Pioneer Bancorp Stock Market Value
| PBFS Stock | USD 11.68 0.19 1.60% |
| Symbol | Pioneer |
Pioneer Bancorp Price To Book Ratio
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pioneer Bancorp. If investors know Pioneer will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pioneer Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.842 | Earnings Share 0.72 | Revenue Per Share 3.114 | Quarterly Revenue Growth 0.223 | Return On Assets 0.0091 |
The market value of Pioneer Bancorp is measured differently than its book value, which is the value of Pioneer that is recorded on the company's balance sheet. Investors also form their own opinion of Pioneer Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Pioneer Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pioneer Bancorp's market value can be influenced by many factors that don't directly affect Pioneer Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pioneer Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pioneer Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pioneer Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Pioneer Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Pioneer Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Pioneer Bancorp.
| 10/17/2024 |
| 12/16/2024 |
If you would invest 0.00 in Pioneer Bancorp on October 17, 2024 and sell it all today you would earn a total of 0.00 from holding Pioneer Bancorp or generate 0.0% return on investment in Pioneer Bancorp over 60 days. Pioneer Bancorp is related to or competes with Home Federal, Lake Shore, Community West, Magyar Bancorp, LINKBANCORP, Rhinebeck Bancorp, and Orrstown Financial. Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank that provides various banking products and services... More
Pioneer Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Pioneer Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Pioneer Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.8938 | |||
| Information Ratio | 0.0106 | |||
| Maximum Drawdown | 4.39 | |||
| Value At Risk | (1.18) | |||
| Potential Upside | 1.8 |
Pioneer Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Pioneer Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Pioneer Bancorp's standard deviation. In reality, there are many statistical measures that can use Pioneer Bancorp historical prices to predict the future Pioneer Bancorp's volatility.| Risk Adjusted Performance | 0.0842 | |||
| Jensen Alpha | 0.089 | |||
| Total Risk Alpha | (0.02) | |||
| Sortino Ratio | 0.0117 | |||
| Treynor Ratio | 0.7859 |
Pioneer Bancorp Backtested Returns
Currently, Pioneer Bancorp is very steady. Pioneer Bancorp maintains Sharpe Ratio (i.e., Efficiency) of 0.0534, which implies the firm had a 0.0534% return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Pioneer Bancorp, which you can use to evaluate the volatility of the company. Please check Pioneer Bancorp's Risk Adjusted Performance of 0.0842, coefficient of variation of 888.59, and Semi Deviation of 0.7192 to confirm if the risk estimate we provide is consistent with the expected return of 0.053%. Pioneer Bancorp has a performance score of 4 on a scale of 0 to 100. The company holds a Beta of 0.13, which implies not very significant fluctuations relative to the market. As returns on the market increase, Pioneer Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Pioneer Bancorp is expected to be smaller as well. Pioneer Bancorp right now holds a risk of 0.99%. Please check Pioneer Bancorp value at risk, as well as the relationship between the skewness and day median price , to decide if Pioneer Bancorp will be following its historical price patterns.
Auto-correlation | 0.10 |
Insignificant predictability
Pioneer Bancorp has insignificant predictability. Overlapping area represents the amount of predictability between Pioneer Bancorp time series from 17th of October 2024 to 16th of November 2024 and 16th of November 2024 to 16th of December 2024. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Pioneer Bancorp price movement. The serial correlation of 0.1 indicates that less than 10.0% of current Pioneer Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.1 | |
| Spearman Rank Test | 0.32 | |
| Residual Average | 0.0 | |
| Price Variance | 0.01 |
Pioneer Bancorp lagged returns against current returns
Autocorrelation, which is Pioneer Bancorp stock's lagged correlation, explains the relationship between observations of its time series of returns over different periods of time. The observations are said to be independent if autocorrelation is zero. Autocorrelation is calculated as a function of mean and variance and can have practical application in predicting Pioneer Bancorp's stock expected returns. We can calculate the autocorrelation of Pioneer Bancorp returns to help us make a trade decision. For example, suppose you find that Pioneer Bancorp has exhibited high autocorrelation historically, and you observe that the stock is moving up for the past few days. In that case, you can expect the price movement to match the lagging time series.
Current and Lagged Values |
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Pioneer Bancorp regressed lagged prices vs. current prices
Serial correlation can be approximated by using the Durbin-Watson (DW) test. The correlation can be either positive or negative. If Pioneer Bancorp stock is displaying a positive serial correlation, investors will expect a positive pattern to continue. However, if Pioneer Bancorp stock is observed to have a negative serial correlation, investors will generally project negative sentiment on having a locked-in long position in Pioneer Bancorp stock over time.
Current vs Lagged Prices |
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Pioneer Bancorp Lagged Returns
When evaluating Pioneer Bancorp's market value, investors can use the concept of autocorrelation to see how much of an impact past prices of Pioneer Bancorp stock have on its future price. Pioneer Bancorp autocorrelation represents the degree of similarity between a given time horizon and a lagged version of the same horizon over the previous time interval. In other words, Pioneer Bancorp autocorrelation shows the relationship between Pioneer Bancorp stock current value and its past values and can show if there is a momentum factor associated with investing in Pioneer Bancorp.
Regressed Prices |
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Thematic Opportunities
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Additional Tools for Pioneer Stock Analysis
When running Pioneer Bancorp's price analysis, check to measure Pioneer Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pioneer Bancorp is operating at the current time. Most of Pioneer Bancorp's value examination focuses on studying past and present price action to predict the probability of Pioneer Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pioneer Bancorp's price. Additionally, you may evaluate how the addition of Pioneer Bancorp to your portfolios can decrease your overall portfolio volatility.