Navient Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Navient Corp
NAVI Stock  USD 13.21  0.20  1.49%   
Navient Corp financial statements provide useful quarterly and yearly information to potential Navient Corp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Navient Corp financial statements helps investors assess Navient Corp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Navient Corp's valuation are summarized below:
Gross Profit
848 M
Profit Margin
0.1545
Market Capitalization
1.4 B
Enterprise Value Revenue
51.2784
Revenue
848 M
We have found one hundred twenty available fundamental ratios for Navient Corp, which can be analyzed and compared to other ratios and to its peers in the industry. Traders should compare all of Navient Corp last-minute fundamentals against the fundamentals between 2010 and 2025 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 2.5 B. Enterprise Value is estimated to decrease to about 81.4 B

Navient Corp Total Revenue

3.32 Billion

Check Navient Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Navient Corp's main balance sheet or income statement drivers, such as Interest Expense of 3.4 B, Total Revenue of 3.3 B or Gross Profit of 2.7 B, as well as many indicators such as Price To Sales Ratio of 0.36, Dividend Yield of 0.0354 or PTB Ratio of 0.52. Navient financial statements analysis is a perfect complement when working with Navient Corp Valuation or Volatility modules.
  
Check out the analysis of Navient Corp Correlation against competitors.
For more detail on how to invest in Navient Stock please use our How to Invest in Navient Corp guide.

Navient Corp Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets90.3 B51.8 B108.8 B
Slightly volatile
Total Stockholder Equity4 B2.6 B3.6 B
Slightly volatile
Other Liabilities567.7 M597.6 M1.6 B
Slightly volatile
Retained Earnings2.5 B4.7 B3 B
Slightly volatile
Cash2.3 B2.1 B2 B
Slightly volatile
Long Term Debt41.7 B43.9 B89 B
Slightly volatile
Total Liabilities87.3 B49.1 B105.3 B
Slightly volatile
Common Stock3.4 M3.6 M25.4 M
Slightly volatile
Intangible Assets8.6 M9 M149.8 M
Slightly volatile
Good Will516.4 M428 M562.3 M
Slightly volatile
Property Plant Equipment63.3 M66.6 M148.7 M
Slightly volatile
Common Stock Shares Outstanding103.5 M109 M295.7 M
Slightly volatile
Short and Long Term Debt Total4.9 B5.1 B98.1 B
Slightly volatile
Total Current Liabilities4.9 B5.1 B8.7 B
Slightly volatile
Property Plant And Equipment Net102.5 M52 M146.9 M
Slightly volatile
Net Debt2.9 B3 B95.6 B
Slightly volatile
Non Current Assets Total415.1 M437 M4.9 B
Slightly volatile
Cash And Short Term Investments1.3 B2.1 B2.3 B
Slightly volatile
Net Receivables2.1 B1.9 B2.9 B
Slightly volatile
Common Stock Total Equity3.4 M3.6 M30.2 M
Slightly volatile
Liabilities And Stockholders Equity81.8 B51.8 B111.7 B
Slightly volatile
Non Current Liabilities Total69.6 B44 B93.7 B
Slightly volatile
Property Plant And Equipment Gross125.4 M104.4 M158.9 M
Slightly volatile
Total Current Assets3.4 B2.1 B5.2 B
Slightly volatile
Short Term Debt4.7 B5.1 B8.4 B
Slightly volatile
Net Tangible Assets2.1 B2 B2.9 B
Slightly volatile
Noncontrolling Interest In Consolidated Entity9.4 M9.9 M1.6 B
Slightly volatile
Retained Earnings Total Equity3.7 B5.2 B3.2 B
Slightly volatile
Long Term Debt Total77.1 B54.9 B100.5 B
Slightly volatile
Capital Surpluse3.4 B3.8 B3.1 B
Slightly volatile
Long Term Investments232.7 M143 M372.7 M
Slightly volatile
Short and Long Term Debt3.8 B4 B11.6 B
Very volatile
Non Current Liabilities Other1.4 B829.8 M1.8 B
Slightly volatile
Net Invested Capital65.6 B50.5 B94.6 B
Slightly volatile
Capital Stock3.2 M3.6 M3.9 M
Slightly volatile

