Is MidWestOne Financial Stock a Good Investment?
MidWestOne Financial Investment Advice | MOFG |
- Examine MidWestOne Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research MidWestOne Financial's leadership team and their track record. Good management can help MidWestOne Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact MidWestOne Financial's business and its evolving consumer preferences.
- Compare MidWestOne Financial's performance and market position to its competitors. Analyze how MidWestOne Financial is positioned in terms of product offerings, innovation, and market share.
- Check if MidWestOne Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about MidWestOne Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in MidWestOne Financial Group stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if MidWestOne Financial Group is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Average | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine MidWestOne Financial Stock
Researching MidWestOne Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 81.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.14. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. MidWestOne Financial has Price/Earnings To Growth (PEG) ratio of 2.52. The entity recorded a loss per share of 3.49. The firm last dividend was issued on the 3rd of March 2025. MidWestOne Financial had 959692:319 split on the 21st of August 2006.
To determine if MidWestOne Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding MidWestOne Financial's research are outlined below:
| MidWestOne Financial generated a negative expected return over the last 90 days | |
| MidWestOne Financial has high likelihood to experience some financial distress in the next 2 years | |
| Over 81.0% of the company shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Argonautica Private Wealth Management Inc. Increases Stock Position in Halliburton |
MidWestOne Financial Quarterly Cost Of Revenue |
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MidWestOne Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in MidWestOne Financial Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to MidWestOne Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 6th of August 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact MidWestOne Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises MidWestOne Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2009-10-28 | 2009-09-30 | 0.09 | 0.07 | -0.02 | 22 | ||
2011-01-27 | 2010-12-31 | 0.26 | 0.29 | 0.03 | 11 | ||
2009-04-24 | 2009-03-31 | 0.16 | 0.12 | -0.04 | 25 | ||
2008-04-30 | 2008-03-31 | 0.35 | 0.39 | 0.04 | 11 | ||
2011-04-28 | 2011-03-31 | 0.26 | 0.31 | 0.05 | 19 | ||
2010-10-21 | 2010-09-30 | 0.25 | 0.3 | 0.05 | 20 | ||
2016-01-28 | 2015-12-31 | 0.65 | 0.72 | 0.07 | 10 | ||
2011-10-27 | 2011-09-30 | 0.35 | 0.42 | 0.07 | 20 |
Know MidWestOne Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as MidWestOne Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading MidWestOne Financial Group backward and forwards among themselves. MidWestOne Financial's institutional investor refers to the entity that pools money to purchase MidWestOne Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Manufacturers Life Insurance Co | 2024-12-31 | 338.1 K | State Street Corp | 2024-12-31 | 322.3 K | Alliancebernstein L.p. | 2024-12-31 | 308 K | Jacobs Asset Management, Llc | 2024-12-31 | 237.5 K | Hotchkis & Wiley Capital Management Llc | 2024-12-31 | 237.4 K | Cresset Asset Management, Llc | 2024-12-31 | 179.9 K | American Century Companies Inc | 2024-12-31 | 166.5 K | Northern Trust Corp | 2024-12-31 | 165.3 K | Mendon Capital Advisors Corp | 2024-12-31 | 154.3 K | Midwestone Financial Group, Inc. | 2024-12-31 | 4.1 M | Blackrock Inc | 2024-12-31 | 1.6 M |
MidWestOne Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 638.28 M.Market Cap |
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MidWestOne Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.05 | 0.09 |
Determining MidWestOne Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if MidWestOne Financial is a good buy. For example, gross profit margin measures MidWestOne Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of MidWestOne Financial's profitability and make more informed investment decisions.
