Zions Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Zions Bancorporation
ZION Stock  USD 52.89  0.04  0.08%   
Zions Bancorporation financial statements provide useful quarterly and yearly information to potential Zions Bancorporation investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Zions Bancorporation financial statements helps investors assess Zions Bancorporation's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Zions Bancorporation's valuation are summarized below:
Gross Profit
3.1 B
Profit Margin
0.2564
Market Capitalization
7.8 B
Enterprise Value Revenue
2.8209
Revenue
3.1 B
We have found one hundred twenty available fundamental gauges for Zions Bancorporation, which can be analyzed and compared to other ratios and to its peers. Self-guided Investors are advised to confirm Zions Bancorporation's prevalent fundamentals against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. As of the 25th of February 2025, Market Cap is likely to grow to about 7 B, though Enterprise Value is likely to grow to (1.7 B).

Zions Bancorporation Total Revenue

4.51 Billion

Check Zions Bancorporation financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Zions Bancorporation's main balance sheet or income statement drivers, such as Interest Expense of 2 B, Selling General Administrative of 1.6 B or Total Revenue of 4.5 B, as well as many indicators such as Price To Sales Ratio of 3.16, Ptb Ratio of 1.63 or Days Sales Outstanding of 66.23. Zions financial statements analysis is a perfect complement when working with Zions Bancorporation Valuation or Volatility modules.
  
Check out the analysis of Zions Bancorporation Correlation against competitors.
To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.

Zions Bancorporation Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets93.2 B88.8 B67.8 B
Slightly volatile
Short and Long Term Debt Total5 B4.8 B2.9 B
Slightly volatile
Total Current Liabilities30 B28.5 B14.6 B
Slightly volatile
Total Stockholder Equity3.9 B6.1 B6.3 B
Very volatile
Property Plant And Equipment Net1.4 B1.4 B1 B
Slightly volatile
Retained Earnings7 B6.7 B3.5 B
Slightly volatile
Common Stock Shares Outstanding121.4 M147.2 M168.2 M
Very volatile
Liabilities And Stockholders Equity93.2 B88.8 B67.8 B
Slightly volatile
Non Current Liabilities Total3.1 B2.9 B1.6 B
Slightly volatile
Total Liabilities86.8 B82.7 B51.5 B
Slightly volatile
Property Plant And Equipment Gross3 B2.8 B1.4 B
Slightly volatile
Common Stock2.4 B1.7 B3.1 B
Slightly volatile
Cash2.9 B2.5 B4.3 B
Slightly volatile
Cash And Short Term Investments2.5 B2.6 B11.8 B
Very volatile
Total Current Assets4.7 B5 B29.5 B
Slightly volatile
Short Term Debt4 B3.8 B2.2 B
Slightly volatile
Other Liabilities1.5 B1.5 B868.4 M
Slightly volatile
Accounts Payable47.9 B82.4 B55.7 B
Slightly volatile
Long Term Debt460 M484.2 M1.1 B
Slightly volatile
Good Will868.6 M924.3 M973.4 M
Pretty Stable
Short Term Investments52.4 M55.2 M7.5 B
Very volatile
Intangible Assets27.4 M28.8 M61.2 M
Slightly volatile
Property Plant Equipment1.9 B1.8 B1.1 B
Slightly volatile
Preferred Stock Total Equity744.3 M396 M751 M
Slightly volatile
Net Receivables316.4 M344.7 M382 M
Slightly volatile
Net Tangible Assets5.7 B3.9 B4.9 B
Pretty Stable
Long Term Debt Total988.5 M585.9 M1.2 B
Slightly volatile
Long Term Investments29 B18.9 B34.8 B
Slightly volatile
Non Current Liabilities Other14.9 B14.2 B5.1 B
Slightly volatile
Earning Assets19.3 B19.4 B17.1 B
Slightly volatile
Capital Lease Obligations3.4 M4.6 M2.4 M
Slightly volatile
Net Invested Capital7.1 B6.6 B9.6 B
Slightly volatile
Capital Surpluse2.1 B1.6 B3 B
Slightly volatile
Capital Stock2.5 B2.5 B1.5 B
Slightly volatile