Navient Corp Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue3.3 B3.8 B2.9 B
Slightly volatile
Gross Profit2.7 B3.5 B2.4 B
Slightly volatile
Operating Income2.5 B2.8 B2.2 B
Slightly volatile
Income Before Tax165.3 M174 M919.4 M
Slightly volatile
Net Income Applicable To Common Shares643.9 M580.5 M686.3 M
Slightly volatile
Net Income124.5 M131 M614 M
Slightly volatile
Income Tax Expense40.9 M43 M313.6 M
Slightly volatile
Minority Interest14.5 M16.1 M19.6 M
Slightly volatile
Extraordinary Items84.5 M67.8 M74.6 M
Very volatile
Selling General Administrative377 M316 M463.6 M
Slightly volatile
Other Operating Expenses1.1 B996 M1.3 B
Pretty Stable
EBITDA2.4 B2.8 B3.1 B
Slightly volatile
Depreciation And Amortization8.6 M9 M236.2 M
Pretty Stable
Discontinued Operations800 K900 K981.2 K
Slightly volatile
Preferred Stock And Other Adjustments4.8 M5.4 M5.9 M
Slightly volatile
Net Income From Continuing Ops124.5 M131 M692.7 M
Slightly volatile
Non Recurring40.6 M26.1 M56 M
Slightly volatile
Tax Provision40.9 M43 M342.9 M
Slightly volatile
Net Interest Income951.8 M536 M1.4 B
Slightly volatile
Interest Income3.2 B3.8 B4 B
Slightly volatile
Reconciled Depreciation20 M18.9 M22.7 M
Slightly volatile

Navient Corp Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Dividends Paid66.5 M70 M159.4 M
Slightly volatile
Total Cash From Operating Activities436.1 M459 M1.3 B
Slightly volatile
Net Income124.5 M131 M607.2 M
Slightly volatile
End Period Cash Flow3.4 B2.1 B3.1 B
Pretty Stable
Stock Based Compensation23.3 M23 M31 M
Slightly volatile
Free Cash Flow436.1 M459 M2.5 B
Slightly volatile
Change In Working Capital321.8 M212 M447.5 M
Slightly volatile
Begin Period Cash Flow3.8 B2.8 B3.4 B
Pretty Stable
Depreciation153.3 M146 M37.7 M
Slightly volatile
Cash Flows Other Operating335.9 M465.8 M272.4 M
Slightly volatile
Change To Operating Activities103.5 M108.9 M447.5 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.360.38031.6382
Slightly volatile
Dividend Yield0.03540.04830.0422
Pretty Stable
PTB Ratio0.520.54851.141
Slightly volatile
Days Sales Outstanding199210391
Slightly volatile
Book Value Per Share20.5324.229424.0264
Slightly volatile
Free Cash Flow Yield0.30.31690.5954
Pretty Stable
Operating Cash Flow Per Share4.874.2114.5974
Slightly volatile
Stock Based Compensation To Revenue0.00570.0060.0118
Slightly volatile
Capex To Depreciation668364559
Slightly volatile
PB Ratio0.520.54851.141
Slightly volatile
EV To Sales1.121.176130.8133
Pretty Stable
Free Cash Flow Per Share4.04.2117.9904
Pretty Stable
ROIC0.880.83380.445
Very volatile
Net Income Per Share1.961.20182.3629
Very volatile
Sales General And Administrative To Revenue0.07880.0830.1902
Slightly volatile
Capex To Revenue3.723.793.4176
Very volatile
Cash Per Share20.2619.29368.9237
Slightly volatile
POCF Ratio2.943.1563.5552
Pretty Stable
Interest Coverage0.810.85950.849
Slightly volatile
Payout Ratio0.560.53440.3171
Slightly volatile
Capex To Operating Cash Flow4.785.665.9132
Pretty Stable
PFCF Ratio2.663.1563.2474
Pretty Stable
Income Quality1.763.50382.2461
Pretty Stable
ROE0.04710.04960.1709
Slightly volatile
EV To Operating Cash Flow9.279.759570.304
Slightly volatile
PE Ratio5.6311.05817.1524
Pretty Stable
Return On Tangible Assets0.00240.00260.0056
Pretty Stable
EV To Free Cash Flow9.279.759561.4972
Slightly volatile
Earnings Yield0.130.09040.1552
Pretty Stable
Intangibles To Total Assets0.00540.00840.0062
Slightly volatile
Net Debt To EBITDA1.021.077569.7551
Pretty Stable
Current Ratio0.390.40960.8435
Pretty Stable
Tangible Book Value Per Share17.2220.220221.3356
Slightly volatile
Receivables Turnover1.891.81.0423
Slightly volatile
Graham Number22.1225.596726.5642
Slightly volatile
Shareholders Equity Per Share25.4424.229414.9233
Slightly volatile
Debt To Equity1.851.94424.98
Slightly volatile
Capex Per Share30.3430.427.785
Pretty Stable
Revenue Per Share36.6934.94512.1859
Slightly volatile
Interest Debt Per Share73.2777.1284292
Slightly volatile
Debt To Assets0.09420.09910.8382
Slightly volatile
Enterprise Value Over EBITDA1.511.592572.738
Pretty Stable
Short Term Coverage Ratios0.08490.08940.2372
Pretty Stable
Price Earnings Ratio5.6311.05817.1524
Pretty Stable
Price Book Value Ratio0.520.54851.141
Slightly volatile
Dividend Payout Ratio0.560.53440.3171
Slightly volatile
Price To Operating Cash Flows Ratio2.943.1563.5552
Pretty Stable
Price To Free Cash Flows Ratio2.663.1563.2474
Pretty Stable
Pretax Profit Margin0.04340.04570.3652
Slightly volatile
Ebt Per Ebit0.05880.06190.7051
Pretty Stable
Operating Profit Margin0.790.73850.7848
Pretty Stable
Effective Tax Rate0.350.24710.324
Slightly volatile
Company Equity Multiplier32.9519.609630.8754
Slightly volatile
Long Term Debt To Capitalization1.061.090.978
Slightly volatile
Total Debt To Capitalization1.030.66030.9502
Slightly volatile
Return On Capital Employed0.06330.06030.023
Slightly volatile
Debt Equity Ratio1.851.94424.98
Slightly volatile
Ebit Per Revenue0.790.73850.7848
Pretty Stable
Dividend Paid And Capex Coverage Ratio4.796.55716.448
Slightly volatile
Net Income Per E B T0.550.75290.673
Pretty Stable
Cash Ratio0.430.40960.3652
Pretty Stable
Operating Cash Flow Sales Ratio0.110.12050.4983
Slightly volatile
Days Of Sales Outstanding199210391
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio5.586.566.8944
Very volatile
Cash Flow Coverage Ratios0.09390.08940.0217
Slightly volatile
Price To Book Ratio0.520.54851.141
Slightly volatile
Fixed Asset Turnover14.3818.5717.4671
Pretty Stable
Capital Expenditure Coverage Ratio0.190.180.1691
Pretty Stable
Price Cash Flow Ratio2.943.1563.5552
Pretty Stable
Enterprise Value Multiple1.511.592572.738
Pretty Stable
Debt Ratio0.09420.09910.8382
Slightly volatile
Cash Flow To Debt Ratio0.09390.08940.0217
Slightly volatile
Price Sales Ratio0.360.38031.6382
Slightly volatile
Return On Assets0.00240.00250.0056
Slightly volatile
Asset Turnover0.07720.07350.0281
Slightly volatile
Net Profit Margin0.03270.03440.2462
Slightly volatile
Gross Profit Margin0.70.9170.8205
Pretty Stable
Price Fair Value0.520.54851.141
Slightly volatile
Return On Equity0.04710.04960.1709
Slightly volatile

