | 2006-09-30 | 0.22 | 0.22 | 0.0 | 0 | ||
2006-07-20 | 2006-06-30 | 0.23 | 0.23 | 0.0 | 0 | ||
2006-04-20 | 2006-03-31 | 0.22 | 0.22 | 0.0 | 0 | ||
2006-01-19 | 2005-12-31 | 0.22 | 0.17 | -0.05 | 22 | ||
2005-10-20 | 2005-09-30 | 0.22 | 0.21 | -0.01 | 4 | ||
2005-07-21 | 2005-06-30 | 0.21 | 0.2 | -0.01 | 4 | ||
2005-04-21 | 2005-03-31 | 0.2 | 0.21 | 0.01 | 5 | ||
2005-01-20 | 2004-12-31 | 0.2 | 0.2 | 0.0 | 0 | ||
2004-10-20 | 2004-09-30 | 0.18 | 0.2 | 0.02 | 11 | ||
2004-07-21 | 2004-06-30 | 0.17 | 0.17 | 0.0 | 0 | ||
2004-04-23 | 2004-03-31 | 0.17 | 0.17 | 0.0 | 0 | ||
2004-01-22 | 2003-12-31 | 0.16 | 0.17 | 0.01 | 6 | ||
2003-10-16 | 2003-09-30 | 0.16 | 0.16 | 0.0 | 0 | ||
2003-07-16 | 2003-06-30 | 0.15 | 0.15 | 0.0 | 0 | ||
2003-04-16 | 2003-03-31 | 0.15 | 0.15 | 0.0 | 0 | ||
2003-01-15 | 2002-12-31 | 0.18 | 0.15 | -0.03 | 16 | ||
2002-10-17 | 2002-09-30 | 0.14 | 0.14 | 0.0 | 0 | ||
2002-07-18 | 2002-06-30 | 0.13 | 0.14 | 0.01 | 7 | ||
2002-04-17 | 2002-03-31 | 0.13 | 0.13 | 0.0 | 0 | ||
2002-01-17 | 2001-12-31 | 0.16 | 0.13 | -0.03 | 18 | ||
2001-10-18 | 2001-09-30 | 0.12 | 0.13 | 0.01 | 8 | ||
2001-07-18 | 2001-06-30 | 0.11 | 0.12 | 0.01 | 9 | ||
2001-04-19 | 2001-03-31 | 0.11 | 0.1 | -0.01 | 9 | ||
2001-01-18 | 2000-12-31 | 0.12 | 0.11 | -0.01 | 8 | ||
2000-10-19 | 2000-09-30 | 0.11 | 0.11 | 0.0 | 0 | ||
2000-07-20 | 2000-06-30 | 0.1 | 0.1 | 0.0 | 0 | ||
2000-04-20 | 2000-03-31 | 0.1 | 0.1 | 0.0 | 0 | ||
2000-01-20 | 1999-12-31 | 0.09 | 0.05 | -0.04 | 44 | ||
1999-10-21 | 1999-09-30 | 0.09 | 0.09 | 0.0 | 0 | ||
1999-07-22 | 1999-06-30 | 0.09 | 0.09 | 0.0 | 0 | ||
1999-04-23 | 1999-03-31 | 0.08 | 0.08 | 0.0 | 0 | ||
1999-01-21 | 1998-12-31 | 0.08 | 0.08 | 0.0 | 0 | ||
1998-10-22 | 1998-09-30 | 0.08 | 0.08 | 0.0 | 0 | ||
1998-07-16 | 1998-06-30 | 0.07 | 0.08 | 0.01 | 14 | ||
1998-01-23 | 1997-12-31 | 0.06 | 0.12 | 0.06 | 100 | ||
1997-10-15 | 1997-09-30 | 0.06 | 0.07 | 0.01 | 16 | ||
1997-07-17 | 1997-06-30 | 0.05 | 0.05 | 0.0 | 0 | ||
1997-01-16 | 1996-12-31 | 0.05 | 0.05 | 0.0 | 0 | ||
1996-12-26 | 1996-09-30 | 0.05 | 0.05 | 0.0 | 0 | ||
1996-07-19 | 1996-06-30 | 0.05 | 0.05 | 0.0 | 0 |
CVB Financial Corporate Management
| Francene CPA | Senior Officer | Profile | |
| Michael Currie | Senior Officer | Profile | |
| Robert Banis | Executive Bank | Profile | |
| Joyce Kwon | Executive Resources | Profile | |
| Richard JD | Executive Counsel | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CVB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CVB Financial. If investors know CVB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CVB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.046 | Dividend Share 0.8 | Earnings Share 1.44 | Revenue Per Share | Quarterly Revenue Growth (0.09) |
The market value of CVB Financial is measured differently than its book value, which is the value of CVB that is recorded on the company's balance sheet. Investors also form their own opinion of CVB Financial's value that differs from its market value or its book value, called intrinsic value, which is CVB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CVB Financial's market value can be influenced by many factors that don't directly affect CVB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CVB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CVB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CVB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.