Zions Bancorporation Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense2 B1.9 B501.2 M
Slightly volatile
Selling General Administrative1.6 B1.6 B1.1 B
Slightly volatile
Total Revenue4.5 B4.3 B2.6 B
Slightly volatile
Gross Profit4.5 B4.3 B2.6 B
Slightly volatile
Operating Income4.5 B4.2 B1.3 B
Slightly volatile
EBIT4.5 B4.2 B1.4 B
Slightly volatile
EBITDA824.6 M1 B1 B
Slightly volatile
Cost Of Revenue2.3 B2.2 B1 B
Slightly volatile
Income Before Tax1.1 B1 B790.1 M
Slightly volatile
Net Income823.2 M784 M581.2 M
Slightly volatile
Income Tax Expense124.2 M228 M202.2 M
Slightly volatile
Selling And Marketing Expenses25.4 M45 M25.9 M
Slightly volatile
Net Income Applicable To Common Shares1.1 B1 B586.6 M
Slightly volatile
Non Operating Income Net Other437.1 M416.3 M189.3 M
Slightly volatile
Tax Provision259 M236.9 M207.9 M
Slightly volatile
Net Interest Income2.4 B2.8 B2.1 B
Slightly volatile
Interest Income2.7 B4.5 B2.4 B
Slightly volatile

Zions Bancorporation Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow521 M887.8 M650.9 M
Slightly volatile
Capital Expenditures96.8 M129.9 M130.6 M
Slightly volatile
Total Cash From Operating Activities617.8 M1 B781.6 M
Slightly volatile
End Period Cash Flow1 B823.4 M804.1 M
Pretty Stable
Begin Period Cash Flow945.6 M755.5 M823.8 M
Slightly volatile
Stock Based Compensation28.2 M29.7 M46.6 M
Slightly volatile
Issuance Of Capital Stock2.6 M2.7 M15 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.161.86032.6503
Slightly volatile
PTB Ratio1.631.30411.0776
Slightly volatile
Days Sales Outstanding66.2359.4357.6141
Slightly volatile
Book Value Per Share21.0441.600435.5144
Slightly volatile
PB Ratio1.631.30411.0776
Slightly volatile
Net Income Per Share5.595.32573.4607
Slightly volatile
Sales General And Administrative To Revenue0.310.450.4399
Slightly volatile
Cash Per Share16.1413.7225.1982
Slightly volatile
POCF Ratio8.08.428.7762
Slightly volatile
Interest Coverage2.432.28025.2747
Pretty Stable
Capex To Operating Cash Flow0.110.12770.1798
Very volatile
PFCF Ratio7.937.5611.1941
Pretty Stable
ROE0.10.1280.0942
Slightly volatile
PE Ratio9.1510.186412.2799
Slightly volatile
Return On Tangible Assets0.00820.00890.0085
Slightly volatile
Earnings Yield0.05040.09820.0857
Very volatile
Intangibles To Total Assets0.01130.01190.0151
Slightly volatile
Current Ratio0.110.17490.1094
Slightly volatile
Tangible Book Value Per Share36.1834.454231.2943
Slightly volatile
Receivables Turnover5.126.366.6372
Slightly volatile
Graham Number74.1370.60452.2243
Slightly volatile
Shareholders Equity Per Share20.9741.600435.5119
Slightly volatile
Debt To Equity1.030.78090.6031
Very volatile
Revenue Per Share30.6229.162415.5583
Slightly volatile
Interest Debt Per Share47.445.139620.078
Slightly volatile
Debt To Assets0.07650.05390.05
Pretty Stable
Dividend Yield0.0220.03920.0302
Very volatile
Free Cash Flow Yield0.150.140.1296
Slightly volatile
Operating Cash Flow Per Share3.425.394.4341
Slightly volatile
Stock Based Compensation To Revenue0.01240.0140.0114
Pretty Stable
Free Cash Flow Per Share2.884.73.7
Slightly volatile
Capex To Revenue0.04380.03760.0527
Very volatile
Payout Ratio0.280.480.3501
Pretty Stable
Capex Per Share0.540.690.7342
Slightly volatile
Price Earnings Ratio9.1510.186412.2799
Slightly volatile
Operating Cycle66.2359.4357.6141
Slightly volatile
Price Book Value Ratio1.631.30411.0776
Slightly volatile
Price To Operating Cash Flows Ratio8.08.428.7762
Slightly volatile
Price To Free Cash Flows Ratio7.937.5611.1941
Pretty Stable
Pretax Profit Margin0.290.23570.3036
Slightly volatile
Ebt Per Ebit0.390.23820.6869
Pretty Stable
Operating Profit Margin0.680.98950.4304
Slightly volatile
Effective Tax Rate0.330.22530.2837
Slightly volatile
Company Equity Multiplier13.5514.496210.9302
Slightly volatile
Long Term Debt To Capitalization0.130.13430.1452
Slightly volatile
Total Debt To Capitalization0.450.43850.3052
Very volatile
Return On Capital Employed0.0670.07050.1056
Very volatile
Debt Equity Ratio1.030.78090.6031
Very volatile
Ebit Per Revenue0.680.98950.4304
Slightly volatile
Quick Ratio0.110.17490.1094
Slightly volatile
Dividend Paid And Capex Coverage Ratio3.342.583.1619
Slightly volatile
Net Income Per E B T0.560.77470.7104
Pretty Stable
Cash Ratio0.03050.03210.0878
Slightly volatile
Cash Conversion Cycle66.2359.4357.6141
Slightly volatile
Days Of Sales Outstanding66.2359.4357.6141
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.951.00.8309
Pretty Stable
Price To Book Ratio1.631.30411.0776
Slightly volatile
Fixed Asset Turnover3.393.14282.5892
Very volatile
Capital Expenditure Coverage Ratio5.497.056.8616
Slightly volatile
Price Cash Flow Ratio8.08.428.7762
Slightly volatile
Debt Ratio0.07650.05390.05
Pretty Stable
Price Sales Ratio3.161.86032.6503
Slightly volatile
Return On Assets0.0080.00880.0084
Slightly volatile
Asset Turnover0.04950.04840.0391
Very volatile
Net Profit Margin0.140.18260.2166
Slightly volatile
Gross Profit Margin0.780.880.96
Slightly volatile
Price Fair Value1.631.30411.0776
Slightly volatile
Return On Equity0.10.1280.0942
Slightly volatile
Short Term Coverage Ratios0.190.20.8254
Slightly volatile
Dividend Payout Ratio0.280.480.3501
Pretty Stable
Operating Cash Flow Sales Ratio0.260.290.3212
Slightly volatile
Cash Flow Coverage Ratios0.270.390.3855
Very volatile
Cash Flow To Debt Ratio0.270.390.3855
Very volatile

