Pioneer Bancorp Stock Piotroski F Score

PBFS Stock  USD 11.68  0.19  1.60%   
This module uses fundamental data of Pioneer Bancorp to approximate its Piotroski F score. Pioneer Bancorp F Score is determined by combining nine binary scores representing 3 distinct fundamental categories of Pioneer Bancorp. These three categories are profitability, efficiency, and funding. Some research analysts and sophisticated value traders use Piotroski F Score to find opportunities outside of the conventional market and financial statement analysis.They believe that some of the new information about Pioneer Bancorp financial position does not get reflected in the current market share price suggesting a possibility of arbitrage. Check out Pioneer Bancorp Altman Z Score, Pioneer Bancorp Correlation, Pioneer Bancorp Valuation, as well as analyze Pioneer Bancorp Alpha and Beta and Pioneer Bancorp Hype Analysis.
For more information on how to buy Pioneer Stock please use our How to Invest in Pioneer Bancorp guide.
  
Interest Debt Per Share is likely to gain to 0.91 in 2024, whereas Short and Long Term Debt Total is likely to drop slightly above 718.2 K in 2024. At this time, Pioneer Bancorp's Cash Per Share is comparatively stable compared to the past year. ROE is likely to gain to 0.06 in 2024, whereas Operating Cash Flow Per Share is likely to drop 0.74 in 2024.
At this time, it appears that Pioneer Bancorp's Piotroski F Score is Healthy. Although some professional money managers and academia have recently criticized Piotroski F-Score model, we still consider it an effective method of predicting the state of the financial strength of any organization that is not predisposed to accounting gimmicks and manipulations. Using this score on the criteria to originate an efficient long-term portfolio can help investors filter out the purely speculative stocks or equities playing fundamental games by manipulating their earnings..
5.0
Piotroski F Score - Healthy
Current Return On Assets

Positive

Focus
Change in Return on Assets

Decreased

Focus
Cash Flow Return on Assets

Positive

Focus
Current Quality of Earnings (accrual)

Improving

Focus
Asset Turnover Growth

Increase

Focus
Current Ratio Change

Decrease

Focus
Long Term Debt Over Assets Change

N/A

Focus
Change In Outstending Shares

Increase

Focus
Change in Gross Margin

No Change

Focus

Pioneer Bancorp Piotroski F Score Drivers

The critical factor to consider when applying the Piotroski F Score to Pioneer Bancorp is to make sure Pioneer is not a subject of accounting manipulations and runs a healthy internal audit department. So, if Pioneer Bancorp's auditors report directly to the board (not management), the managers will be reluctant to manipulate simply due to the fear of punishment. On the other hand, the auditors will be free to investigate the ledgers properly because they know that the board has their back. Below are the main accounts that are used in the Piotroski F Score model. By analyzing the historical trends of the mains drivers, investors can determine if Pioneer Bancorp's financial numbers are properly reported.
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.04330.0391
Significantly Up
Pretty Stable
Gross Profit Margin0.710.8
Fairly Down
Slightly volatile
Total Current LiabilitiesB1.3 B
Significantly Down
Slightly volatile
Non Current Liabilities Total1.7 B1.6 B
Sufficiently Up
Slightly volatile
Total Assets1.8 B1.9 B
Notably Down
Slightly volatile
Total Current Assets956.6 M1.6 B
Way Down
Pretty Stable
Total Cash From Operating Activities23.8 M23.8 M
Slightly Down
Slightly volatile

Pioneer Bancorp F Score Driver Matrix

One of the toughest challenges investors face today is learning how to quickly synthesize historical financial statements and information provided by the company, SEC reporting, and various external parties in order to project the various growth rates. Understanding the correlation between Pioneer Bancorp's different financial indicators related to revenue, expenses, operating profit, and net earnings helps investors identify and prioritize their investing strategies towards Pioneer Bancorp in a much-optimized way.

About Pioneer Bancorp Piotroski F Score

F-Score is one of many stock grading techniques developed by Joseph Piotroski, a professor of accounting at the Stanford University Graduate School of Business. It was published in 2002 under the paper titled Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers. Piotroski F Score is based on binary analysis strategy in which stocks are given one point for passing 9 very simple fundamental tests, and zero point otherwise. According to Mr. Piotroski's analysis, his F-Score binary model can help to predict the performance of low price-to-book stocks.

Book Value Per Share

12.01

At this time, Pioneer Bancorp's Book Value Per Share is comparatively stable compared to the past year.

Pioneer Bancorp Current Valuation Drivers

We derive many important indicators used in calculating different scores of Pioneer Bancorp from analyzing Pioneer Bancorp's financial statements. These drivers represent accounts that assess Pioneer Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Pioneer Bancorp's important valuation drivers and their relationship over time.
201920202021202220232024 (projected)
Enterprise Value155.1M73.4M(126.3M)82.7M225.6M127.7M

Pioneer Bancorp ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Pioneer Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Pioneer Bancorp's managers, analysts, and investors.
Environmental
Governance
Social

About Pioneer Bancorp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Pioneer Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Pioneer Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Pioneer Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Thematic Opportunities

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Additional Tools for Pioneer Stock Analysis

When running Pioneer Bancorp's price analysis, check to measure Pioneer Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pioneer Bancorp is operating at the current time. Most of Pioneer Bancorp's value examination focuses on studying past and present price action to predict the probability of Pioneer Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pioneer Bancorp's price. Additionally, you may evaluate how the addition of Pioneer Bancorp to your portfolios can decrease your overall portfolio volatility.