Chemung Historical Financial Ratios
| CHMG Stock | USD 51.65 0.22 0.43% |
Chemung Financial is presently reporting on over 108 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Ptb Ratio of 1.32, Days Sales Outstanding of 221 or Stock Based Compensation To Revenue of 0.0132 will help investors to properly organize and evaluate Chemung Financial Corp financial condition quickly.
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About Chemung Financial Ratios Analysis
Chemung Financial CorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Chemung Financial investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Chemung financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Chemung Financial history.
Chemung Financial Financial Ratios Chart
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Price To Sales Ratio
Price to Sales Ratio is figured by comparing Chemung Financial Corp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Chemung Financial sales, a figure that is much harder to manipulate than other Chemung Financial Corp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.Ptb Ratio
Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.Most ratios from Chemung Financial's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Chemung Financial Corp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Chemung Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. At this time, Chemung Financial's Net Income Per Share is most likely to slightly grow in the upcoming years. The Chemung Financial's current Sales General And Administrative To Revenue is estimated to increase to 0.57, while Days Sales Outstanding is projected to decrease to 220.65.
| 2021 | 2022 | 2024 | 2025 (projected) | PTB Ratio | 1.03 | 1.29 | 1.39 | 1.32 | Price To Sales Ratio | 2.46 | 2.28 | 2.83 | 4.06 |
Chemung Financial fundamentals Correlations
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Chemung Financial Account Relationship Matchups
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Chemung Financial fundamentals Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Price To Sales Ratio | 2.59 | 1.97 | 2.46 | 2.28 | 2.83 | 4.06 | |
| Ptb Ratio | 1.13 | 0.82 | 1.03 | 1.29 | 1.39 | 1.32 | |
| Days Sales Outstanding | 153.2 | 189.77 | 180.95 | 345.15 | 396.92 | 220.65 | |
| Stock Based Compensation To Revenue | 0.009328 | 0.007543 | 0.008403 | 0.0121 | 0.0139 | 0.0132 | |
| Pb Ratio | 1.13 | 0.82 | 1.03 | 1.29 | 1.39 | 1.32 | |
| Ev To Sales | 0.79 | 2.45 | 3.82 | 2.5 | 2.88 | 3.18 | |
| Roic | 0.015 | 0.0157 | 0.0244 | 0.00751 | 0.008636 | 0.008205 | |
| Net Income Per Share | 4.01 | 5.64 | 6.13 | 5.28 | 4.96 | 5.21 | |
| Capex To Revenue | 0.0105 | 0.004151 | 0.004503 | 0.004825 | 0.005549 | 0.005272 | |
| Pocfratio | 5.69 | 6.13 | 6.14 | 7.63 | 8.78 | 8.94 | |
| Interest Coverage | 5.99 | 9.87 | 6.06 | 0.82 | 0.73 | 0.7 | |
| Capex To Operating Cash Flow | 0.0303 | 0.0103 | 0.0122 | 0.015 | 0.0172 | 0.0163 | |
| Pfcf Ratio | 5.87 | 6.2 | 6.22 | 7.75 | 8.91 | 12.1 | |
| Income Quality | 1.49 | 1.34 | 1.22 | 1.24 | 1.11 | 1.39 | |
| Ev To Operating Cash Flow | 2.29 | 6.1 | 10.3 | 7.76 | 8.92 | 7.48 | |
| Pe Ratio | 8.46 | 8.23 | 7.48 | 9.43 | 9.84 | 14.15 | |
| Return On Tangible Assets | 0.008842 | 0.008533 | 0.011 | 0.009298 | 0.0107 | 0.0106 | |
| Ev To Free Cash Flow | 2.36 | 6.17 | 10.43 | 7.88 | 9.06 | 9.86 | |
| Earnings Yield | 0.0983 | 0.0754 | 0.12 | 0.13 | 0.1 | 0.0675 | |
| Intangibles To Total Assets | 0.009687 | 0.009029 | 0.008249 | 0.008052 | 0.007246 | 0.0096 | |
| Net Debt To E B I T D A | (3.46) | (0.0301) | 3.65 | 0.12 | 0.1 | 0.11 | |
| Current Ratio | 21.04 | 22.88 | 21.25 | 5.48 | 6.3 | 5.99 | |
| Receivables Turnover | 2.38 | 1.92 | 2.02 | 1.06 | 0.95 | 1.71 | |
| Debt To Equity | 0.0666 | 0.0556 | 0.12 | 1.21 | 0.24 | 0.37 | |
| Revenue Per Share | 17.26 | 18.88 | 20.16 | 20.23 | 18.21 | 9.22 | |
| Debt To Assets | 0.004875 | 0.0107 | 0.0762 | 0.0151 | 0.0173 | 0.0164 | |
| Enterprise Value Over E B I T D A | 2.33 | 5.81 | 9.04 | 6.98 | 8.03 | 7.34 | |
| Dividend Yield | 0.0307 | 0.0244 | 0.0269 | 0.0248 | 0.0285 | 0.0353 | |
| Book Value Per Share | 41.59 | 45.15 | 35.45 | 41.26 | 37.13 | 20.15 | |
| Operating Cash Flow Per Share | 5.97 | 7.57 | 7.47 | 6.53 | 5.87 | 3.21 | |
| Free Cash Flow Per Share | 5.24 | 5.79 | 7.49 | 7.38 | 6.43 | 6.07 | |
| Cash Per Share | 138.1 | 174.89 | 146.7 | 131.2 | 150.88 | 143.34 | |
| Payout Ratio | 0.32 | 0.26 | 0.2 | 0.23 | 0.27 | 0.44 |
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When determining whether Chemung Financial Corp is a strong investment it is important to analyze Chemung Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Chemung Financial's future performance. For an informed investment choice regarding Chemung Stock, refer to the following important reports:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Chemung Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Chemung Financial. If investors know Chemung will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Chemung Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.545 | Dividend Share 1.24 | Earnings Share 4.96 | Revenue Per Share | Quarterly Revenue Growth 0.18 |
The market value of Chemung Financial Corp is measured differently than its book value, which is the value of Chemung that is recorded on the company's balance sheet. Investors also form their own opinion of Chemung Financial's value that differs from its market value or its book value, called intrinsic value, which is Chemung Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Chemung Financial's market value can be influenced by many factors that don't directly affect Chemung Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Chemung Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Chemung Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Chemung Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.