Is Zions Bancorporation Stock a Good Investment?
Zions Bancorporation Investment Advice | ZION |
- Examine Zions Bancorporation's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Zions Bancorporation's leadership team and their track record. Good management can help Zions Bancorporation navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Zions Bancorporation's business and its evolving consumer preferences.
- Compare Zions Bancorporation's performance and market position to its competitors. Analyze how Zions Bancorporation is positioned in terms of product offerings, innovation, and market share.
- Check if Zions Bancorporation pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Zions Bancorporation's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Zions Bancorporation stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Zions Bancorporation is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Zions Bancorporation Stock
Researching Zions Bancorporation's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 79.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.29. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Zions Bancorporation has Price/Earnings To Growth (PEG) ratio of 1.46. The entity last dividend was issued on the 13th of February 2025. The firm had 4:1 split on the 15th of May 1997.
To determine if Zions Bancorporation is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Zions Bancorporation's research are outlined below:
| Zions Bancorporation generated a negative expected return over the last 90 days | |
| Over 79.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from seekingalpha.com: Zions Bancorporation authorizes 40M share repurchase program |
Zions Bancorporation Quarterly Gross Profit |
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Zions Bancorporation uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Zions Bancorporation. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Zions Bancorporation's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 17th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 27th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Zions Bancorporation's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Zions Bancorporation's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2020-07-20 | 2020-06-30 | 0.38 | 0.34 | -0.04 | 10 | ||
2012-10-22 | 2012-09-30 | 0.3 | 0.34 | 0.04 | 13 | ||
2015-01-26 | 2014-12-31 | 0.42 | 0.36 | -0.06 | 14 | ||
2017-04-24 | 2017-03-31 | 0.54 | 0.61 | 0.07 | 12 | ||
2016-10-24 | 2016-09-30 | 0.5 | 0.57 | 0.07 | 14 | ||
2012-01-23 | 2011-12-31 | 0.33 | 0.26 | -0.07 | 21 | ||
2017-01-23 | 2016-12-31 | 0.52 | 0.6 | 0.08 | 15 | ||
2008-07-17 | 2008-06-30 | 0.74 | 0.65 | -0.09 | 12 |
Zions Bancorporation Target Price Consensus
Zions target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Zions Bancorporation's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 23 | Buy |
Most Zions analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Zions stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Zions Bancorporation, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationZions Bancorporation Target Price Projection
Zions Bancorporation's current and average target prices are 52.89 and 60.70, respectively. The current price of Zions Bancorporation is the price at which Zions Bancorporation is currently trading. On the other hand, Zions Bancorporation's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Zions Bancorporation Market Quote on 25th of February 2025
Target Price
Analyst Consensus On Zions Bancorporation Target Price
Zions Bancorporation Analyst Ratings
Zions Bancorporation's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Zions Bancorporation stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Zions Bancorporation's financials, market performance, and future outlook by experienced professionals. Zions Bancorporation's historical ratings below, therefore, can serve as a valuable tool for investors.Know Zions Bancorporation's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Zions Bancorporation is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Zions Bancorporation backward and forwards among themselves. Zions Bancorporation's institutional investor refers to the entity that pools money to purchase Zions Bancorporation's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Fiduciary Management, Inc. Of Milwaukee | 2024-12-31 | 2.3 M | First Trust Advisors L.p. | 2024-12-31 | 2.3 M | Thrivent Financial For Lutherans | 2024-12-31 | 2.1 M | Alliancebernstein L.p. | 2024-12-31 | 2 M | Goldman Sachs Group Inc | 2024-12-31 | 1.7 M | Balyasny Asset Management Llc | 2024-12-31 | 1.6 M | Northern Trust Corp | 2024-12-31 | 1.5 M | Bank Of New York Mellon Corp | 2024-12-31 | 1.4 M | Norges Bank | 2024-12-31 | 1.4 M | Vanguard Group Inc | 2024-12-31 | 19 M | Blackrock Inc | 2024-12-31 | 13.7 M |
Zions Bancorporation's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 7.81 B.Market Cap |
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Zions Bancorporation's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.07 | 0.07 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.13 | 0.10 |
Determining Zions Bancorporation's profitability involves analyzing its financial statements and using various financial metrics to determine if Zions Bancorporation is a good buy. For example, gross profit margin measures Zions Bancorporation's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Zions Bancorporation's profitability and make more informed investment decisions.
