X Financial Class Stock Market Value
| XYF Stock | USD 12.49 0.99 8.61% |
| Symbol | XYF |
X Financial Class Price To Book Ratio
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.103 | Dividend Share 2.37 | Earnings Share 3.73 | Revenue Per Share | Quarterly Revenue Growth 0.133 |
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
X Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to X Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of X Financial.
| 12/15/2024 |
| 03/15/2025 |
If you would invest 0.00 in X Financial on December 15, 2024 and sell it all today you would earn a total of 0.00 from holding X Financial Class or generate 0.0% return on investment in X Financial over 90 days. X Financial is related to or competes with LM Funding, Eason Technology, Nisun International, Qudian, FinVolution, Senmiao Technology, and Lexinfintech Holdings. X Financial provides personal finance services in the Peoples Republic of China More
X Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure X Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess X Financial Class upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 3.93 | |||
| Information Ratio | 0.2058 | |||
| Maximum Drawdown | 22.49 | |||
| Value At Risk | (6.18) | |||
| Potential Upside | 10.06 |
X Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for X Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as X Financial's standard deviation. In reality, there are many statistical measures that can use X Financial historical prices to predict the future X Financial's volatility.| Risk Adjusted Performance | 0.1568 | |||
| Jensen Alpha | 0.9892 | |||
| Total Risk Alpha | 1.53 | |||
| Sortino Ratio | 0.2338 | |||
| Treynor Ratio | 0.5185 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of X Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
X Financial Class Backtested Returns
X Financial appears to be unstable, given 3 months investment horizon. X Financial Class shows Sharpe Ratio of 0.17, which attests that the company had a 0.17 % return per unit of volatility over the last 3 months. By evaluating X Financial's technical indicators, you can evaluate if the expected return of 0.76% is justified by implied risk. Please utilize X Financial's Downside Deviation of 3.93, risk adjusted performance of 0.1568, and Mean Deviation of 3.1 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, X Financial holds a performance score of 13. The firm maintains a market beta of 1.5, which attests to a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, X Financial will likely underperform. Please check X Financial's downside variance, and the relationship between the sortino ratio and accumulation distribution , to make a quick decision on whether X Financial's historical returns will revert.
Auto-correlation | -0.57 |
Good reverse predictability
X Financial Class has good reverse predictability. Overlapping area represents the amount of predictability between X Financial time series from 15th of December 2024 to 29th of January 2025 and 29th of January 2025 to 15th of March 2025. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of X Financial Class price movement. The serial correlation of -0.57 indicates that roughly 57.0% of current X Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.57 | |
| Spearman Rank Test | -0.36 | |
| Residual Average | 0.0 | |
| Price Variance | 1.45 |
X Financial Class lagged returns against current returns
Autocorrelation, which is X Financial stock's lagged correlation, explains the relationship between observations of its time series of returns over different periods of time. The observations are said to be independent if autocorrelation is zero. Autocorrelation is calculated as a function of mean and variance and can have practical application in predicting X Financial's stock expected returns. We can calculate the autocorrelation of X Financial returns to help us make a trade decision. For example, suppose you find that X Financial has exhibited high autocorrelation historically, and you observe that the stock is moving up for the past few days. In that case, you can expect the price movement to match the lagging time series.
Current and Lagged Values |
| Timeline |
X Financial regressed lagged prices vs. current prices
Serial correlation can be approximated by using the Durbin-Watson (DW) test. The correlation can be either positive or negative. If X Financial stock is displaying a positive serial correlation, investors will expect a positive pattern to continue. However, if X Financial stock is observed to have a negative serial correlation, investors will generally project negative sentiment on having a locked-in long position in X Financial stock over time.
Current vs Lagged Prices |
| Timeline |
X Financial Lagged Returns
When evaluating X Financial's market value, investors can use the concept of autocorrelation to see how much of an impact past prices of X Financial stock have on its future price. X Financial autocorrelation represents the degree of similarity between a given time horizon and a lagged version of the same horizon over the previous time interval. In other words, X Financial autocorrelation shows the relationship between X Financial stock current value and its past values and can show if there is a momentum factor associated with investing in X Financial Class.
Regressed Prices |
| Timeline |
Currently Active Assets on Macroaxis
When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:Check out X Financial Correlation, X Financial Volatility and X Financial Alpha and Beta module to complement your research on X Financial. You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
X Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.