MidWestOne Historical Income Statement

MOFG Stock  USD 30.28  0.41  1.34%   
Historical analysis of MidWestOne Financial income statement accounts such as Total Revenue of 309 M can show how well MidWestOne Financial Group performed in making a profits. Evaluating MidWestOne Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of MidWestOne Financial's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining MidWestOne Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether MidWestOne Financial is a good buy for the upcoming year.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MidWestOne Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

About MidWestOne Income Statement Analysis

MidWestOne Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to MidWestOne Financial shareholders. The income statement also shows MidWestOne investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

MidWestOne Financial Income Statement Chart

At this time, MidWestOne Financial's Total Revenue is most likely to increase significantly in the upcoming years. The MidWestOne Financial's current Gross Profit is estimated to increase to about 309 M, while Other Operating Expenses is projected to decrease to roughly 2.5 M.

Total Revenue

Total revenue comprises all receipts MidWestOne Financial generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of MidWestOne Financial Group minus its cost of goods sold. It is profit before MidWestOne Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Operating Income

Operating Income is the amount of profit realized from MidWestOne Financial operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of MidWestOne Financial Group is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Total Operating Expenses

The total costs associated with the day-to-day operations of a business, excluding the cost of goods sold but including selling, general, and administrative expenses.
Most accounts from MidWestOne Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into MidWestOne Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MidWestOne Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
At this time, MidWestOne Financial's Total Revenue is most likely to increase significantly in the upcoming years. The MidWestOne Financial's current Gross Profit is estimated to increase to about 309 M, while Other Operating Expenses is projected to decrease to roughly 2.5 M.
 2022 2023 2024 2025 (projected)
Interest Expense30.4M105.4M136.7M143.6M
Depreciation And Amortization11.2M6.2M7.2M3.9M

MidWestOne Financial income statement Correlations

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-0.1-0.8-0.55-0.63-0.630.2-0.940.20.22-0.350.880.860.90.05-0.08-0.08-0.43-0.48-0.05-0.48-0.95
0.2-0.7-0.24-0.35-0.35-0.05-0.680.610.65-0.381.00.860.96-0.030.370.37-0.11-0.260.26-0.55-0.82
0.15-0.81-0.37-0.48-0.480.03-0.790.480.53-0.440.980.90.960.050.160.29-0.25-0.40.12-0.54-0.89
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0.50.030.350.340.34-0.690.280.660.710.040.35-0.080.370.290.140.810.450.250.55-0.130.03
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0.670.780.850.880.88-0.130.55-0.05-0.020.07-0.3-0.48-0.26-0.40.00.510.250.950.630.430.6
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0.120.810.550.640.64-0.210.91-0.2-0.240.36-0.84-0.95-0.82-0.89-0.050.150.030.50.60.010.6
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MidWestOne Financial Account Relationship Matchups

MidWestOne Financial income statement Accounts

202020212022202320242025 (projected)
Depreciation And Amortization12.1M10.2M11.2M6.2M7.2M3.9M
Interest Expense31.8M20.5M30.4M105.4M136.7M143.6M
Selling General Administrative75.4M78.1M79.8M85.6M98.5M103.4M
Total Revenue191.6M198.7M213.9M249.6M294.3M309.0M
Gross Profit191.6M198.7M213.9M249.6M294.3M309.0M
Other Operating Expenses178.3M(109.3M)4.3M3.6M2.6M2.5M
Operating Income13.3M89.5M111.1M24.8M291.6M306.2M
Ebit5.8M80.9M75.6M24.8M28.6M35.9M
Ebitda17.9M91.0M86.8M24.8M28.6M39.3M
Total Operating Expenses(178.3M)(109.3M)4.3M3.6M2.6M2.8M
Income Before Tax13.3M89.5M76.6M24.8M(84.0M)(79.8M)
Total Other Income Expense Net(49.3M)(14.0M)(18.2M)24.8M(375.6M)(356.8M)
Net Income6.6M69.5M60.8M20.9M(60.3M)(57.3M)
Income Tax Expense6.7M20.0M15.8M4.0M(23.7M)(22.5M)
Net Income Applicable To Common Shares43.6M6.6M69.5M60.8M70.0M73.5M
Net Income From Continuing Ops6.6M69.5M60.8M34.1M39.3M32.6M
Tax Provision6.7M20.0M15.8M7.7M8.8M10.9M
Net Interest Income153.0M156.3M166.4M155.2M178.5M143.5M
Interest Income184.8M176.8M196.8M241.0M277.1M176.4M
Selling And Marketing Expenses3.8M4.0M4.3M3.6M2.6M3.7M
Reconciled Depreciation4.6M5.4M6.1M12.1M13.9M7.0M

Currently Active Assets on Macroaxis

When determining whether MidWestOne Financial is a strong investment it is important to analyze MidWestOne Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact MidWestOne Financial's future performance. For an informed investment choice regarding MidWestOne Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MidWestOne Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MidWestOne Financial. If investors know MidWestOne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MidWestOne Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
3.484
Dividend Share
0.97
Earnings Share
(3.49)
Revenue Per Share
3.553
Quarterly Revenue Growth
0.688
The market value of MidWestOne Financial is measured differently than its book value, which is the value of MidWestOne that is recorded on the company's balance sheet. Investors also form their own opinion of MidWestOne Financial's value that differs from its market value or its book value, called intrinsic value, which is MidWestOne Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MidWestOne Financial's market value can be influenced by many factors that don't directly affect MidWestOne Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between MidWestOne Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if MidWestOne Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MidWestOne Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.