Navient Historical Income Statement

NAVI Stock  USD 13.13  0.30  2.23%   
Historical analysis of Navient Corp income statement accounts such as Operating Income of 2.5 B can show how well Navient Corp performed in making a profits. Evaluating Navient Corp income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Navient Corp's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Navient Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Navient Corp is a good buy for the upcoming year.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Navient Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
For more detail on how to invest in Navient Stock please use our How to Invest in Navient Corp guide.

About Navient Income Statement Analysis

Navient Corp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Navient Corp shareholders. The income statement also shows Navient investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Navient Corp Income Statement Chart

As of now, Navient Corp's Selling General Administrative is decreasing as compared to previous years. The Navient Corp's current Other Operating Expenses is estimated to increase to about 1.1 B, while Total Revenue is projected to decrease to under 3.3 B.

Total Revenue

Total revenue comprises all receipts Navient Corp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Navient Corp minus its cost of goods sold. It is profit before Navient Corp operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Operating Income

Operating Income is the amount of profit realized from Navient Corp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Navient Corp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Income Before Tax

Income Before Tax which can also be referred as pre-tax income is reported on Navient Corp income statement and is an important metric when analyzing Navient Corp profitability. Accounting techniques because taxes can be complex, and not perfectly consistent from one company to company, an analyst may use pre-tax income as a more stable measure of profitability.
Most accounts from Navient Corp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Navient Corp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Navient Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
For more detail on how to invest in Navient Stock please use our How to Invest in Navient Corp guide.As of now, Navient Corp's Selling General Administrative is decreasing as compared to previous years. The Navient Corp's current Other Operating Expenses is estimated to increase to about 1.1 B, while Total Revenue is projected to decrease to under 3.3 B.
 2022 2023 2024 2025 (projected)
Gross Profit1.7B4.4B3.5B2.7B
Total Revenue1.7B1.3B3.8B3.3B

Navient Corp income statement Correlations

-0.6-0.26-0.28-0.42-0.3-0.32-0.250.120.05-0.270.4-0.03-0.10.17-0.04-0.09-0.34-0.69-0.58-0.6-0.590.250.14
-0.60.640.60.520.310.290.350.19-0.13-0.25-0.490.350.410.1-0.360.06-0.180.550.750.590.40.07-0.11
-0.260.640.47-0.190.130.120.17-0.06-0.18-0.56-0.610.570.590.32-0.31-0.07-0.150.360.620.330.070.16-0.31
-0.280.60.470.440.140.20.070.14-0.21-0.18-0.510.540.480.36-0.86-0.25-0.110.370.590.250.160.130.27
-0.420.52-0.190.440.50.510.470.42-0.070.43-0.17-0.04-0.01-0.21-0.220.050.150.510.450.520.57-0.030.26
-0.30.310.130.140.50.980.950.47-0.190.43-0.040.110.370.030.250.360.480.810.580.80.790.160.17
-0.320.290.120.20.510.980.870.34-0.290.44-0.130.050.27-0.050.170.330.490.820.570.710.730.090.17
-0.250.350.170.070.470.950.870.64-0.010.390.050.240.50.160.320.340.420.710.560.860.790.270.16
0.120.19-0.060.140.420.470.340.640.150.320.450.460.60.520.10.10.260.20.190.510.470.510.5
0.05-0.13-0.18-0.21-0.07-0.19-0.29-0.010.150.220.140.230.090.080.14-0.33-0.03-0.3-0.230.00.030.09-0.01
-0.27-0.25-0.56-0.180.430.430.440.390.320.220.26-0.21-0.16-0.290.360.020.650.340.020.330.590.020.47
0.4-0.49-0.61-0.51-0.17-0.04-0.130.050.450.140.26-0.110.060.360.460.30.14-0.32-0.51-0.130.00.280.45
-0.030.350.570.54-0.040.110.050.240.460.23-0.21-0.110.870.76-0.39-0.490.070.190.270.380.180.490.24
-0.10.410.590.48-0.010.370.270.50.60.09-0.160.060.870.86-0.21-0.010.160.390.510.580.40.550.3
0.170.10.320.36-0.210.03-0.050.160.520.08-0.290.360.760.86-0.25-0.030.010.010.120.190.070.490.37
-0.04-0.36-0.31-0.86-0.220.250.170.320.10.140.360.46-0.39-0.21-0.250.390.310.01-0.280.150.21-0.21-0.29
-0.090.06-0.07-0.250.050.360.330.340.1-0.330.020.3-0.49-0.01-0.030.390.120.250.320.20.21-0.02-0.03
-0.34-0.18-0.15-0.110.150.480.490.420.26-0.030.650.140.070.160.010.310.120.540.190.470.560.370.42
-0.690.550.360.370.510.810.820.710.2-0.30.34-0.320.190.390.010.010.250.540.820.870.860.160.17
-0.580.750.620.590.450.580.570.560.19-0.230.02-0.510.270.510.12-0.280.320.190.820.750.640.190.07
-0.60.590.330.250.520.80.710.860.510.00.33-0.130.380.580.190.150.20.470.870.750.910.310.17
-0.590.40.070.160.570.790.730.790.470.030.590.00.180.40.070.210.210.560.860.640.910.240.34
0.250.070.160.13-0.030.160.090.270.510.090.020.280.490.550.49-0.21-0.020.370.160.190.310.240.69
0.14-0.11-0.310.270.260.170.170.160.5-0.010.470.450.240.30.37-0.29-0.030.420.170.070.170.340.69
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Navient Corp Account Relationship Matchups

Navient Corp income statement Accounts

202020212022202320242025 (projected)
Interest Expense2.0B1.3B2.1B3.6B3.3B3.4B
Gross Profit724M1.0B1.7B4.4B3.5B2.7B
Operating Income532M936M2.9B346M2.8B2.5B
Cost Of Revenue964M1.2B444M(3.1B)316M300.2M
Income Before Tax532M936M827M313M174M165.3M
Net Income Applicable To Common Shares597M412M717M645M580.5M643.9M
Net Income412M717M645M228M131M124.5M
Income Tax Expense120M219M182M85M43M40.9M
Selling General Administrative497M569M444M401M316M377.0M
Other Operating Expenses1.2B1.3B1.2B1.3B996M1.1B
Ebit(334M)936M2.9B3.9B3.5B2.2B
Ebitda553M966M2.9B4.0B2.8B2.4B
Total Operating Expenses(1.2B)(1.3B)1.2B1.3B680M410.2M
Total Other Income Expense Net(15M)702M(2.1B)(33M)(2.6B)(2.5B)
Depreciation And Amortization887M30M19M10M9M8.6M
Net Income From Continuing Ops412M717M645M361M131M124.5M
Tax Provision120M219M182M102M43M40.9M
Net Interest Income1.3B1.3B1.1B925M536M951.8M
Interest Income3.3B2.6B3.2B4.4B3.8B3.2B

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When determining whether Navient Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Navient Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Navient Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Navient Corp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Navient Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
For more detail on how to invest in Navient Stock please use our How to Invest in Navient Corp guide.
You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Navient Corp. If investors know Navient will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Navient Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.39)
Dividend Share
0.64
Earnings Share
1.18
Revenue Per Share
7.78
Quarterly Revenue Growth
0.177
The market value of Navient Corp is measured differently than its book value, which is the value of Navient that is recorded on the company's balance sheet. Investors also form their own opinion of Navient Corp's value that differs from its market value or its book value, called intrinsic value, which is Navient Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Navient Corp's market value can be influenced by many factors that don't directly affect Navient Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Navient Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Navient Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Navient Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.