Evaluate MidWestOne Financial's management efficiency
The MidWestOne Financial's current Return On Equity is estimated to increase to 0.09, while Return On Tangible Assets are projected to decrease to 0. At this time, MidWestOne Financial's Non Currrent Assets Other are most likely to increase significantly in the upcoming years. The MidWestOne Financial's current Intangible Assets is estimated to increase to about 45.2 M, while Total Current Assets are projected to decrease to roughly 89.3 M. MidWestOne Financial's management efficiency ratios could be used to measure how well MidWestOne Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Enterprise Value Over EBITDA | 9.77 | 10.26 | |
| Book Value Per Share | 30.09 | 15.66 | |
| Tangible Book Value Per Share | 24.36 | 13.14 | |
| Price Book Value Ratio | 0.93 | 1.21 | |
| Enterprise Value Multiple | 9.77 | 10.26 | |
| Price Fair Value | 0.93 | 1.21 | |
| Enterprise Value | 682.9 M | 362.7 M |
The strategic decisions made by MidWestOne Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Basic technical analysis of MidWestOne Stock
As of the 27th of February, MidWestOne Financial secures the Risk Adjusted Performance of (0.03), standard deviation of 1.62, and Mean Deviation of 1.21. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of MidWestOne Financial, as well as the relationship between them. Please verify MidWestOne Financial mean deviation, information ratio, as well as the relationship between the Information Ratio and potential upside to decide if MidWestOne Financial Group is priced some-what accurately, providing market reflects its recent price of 30.28 per share. Given that MidWestOne Financial has information ratio of (0.04), we recommend you to check MidWestOne Financial's last-minute market performance to make sure the company can sustain itself at a future point.MidWestOne Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific MidWestOne Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on MidWestOne Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases MidWestOne Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
MidWestOne Financial's Outstanding Corporate Bonds
MidWestOne Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. MidWestOne Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most MidWestOne bonds can be classified according to their maturity, which is the date when MidWestOne Financial Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View |
Understand MidWestOne Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing MidWestOne Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.09) | |||
| Mean Deviation | 1.21 | |||
| Coefficient Of Variation | (2,355) | |||
| Standard Deviation | 1.62 | |||
| Variance | 2.62 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.07) | |||
| Total Risk Alpha | (0.06) | |||
| Treynor Ratio | (0.1) | |||
| Maximum Drawdown | 9.01 | |||
| Value At Risk | (2.39) | |||
| Potential Upside | 2.89 | |||
| Skewness | (0.38) | |||
| Kurtosis | 2.01 |
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.09) | |||
| Mean Deviation | 1.21 | |||
| Coefficient Of Variation | (2,355) | |||
| Standard Deviation | 1.62 | |||
| Variance | 2.62 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.07) | |||
| Total Risk Alpha | (0.06) | |||
| Treynor Ratio | (0.1) | |||
| Maximum Drawdown | 9.01 | |||
| Value At Risk | (2.39) | |||
| Potential Upside | 2.89 | |||
| Skewness | (0.38) | |||
| Kurtosis | 2.01 |
Consider MidWestOne Financial's intraday indicators
MidWestOne Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of MidWestOne Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
MidWestOne Financial Corporate Filings
F4 | 19th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 18th of February 2025 Other Reports | ViewVerify | |
| 10th of February 2025 Other Reports | ViewVerify | |
8K | 24th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
MidWestOne Stock media impact
Far too much social signal, news, headlines, and media speculation about MidWestOne Financial that are available to investors today. That information is available publicly through MidWestOne media outlets and privately through word of mouth or via MidWestOne internal channels. However, regardless of the origin, that massive amount of MidWestOne data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of MidWestOne Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of MidWestOne Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to MidWestOne Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive MidWestOne Financial alpha.
MidWestOne Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards MidWestOne Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
MidWestOne Financial Corporate Management
| Heather DeStefano | Senior Innovation | Profile | |
| John Ruppel | Chief Officer | Profile | |
| Joe Haselen | Regional Area | Profile | |
| Charles Reeves | CEO Director | Profile | |
| Elda MBA | Senior Officer | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MidWestOne Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Equity Analysis module to research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MidWestOne Financial. If investors know MidWestOne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MidWestOne Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 3.484 | Dividend Share 0.97 | Earnings Share (3.49) | Revenue Per Share | Quarterly Revenue Growth 0.688 |
The market value of MidWestOne Financial is measured differently than its book value, which is the value of MidWestOne that is recorded on the company's balance sheet. Investors also form their own opinion of MidWestOne Financial's value that differs from its market value or its book value, called intrinsic value, which is MidWestOne Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MidWestOne Financial's market value can be influenced by many factors that don't directly affect MidWestOne Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between MidWestOne Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if MidWestOne Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MidWestOne Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.