Chemung Financial Net Worth
Chemung Financial Net Worth Breakdown | CHMG |
Chemung Financial Net Worth Analysis
Chemung Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Chemung Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Chemung Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Chemung Financial's net worth analysis. One common approach is to calculate Chemung Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Chemung Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Chemung Financial's net worth. This approach calculates the present value of Chemung Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Chemung Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Chemung Financial's net worth. This involves comparing Chemung Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Chemung Financial's net worth relative to its peers.
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To determine if Chemung Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Chemung Financial's net worth research are outlined below:
| Chemung Financial generated a negative expected return over the last 90 days | |
| Latest headline from zacks.com: Chemung Financial is a Top Dividend Stock Right Now Should You Buy |
Chemung Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Chemung Financial Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Chemung Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 18th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Chemung Financial Target Price Consensus
Chemung target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Chemung Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 2 | Buy |
Most Chemung analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Chemung stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Chemung Financial Corp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationChemung Financial Target Price Projection
Chemung Financial's current and average target prices are 46.91 and 57.00, respectively. The current price of Chemung Financial is the price at which Chemung Financial Corp is currently trading. On the other hand, Chemung Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Chemung Financial Market Quote on 22nd of March 2025
Target Price
Analyst Consensus On Chemung Financial Target Price
Know Chemung Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Chemung Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Chemung Financial Corp backward and forwards among themselves. Chemung Financial's institutional investor refers to the entity that pools money to purchase Chemung Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | First Manhattan Co. Llc | 2024-12-31 | 41.3 K | Basswood Capital Management Llc | 2024-12-31 | 37.9 K | Royce & Associates, Lp | 2024-12-31 | 31 K | Alliancebernstein L.p. | 2024-12-31 | 30.5 K | Northern Trust Corp | 2024-12-31 | 26.2 K | Empowered Funds, Llc | 2024-12-31 | 22.3 K | Connor Clark & Lunn Inv Mgmt Ltd | 2024-12-31 | 20.9 K | Citadel Advisors Llc | 2024-12-31 | 20.8 K | Bank Of New York Mellon Corp | 2024-12-31 | 19.6 K | Chemung Canal Trust Co | 2024-12-31 | 318.6 K | Blackrock Inc | 2024-12-31 | 253.2 K |
Follow Chemung Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 224.65 M.Market Cap |
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Project Chemung Financial's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | (0.03) | (0.03) | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.11 |
When accessing Chemung Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Chemung Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Chemung Financial's profitability and make more informed investment decisions.
Evaluate Chemung Financial's management efficiency
At this time, Chemung Financial's Return On Equity is most likely to increase slightly in the upcoming years. At this time, Chemung Financial's Other Assets are most likely to increase significantly in the upcoming years. The Chemung Financial's current Return On Tangible Assets is estimated to increase to 0.01, while Total Current Assets are projected to decrease to roughly 578.9 M. Chemung Financial's management efficiency ratios could be used to measure how well Chemung Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 45.14 | 47.40 | |
| Tangible Book Value Per Share | 40.56 | 42.59 | |
| Enterprise Value Over EBITDA | 8.03 | 7.34 | |
| Price Book Value Ratio | 1.08 | 1.32 | |
| Enterprise Value Multiple | 8.03 | 7.34 | |
| Price Fair Value | 1.08 | 1.32 | |
| Enterprise Value | 125.6 M | 74.3 M |
Chemung Financial Corp has shown resilience through effective management strategies. Our analysis examines how these strategies influence financial outcomes and investor returns which helps in understanding the stock's long-term potential.
Enterprise Value Revenue 3.6932 | Revenue | Quarterly Revenue Growth 0.18 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Chemung Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Chemung Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Chemung Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Chemung Financial Corporate Filings
8K | 14th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 20th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 14th of February 2025 Other Reports | ViewVerify | |
| 13th of February 2025 Other Reports | ViewVerify |
Chemung Financial Earnings Estimation Breakdown