Zions Bancorporation Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap7 B6.6 B6.4 B
Slightly volatile

Zions Fundamental Market Drivers

Forward Price Earnings10.3306

Zions Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
27th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Zions Bancorporation Financial Statements

Zions Bancorporation investors utilize fundamental indicators, such as revenue or net income, to predict how Zions Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue4.3 B4.5 B
Cost Of Revenue2.2 B2.3 B
Sales General And Administrative To Revenue 0.45  0.31 
Revenue Per Share 29.16  30.62 
Stock Based Compensation To Revenue 0.01  0.01 
Capex To Revenue 0.04  0.04 
Ebit Per Revenue 0.99  0.68 
When determining whether Zions Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Zions Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Zions Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Zions Bancorporation Stock:
How To Invest In Zions
Details
Is Zions Stock a good investment?
Details
What is Zions Bancorporation's Net Worth?
Details
Largest Regional Banks Companies
View
Largest Banks - Regional Companies
View
Check out the analysis of Zions Bancorporation Correlation against competitors.
To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.
You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Zions Bancorporation. If investors know Zions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Zions Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.72
Dividend Share
1.66
Earnings Share
4.95
Revenue Per Share
20.773
Quarterly Revenue Growth
0.066
The market value of Zions Bancorporation is measured differently than its book value, which is the value of Zions that is recorded on the company's balance sheet. Investors also form their own opinion of Zions Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Zions Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Zions Bancorporation's market value can be influenced by many factors that don't directly affect Zions Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Altman
Z Score
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Piotroski
F Score
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Beneish
M Score
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Financial
Analysis
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Buy or Sell
Advice
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Earnings
Projections
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Please note, there is a significant difference between Zions Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Zions Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Zions Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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