Tompkins Historical Income Statement

TMP Stock  USD 68.77  4.87  6.61%   
Historical analysis of Tompkins Financial income statement accounts such as EBITDA of 11.4 M, Net Income of 9 M, Income Tax Expense of 2.4 M or Depreciation And Amortization of 317.3 K can show how well Tompkins Financial performed in making a profits. Evaluating Tompkins Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Tompkins Financial's future profits or losses.
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Financial Statement Analysis is much more than just reviewing and examining Tompkins Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Tompkins Financial is a good buy for the upcoming year.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Tompkins Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
To learn how to invest in Tompkins Stock, please use our How to Invest in Tompkins Financial guide.

About Tompkins Income Statement Analysis

Tompkins Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Tompkins Financial shareholders. The income statement also shows Tompkins investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Tompkins Financial Income Statement Chart

At this time, Tompkins Financial's Interest Expense is relatively stable compared to the past year. As of 12/19/2024, Other Operating Expenses is likely to grow to about 299.6 M, while EBITDA is likely to drop slightly above 11.4 M.

Operating Income

Operating Income is the amount of profit realized from Tompkins Financial operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Tompkins Financial is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in Tompkins Financial financial statement analysis. It represents the amount of money remaining after all of Tompkins Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.
Most accounts from Tompkins Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Tompkins Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Tompkins Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
To learn how to invest in Tompkins Stock, please use our How to Invest in Tompkins Financial guide.At this time, Tompkins Financial's Interest Expense is relatively stable compared to the past year. As of 12/19/2024, Other Operating Expenses is likely to grow to about 299.6 M, while EBITDA is likely to drop slightly above 11.4 M.
 2021 2022 2023 2024 (projected)
EBIT116.9M112.8M12M11.4M
Operating Income114.4M130.6M12M11.4M

Tompkins Financial income statement Correlations

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-0.45-0.120.990.990.550.880.90.440.240.640.190.94-0.37-0.04-0.140.60.80.570.06-0.1-0.15-0.66
-0.44-0.120.991.00.550.870.890.40.230.630.190.93-0.42-0.06-0.110.580.790.560.04-0.11-0.08-0.66
-0.45-0.170.991.00.520.90.890.460.240.650.20.95-0.37-0.03-0.130.580.820.550.07-0.09-0.12-0.66
-0.620.330.550.550.520.150.51-0.25-0.44-0.12-0.470.27-0.92-0.520.390.090.120.76-0.67-0.730.2-0.61
-0.34-0.420.880.870.90.150.710.690.380.740.340.980.040.21-0.250.550.960.290.360.19-0.3-0.57
-0.39-0.020.90.890.890.510.710.340.260.60.220.84-0.36-0.08-0.150.560.610.650.01-0.14-0.1-0.54
-0.32-0.830.440.40.46-0.250.690.340.330.520.30.630.440.33-0.320.240.710.070.540.28-0.61-0.31
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0.2-0.10.640.630.65-0.120.740.60.520.790.770.720.240.55-0.660.880.59-0.10.560.54-0.180.06
0.70.120.190.190.2-0.470.340.220.31.00.770.290.50.57-0.870.780.17-0.570.770.78-0.260.49
-0.4-0.340.940.930.950.270.980.840.630.340.720.29-0.090.13-0.20.570.930.440.270.09-0.26-0.62
0.48-0.38-0.37-0.42-0.37-0.920.04-0.360.440.490.240.5-0.090.56-0.470.060.06-0.670.710.71-0.410.47
0.41-0.13-0.04-0.06-0.03-0.520.21-0.080.330.570.550.570.130.56-0.40.420.25-0.480.70.79-0.210.49
-0.58-0.1-0.14-0.11-0.130.39-0.25-0.15-0.32-0.87-0.66-0.87-0.2-0.47-0.4-0.68-0.070.5-0.63-0.60.55-0.48
0.330.290.60.580.580.090.550.560.240.810.880.780.570.060.42-0.680.37-0.150.420.44-0.10.14
-0.45-0.540.80.790.820.120.960.610.710.210.590.170.930.060.25-0.070.370.330.340.16-0.32-0.63
-0.85-0.120.570.560.550.760.290.650.07-0.53-0.1-0.570.44-0.67-0.480.5-0.150.33-0.54-0.690.05-0.81
0.51-0.310.060.040.07-0.670.360.010.540.760.560.770.270.710.7-0.630.420.34-0.540.93-0.460.35
0.72-0.09-0.1-0.11-0.09-0.730.19-0.140.280.760.540.780.090.710.79-0.60.440.16-0.690.93-0.20.58
0.110.4-0.15-0.08-0.120.2-0.3-0.1-0.61-0.28-0.18-0.26-0.26-0.41-0.210.55-0.1-0.320.05-0.46-0.20.07
0.850.37-0.66-0.66-0.66-0.61-0.57-0.54-0.310.450.060.49-0.620.470.49-0.480.14-0.63-0.810.350.580.07
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Tompkins Financial Account Relationship Matchups

Tompkins Financial income statement Accounts

201920202021202220232024 (projected)
Interest Expense50.8M29.0M17.5M21.0M87.8M92.2M
Other Operating Expenses183.3M(201.7M)(188.2M)50.5M285.4M299.6M
Operating Income102.7M97.5M114.4M130.6M12M11.4M
Ebit102.7M100.0M116.9M112.8M12M11.4M
Ebitda104.4M109.3M126.1M121.3M12M11.4M
Total Operating Expenses(183.3M)(201.7M)(188.2M)50.5M(285.4M)(271.1M)
Net Income81.7M77.6M89.3M85.0M9.5M9.0M
Income Tax Expense21.0M19.9M25.2M24.6M2.5M2.4M
Depreciation And Amortization1.7M9.3M9.3M8.5M334K317.3K
Selling General Administrative112.9M117.3M120.2M123.2M135.1M141.9M
Total Revenue286.1M299.2M302.6M308.3M297.4M158.3M
Gross Profit239.8M253.4M255.4M257.8M297.4M312.2M
Income Before Tax102.9M97.7M114.6M109.7M12.1M11.5M
Total Other Income Expense Net127K(1.5M)(4.2M)(873K)124K130.2K
Cost Of Revenue46.2M45.8M47.3M50.5M58.1M41.6M
Net Income Applicable To Common Shares81.7M77.6M89.3M85.0M97.8M49.9M
Selling And Marketing Expenses4.9M4.8M4.3M5.7M5.3M4.4M
Net Income From Continuing Ops81.8M77.7M89.4M85.2M14.2M13.5M
Tax Provision21.0M19.9M25.2M24.6M3.9M3.7M
Net Interest Income210.6M225.3M223.8M230.3M214.4M228.1M
Interest Income261.4M254.3M241.3M251.3M284.1M264.3M
Reconciled Depreciation11.7M11.7M1.3M873K11.4M6.7M

Pair Trading with Tompkins Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Tompkins Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Tompkins Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Tompkins Stock

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Moving against Tompkins Stock

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The ability to find closely correlated positions to Tompkins Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Tompkins Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Tompkins Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Tompkins Financial to buy it.
The correlation of Tompkins Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Tompkins Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Tompkins Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Tompkins Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Tompkins Stock Analysis

When running Tompkins Financial's price analysis, check to measure Tompkins Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Tompkins Financial is operating at the current time. Most of Tompkins Financial's value examination focuses on studying past and present price action to predict the probability of Tompkins Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Tompkins Financial's price. Additionally, you may evaluate how the addition of Tompkins Financial to your portfolios can decrease your overall portfolio volatility.