The calculation of Chemung Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Chemung Financial is estimated to be 1.17 with the future projection ranging from a low of 1.15 to a high of 1.26. Please be aware that this consensus of annual earnings estimates for Chemung Financial Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.15 Lowest | Expected EPS | 1.26 Highest |
Chemung Financial Earnings Projection Consensus
Suppose the current estimates of Chemung Financial's value are higher than the current market price of the Chemung Financial stock. In this case, investors may conclude that Chemung Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Chemung Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2025 | Current EPS (TTM) | |
| 3 | 84.45% | 1.24 | 1.17 | 4.96 |
Chemung Financial Earnings per Share Projection vs Actual
Actual Earning per Share of Chemung Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Chemung Financial Corp predict the company's earnings will be in the future. The higher the earnings per share of Chemung Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Chemung Financial Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Chemung Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Chemung Financial should always be considered in relation to other companies to make a more educated investment decision.Chemung Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Chemung Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-01-23 | 2024-12-31 | 1.2067 | 1.24 | 0.0333 | 2 | ||
2024-10-22 | 2024-09-30 | 1.13 | 1.19 | 0.06 | 5 | ||
2024-07-18 | 2024-06-30 | 1.12 | 1.05 | -0.07 | 6 | ||
2024-04-18 | 2024-03-31 | 1.04 | 1.48 | 0.44 | 42 | ||
2024-01-25 | 2023-12-31 | 1.12 | 0.81 | -0.31 | 27 | ||
2023-10-24 | 2023-09-30 | 1.13 | 1.61 | 0.48 | 42 | ||
2023-07-20 | 2023-06-30 | 1.21 | 1.33 | 0.12 | 9 | ||
2023-04-20 | 2023-03-31 | 1.37 | 1.54 | 0.17 | 12 | ||
2023-01-26 | 2022-12-31 | 1.47 | 1.58 | 0.11 | 7 | ||
2022-10-20 | 2022-09-30 | 1.35 | 1.37 | 0.02 | 1 | ||
2022-07-21 | 2022-06-30 | 1.19 | 1.71 | 0.52 | 43 | ||
2022-04-21 | 2022-03-31 | 1.23 | 1.46 | 0.23 | 18 | ||
2022-01-26 | 2021-12-31 | 1.26 | 1.38 | 0.12 | 9 | ||
2021-10-21 | 2021-09-30 | 1.2 | 1.42 | 0.22 | 18 | ||
2021-07-22 | 2021-06-30 | 1.07 | 1.45 | 0.38 | 35 | ||
2021-04-22 | 2021-03-31 | 1.26 | 1.39 | 0.13 | 10 | ||
2021-01-22 | 2020-12-31 | 1.02 | 1.11 | 0.09 | 8 | ||
2020-10-19 | 2020-09-30 | 0.67 | 1.19 | 0.52 | 77 | ||
2020-07-20 | 2020-06-30 | 0.42 | 1.2 | 0.78 | 185 | ||
2020-05-04 | 2020-03-31 | 0.75 | 0.51 | -0.24 | 32 | ||
2020-01-22 | 2019-12-31 | 0.99 | 0.87 | -0.12 | 12 | ||
2019-10-18 | 2019-09-30 | 0.29 | 0.4 | 0.11 | 37 | ||
2019-07-22 | 2019-06-30 | 1.01 | 1.02 | 0.01 | 0 | ||
2019-04-17 | 2019-03-31 | 0.96 | 0.92 | -0.04 | 4 | ||
2019-01-23 | 2018-12-31 | 1.03 | 1.09 | 0.06 | 5 | ||
2018-10-18 | 2018-09-30 | 0.93 | 1.09 | 0.16 | 17 | ||
2018-07-18 | 2018-06-30 | 0.86 | 0.68 | -0.18 | 20 | ||
2018-04-18 | 2018-03-31 | 0.83 | 0.92 | 0.09 | 10 | ||
2018-02-15 | 2017-12-31 | 0.77 | 0.69 | -0.08 | 10 | ||
2017-10-19 | 2017-09-30 | 0.71 | 0.76 | 0.05 | 7 | ||
2017-07-20 | 2017-06-30 | 0.59 | 0.76 | 0.17 | 28 | ||
2017-04-20 | 2017-03-31 | 0.55 | 0.62 | 0.07 | 12 | ||
2017-01-26 | 2016-12-31 | 0.53 | 0.62 | 0.09 | 16 | ||
2016-10-20 | 2016-09-30 | 0.56 | 0.57 | 0.01 | 1 | ||
2016-07-21 | 2016-06-30 | 0.5 | 0.5 | 0.0 | 0 | ||
2016-04-21 | 2016-03-31 | 0.5 | 0.45 | -0.05 | 10 | ||
2016-01-28 | 2015-12-31 | 0.52 | 0.44 | -0.08 | 15 | ||
2015-10-29 | 2015-09-30 | 0.52 | 0.52 | 0.0 | 0 | ||
2015-07-23 | 2015-06-30 | 0.49 | 0.51 | 0.02 | 4 | ||
2015-04-23 | 2015-03-31 | 0.49 | 0.48 | -0.01 | 2 | ||
2015-01-29 | 2014-12-31 | 0.53 | 0.21 | -0.32 | 60 | ||
2014-10-23 | 2014-09-30 | 0.47 | 0.48 | 0.01 | 2 | ||
2014-07-24 | 2014-06-30 | 0.46 | 0.35 | -0.11 | 23 | ||
2014-04-24 | 2014-03-31 | 0.4 | 0.45 | 0.05 | 12 | ||
2014-01-30 | 2013-12-31 | 0.53 | 0.37 | -0.16 | 30 | ||
2013-10-28 | 2013-09-30 | 0.59 | 0.5 | -0.09 | 15 | ||
2013-07-26 | 2013-06-30 | 0.53 | 0.57 | 0.04 | 7 | ||
2013-04-25 | 2013-03-31 | 0.54 | 0.52 | -0.02 | 3 | ||
2013-01-30 | 2012-12-31 | 0.58 | 0.46 | -0.12 | 20 | ||
2012-10-31 | 2012-09-30 | 0.51 | 0.61 | 0.1 | 19 | ||
2012-08-14 | 2012-06-30 | 0.53 | 0.52 | -0.01 | 1 | ||
2012-05-14 | 2012-03-31 | 0.63 | 0.63 | 0.0 | 0 | ||
2012-03-28 | 2011-12-31 | 0.64 | 0.64 | 0.0 | 0 |
Chemung Financial Corporate Management
| Kathleen McKillip | VP Secretary | Profile | |
| Loren Cole | Executive Officer | Profile | |
| CFA CFA | Ex Company | Profile | |
| Norman Ward | Chief SVP | Profile |
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Chemung Financial. If investors know Chemung will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Chemung Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.545 | Dividend Share 1.24 | Earnings Share 4.96 | Revenue Per Share | Quarterly Revenue Growth 0.18 |
The market value of Chemung Financial Corp is measured differently than its book value, which is the value of Chemung that is recorded on the company's balance sheet. Investors also form their own opinion of Chemung Financial's value that differs from its market value or its book value, called intrinsic value, which is Chemung Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Chemung Financial's market value can be influenced by many factors that don't directly affect Chemung Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Chemung Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Chemung Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Chemung Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.