Navient Corp Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.5 B2.6 B4.5 B
Slightly volatile
Enterprise Value81.4 B89.9 B89.8 B
Slightly volatile

Navient Fundamental Market Drivers

Forward Price Earnings9.2251
Cash And Short Term Investments2.1 B

Navient Upcoming Events

31st of January 2024
Upcoming Quarterly Report
View
24th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
31st of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Navient Corp Financial Statements

Investors use fundamental indicators, such as Navient Corp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Navient Corp's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Total Revenue3.8 B3.3 B
Cost Of Revenue316 M300.2 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.08  0.08 
Capex To Revenue 3.79  3.72 
Revenue Per Share 34.94  36.69 
Ebit Per Revenue 0.74  0.79 

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When determining whether Navient Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Navient Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Navient Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Navient Corp Stock:
How To Invest In Navient
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Is Navient Stock a good investment?
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What is Navient Corp's Net Worth?
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Largest Consumer Finance Companies
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Largest Financial Services Companies
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Check out the analysis of Navient Corp Correlation against competitors.
For more detail on how to invest in Navient Stock please use our How to Invest in Navient Corp guide.
You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Navient Corp. If investors know Navient will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Navient Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.39)
Dividend Share
0.64
Earnings Share
1.18
Revenue Per Share
7.78
Quarterly Revenue Growth
0.177
The market value of Navient Corp is measured differently than its book value, which is the value of Navient that is recorded on the company's balance sheet. Investors also form their own opinion of Navient Corp's value that differs from its market value or its book value, called intrinsic value, which is Navient Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Navient Corp's market value can be influenced by many factors that don't directly affect Navient Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between Navient Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Navient Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Navient Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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