Evaluate Zions Bancorporation's management efficiency
As of the 25th of February 2025, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.07. At this time, Zions Bancorporation's Asset Turnover is very stable compared to the past year. Zions Bancorporation's management efficiency ratios could be used to measure how well Zions Bancorporation manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 41.60 | 21.04 | |
| Tangible Book Value Per Share | 34.45 | 36.18 | |
| Enterprise Value Over EBITDA | 12.62 | 13.25 | |
| Price Book Value Ratio | 1.30 | 1.63 | |
| Enterprise Value Multiple | 12.62 | 13.25 | |
| Price Fair Value | 1.30 | 1.63 | |
| Enterprise Value | -1.8 B | -1.7 B |
The management team at Zions Bancorporation has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Basic technical analysis of Zions Stock
As of the 25th of February, Zions Bancorporation maintains the Mean Deviation of 1.25, market risk adjusted performance of (0.14), and Standard Deviation of 1.63. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Zions Bancorporation, as well as the relationship between them.Zions Bancorporation's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Zions Bancorporation insiders, such as employees or executives, is commonly permitted as long as it does not rely on Zions Bancorporation's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Zions Bancorporation insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Zions Bancorporation's Outstanding Corporate Bonds
Zions Bancorporation issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Zions Bancorporation uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Zions bonds can be classified according to their maturity, which is the date when Zions Bancorporation has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| US98971DAB64 Corp BondUS98971DAB64 | View | |
| ZOETIS INC 395 Corp BondUS98978VAM54 | View | |
| ZOETIS INC 39 Corp BondUS98978VAN38 | View | |
| ZOETIS INC 45 Corp BondUS98978VAK98 | View | |
| ZOETIS INC 3 Corp BondUS98978VAL71 | View | |
| ZOETIS INC Corp BondUS98978VAS25 | View | |
| ZOETIS INC 445 Corp BondUS98978VAP85 | View | |
| ZTS 56 16 NOV 32 Corp BondUS98978VAV53 | View |
Understand Zions Bancorporation's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Zions Bancorporation's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (0.14) | |||
| Mean Deviation | 1.25 | |||
| Coefficient Of Variation | (1,053) | |||
| Standard Deviation | 1.63 | |||
| Variance | 2.66 | |||
| Information Ratio | (0.1) | |||
| Jensen Alpha | (0.16) | |||
| Total Risk Alpha | (0.15) | |||
| Treynor Ratio | (0.15) | |||
| Maximum Drawdown | 7.94 | |||
| Value At Risk | (2.77) | |||
| Potential Upside | 2.44 | |||
| Skewness | (0.29) | |||
| Kurtosis | 0.9273 |
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (0.14) | |||
| Mean Deviation | 1.25 | |||
| Coefficient Of Variation | (1,053) | |||
| Standard Deviation | 1.63 | |||
| Variance | 2.66 | |||
| Information Ratio | (0.1) | |||
| Jensen Alpha | (0.16) | |||
| Total Risk Alpha | (0.15) | |||
| Treynor Ratio | (0.15) | |||
| Maximum Drawdown | 7.94 | |||
| Value At Risk | (2.77) | |||
| Potential Upside | 2.44 | |||
| Skewness | (0.29) | |||
| Kurtosis | 0.9273 |
Consider Zions Bancorporation's intraday indicators
Zions Bancorporation intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Zions Bancorporation stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Zions Bancorporation Corporate Filings
F4 | 19th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 5th of February 2025 Other Reports | ViewVerify | |
8K | 21st of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 6th of January 2025 Other Reports | ViewVerify |
Zions Stock media impact
Far too much social signal, news, headlines, and media speculation about Zions Bancorporation that are available to investors today. That information is available publicly through Zions media outlets and privately through word of mouth or via Zions internal channels. However, regardless of the origin, that massive amount of Zions data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Zions Bancorporation news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Zions Bancorporation relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Zions Bancorporation's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Zions Bancorporation alpha.
Zions Bancorporation Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Zions Bancorporation can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Zions Bancorporation Historical Investor Sentiment
Investor biases related to Zions Bancorporation's public news can be used to forecast risks associated with an investment in Zions. The trend in average sentiment can be used to explain how an investor holding Zions can time the market purely based on public headlines and social activities around Zions Bancorporation. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Zions Bancorporation's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Zions Bancorporation and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Zions Bancorporation news discussions. The higher the estimate score, the more favorable the investor's outlook on Zions Bancorporation.
Zions Bancorporation Maximum Pain Price Across April 17th 2025 Option Contracts
Zions Bancorporation's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Zions Bancorporation close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Zions Bancorporation's options.
Zions Bancorporation Corporate Executives
Elected by the shareholders, the Zions Bancorporation's board of directors comprises two types of representatives: Zions Bancorporation inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Zions. The board's role is to monitor Zions Bancorporation's management team and ensure that shareholders' interests are well served. Zions Bancorporation's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Zions Bancorporation's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Ryan Richards | Executive CFO | Profile |
Already Invested in Zions Bancorporation?
The danger of trading Zions Bancorporation is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Zions Bancorporation is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Zions Bancorporation. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Zions Bancorporation is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Zions Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Zions Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Zions Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Zions Bancorporation Stock: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Zions Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons. To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Zions Bancorporation. If investors know Zions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Zions Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.72 | Dividend Share 1.66 | Earnings Share 4.95 | Revenue Per Share | Quarterly Revenue Growth 0.066 |
The market value of Zions Bancorporation is measured differently than its book value, which is the value of Zions that is recorded on the company's balance sheet. Investors also form their own opinion of Zions Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Zions Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Zions Bancorporation's market value can be influenced by many factors that don't directly affect Zions Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Zions Bancorporation's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Zions Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Zions Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.